305 HARBOR DRIVE Indian Rocks Beach, FL $ 2,497,000
305 HARBOR DRIVE
$ 2,497,000
Recently Listed New Construction
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305 HARBOR DRIVE

Indian Rocks Beach, FL, 33785
$ 2,497,000
Bedrooms4 Baths3.0 Sq 2,128

Monthly Estimate*

$ 15,578

305 HARBOR DRIVE, Indian Rocks Beach, FL 33785 - Image 1
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305 HARBOR DRIVE, Indian Rocks Beach, FL 33785 - Image 5
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Single Family Home for sale in Indian Rocks Beach, FL

for $2,497,000 with 4 bedrooms and 3 full baths. This 2,128 square foot home was built in 2025 on a lot size of 0.15.

Pre-Construction. To be built. NEW HOME CONSTRUCTION! This custom home is not only directly on the Intercoastal, but has an open view of the Belleair Bridge from one of the three porches overlooking the water. Great Florida views! This elevated waterfront home has 4 Bedrooms, 3 Baths, an inground piling foundation system, and is elevated a full 6' ABOVE the required FEMA elevation. In addition for hurricane protection, the wall system and all windows, sliding glass doors and exterior doors are rated above 150mph storm protection. The home offers Custom Cabinets & Countertops, large Pantry, Great appliance package, ceramic tile baths, and customer can choose all materials and colors. The home also comes with a new very nice swimming pool overlooking the intercoastal, for watching dolphins and many relaxing afternoons. Options for this home include a generator, elevator and natural gas. The home is in beautiful Indan Rocks Beach, the most desirable residential neighborhood. The home is only three blocks from the Gulf, an easy walk to the beach. Directly across the street is a playground park as well as tennis and pickleball courts. Restaurants are also walking distance, and for shopping 2 miles away, Belleair Bluffs offers upscale restaurants, Publix, Walgreens, and specialty stores. The home is also only 5 miles from Morton Plant Hospital and many doctors' offices. If you are also looking for an investment, IRB allows Air B&B rentals. Use this 4 Bed/2 Bath home part time, and enjoy good rental income for other months.

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Single Family Active

Price

$ 2,497,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 12,570

Style

Single Family Residence

Lot Size

0.15

Year Built

2025

Town/City

Indian Rocks Beach

County/Region

Pinellas

MLS | Web ID

TB8449373

Features
Interior
Interior Amenities cathedral ceiling(s) ceiling fan(s) crown molding kitchen/family room combo walk-in closet(s)
Flooring laminate
Furnished Y/N unfurnished
Air Conditioning Y/N yes
Heating Y/N yes
Fireplace Y/N no
Half Baths 0
Laundry Features inside laundry room
Total Bedrooms 4
Total Baths 3
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General
Sewer public sewer
Heating electric
Cooling central air
Utilities cable connected electricity connected natural gas available public sewer connected underground utilities water connected
Roof shingle
Appliances convection oven dishwasher disposal electric water heater exhaust fan microwave range range hood refrigerator tankless water heater
Garage Spaces 3
Construction Materials block hardiplank type
Year Built 2025
Levels two
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
Waterfront Features intracoastal waterway
County pinellas
New Construction yes
Property Type residential
HOA N
Attached Garage yes
Subdivision Name indian beach re-revised 12th add
Facing Direction north
Garage Y/N yes
Total Rooms 13
Full Baths 3
Status active
Directions in irb from gulf blvd turn east onto 27th avenue left onto harbor dr and the homesite is 200 yds on the right.
City indian rocks beach
Senior Community Y/N no
MLS Area 33785 - indian rocks bch/belleair bch/indian shores
Lot Size Units square feet
Lot Size Square Feet 6686
Carport Y/N no
Land Lease Y/N no
Tax Annual Amount 12570.77
Property Condition pre-construction
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/tb8449373
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type owner
Tax Lot 37
Legal Description indian beach re-revised 12th add lot 37
Water View intracoastal waterway
Water Access Type intracoastal waterway
Minimum Lease no minimum
Water Access Y/N yes
Water View Y/N yes
Flood Zone Code ae
DockY/N no
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Exterior
Exterior Amenities balcony private yard sliding doors
Water Source public
Lot Size Area 6686
Foundation Details block pillar/post/pier slab stem wall
Building Area Total 5072
Lot Dimensions 54 x 120
Lot Size Acres 0.15
Road Surface Type asphalt
Private Pool no
Waterfront Y/N yes
Covered Spaces 3
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Internal Only
Street Number 1 305
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* Excluded Features
List By
Turn Key Realty Llc

Broker

tsmithcfdh@outlook.com

Email

Affordability Calculator

$16,626
Per Month
94%
6%
0%
Monthly Principal & Interest
$15,578
Monthly Property Taxes
$1,048
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/18/2025$2,497,000 Listed Price

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305 HARBOR DRIVE, Indian Rocks Beach, FL, 33785 is a Single Family Home for sale at $2,497,000 with 2,128 sqft and a lot size of 0.15. 305 HARBOR DRIVE has 4 bedrooms, 3.0 baths, and was built in 2025. The property's zip code is 33785 which is in Indian Rocks Beach, FL