145 Montana Del Lago Rancho Santa Margarita, CA $ 650,000
145 Montana Del Lago
$ 650,000
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145 Montana Del Lago

Rancho Santa Margarita, CA, 92688
$ 650,000
Bedrooms2 Baths2.0 Sq 886

Monthly Estimate*

$ 4,055

Listed by Ford Realty Group
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Condo for sale in Rancho Santa Margarita, CA

for $650,000 with 2 bedrooms and 2 full baths. This 886 square foot condo was built in 1993 on a lot size of 0.6607.

As Is - Lake Front Condo With Spectacular Views Of Lake, Mountains & Shopping Center.

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Condo Active

Price

$ 650,000

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 0

Style

Lot Size

0.6607

Year Built

1993

Town/City

Rancho Santa Margarita

County/Region

Orange

MLS | Web ID

OC25251947

Days on Market

46

Features
General
Living Area 886
Sewer Public Sewer Sewer Tap Paid
Heating Forced Air Fireplace(s)
Cooling Central Air
Utilities Cable Available Electricity Available Electricity Connected Phone Available Sewer Available Sewer Connected Water Available Water Connected
Possession Close Plus
Roof Tile
Appliances Dishwasher Free-Standing Range Gas Cooktop Disposal Gas Oven Gas Range Gas Water Heater Microwave Refrigerator Water Heater
HOA Fee 485
Garage Spaces 1
Association Fee Includes Sewer
Patio/Porch Features Front Porch
Architectural Style Mediterranean
Pool Features Community In Ground Association
Security Features Carbon Monoxide Detector(s)
Construction Materials Stucco
Year Built 1993
View City Lights Courtyard Lake Mountain(s) Neighborhood Panoramic
Levels Three Or More
Property Subtype Condominium
Waterfront Features Lake Lake Front
Community Features Biking Curbs Hiking Lake Street Lights Suburban Sidewalks Park Pool
Accessibility None
HOA Fee 2 87
Assoc Fee Paid Per Monthly
County Orange
New Construction false
Property Type Residential
Association Amenities Sport Court Maintenance Grounds Outdoor Cooking Area Other Courts Barbecue Picnic Area Playground Pickleball Pool Spa/Hot Tub Tennis Court(s) Trail(s) Trash
HOA true
Attached Garage false
Subdivision Name Montana Del Lago (MDL)
Facing Direction East
Garage Y/N true
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions Avenida De Los Fundadores | Montana Del Lago | Lake Front
High School Trabuco Hills
City Rancho Santa Margarita
Disclosures Covenants/Restrictions Disclosure HOA Disclosure Home Warranty
Association Name Montana Del Lago
Entry Location 2
Senior Community Y/N false
High School District Saddleback Valley Unified
Number Of Units Total 1
MLS Area R1 - Rancho Santa Margarita North
Lot Size Units Square Feet
Lot Size Square Feet 28782
Listing Terms Cash Cash to New Loan FHA Submit VA Loan
Spa Features Association Community In Ground
HOA Fee 2 Frequency Monthly
Elementary School Trabuco Mesa
Property Attached Y/N true
Land Lease Y/N false
Middle/Junior High School Rancho Santa Margarita
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type Multi Family
Living Area Units Square Feet
Builder Name RGC
Standard Status Active
Occupancy Type Vacant
Year Built Source Assessor
Tax Lot 3
Property Sub Type Additional Condominium
Expected Active Date 2025-11-18
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Interior
Interior Amenities Balcony Ceiling Fan(s) Separate/Formal Dining Room High Ceilings All Bedrooms Up Primary Suite
Flooring Carpet Vinyl
Fireplace Features Gas Gas Starter Living Room
Total Stories 2
Common Walls 2+ Common Walls No One Above
Air Conditioning Y/N true
Heating Y/N true
Window Features Screens Shutters
Fireplace Y/N true
Laundry Features Washer Hookup Inside Laundry Closet
Total Bedrooms 2
Entry Level 1
Main Level Bedrooms 0
Main Level Bathrooms 0
Total Baths 2
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Exterior
Exterior Amenities Lighting
Fencing Wood
Parking Features Door-Single Garage Garage Door Opener No Driveway Permit Required
Lot Features No Landscaping Near Park
Water Source Public
Total Parking 1
Lot Size Area 28782
Foundation Details Slab
Spa true
Lot Size Acres 0.6607
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Door Features Sliding Doors
Road Frontage Type City Street
Builder Model B - View
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* Excluded Features
List By
Ford Realty Group

Broker

christinafordrealtor@gmail.com

Email

Affordability Calculator

$4,055
Per Month
100%
0%
0%
Monthly Principal & Interest
$4,055
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Trabuco Hills High School High School
Pricing History
DatePricePrice ChangeDescription
11/27/2025$650,000 -7.13% Price Down
11/20/2025$699,900 Listed Price

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145 Montana Del Lago, Rancho Santa Margarita, CA, 92688 is a Condo for sale at $650,000 with 886 sqft and a lot size of 0.6607. 145 Montana Del Lago has 2 bedrooms, 2.0 baths, and was built in 1993. The property's zip code is 92688 which is in Rancho Santa Margarita, CA