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2043 Garrard Street Covington, KY $ 189,000
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2043 Garrard Street
$ 189,000
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2043 Garrard Street

Covington, KY, 41014
$ 189,000
Bedrooms2 Baths1.1

Monthly Estimate*

$ 1,179

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Single Family Home for sale in Covington, KY

for $189,000 with 2 bedrooms and 1 full bath, 1 half bath. This home was built in 1904 on a lot size of 0.05.

100 percent Financing Available Through KY Housing or the City of Covington! This move-in-ready home combines charm, character, and modern updates in a highly convenient Covington location. Freshly painted with maintenance-free vinyl floors, ample natural light, and a beautiful stained-glass window, the interior feels bright and welcoming. The remodeled kitchen features stainless steel appliances, updated lighting, and cased windows that highlight the home's original craftsmanship. Additional improvements include a newer roof, newer water heater, and an energy-efficient furnace installed in 2022, offering peace of mind for years to come. A full basement provides excellent storage or future finishing potential, while the fireplace adds warmth and charm to the living space. Outside, enjoy a private backyard perfect for entertaining, outdoor living, or a fire pit setup. Located near parks, dining, and downtown access, this home delivers affordability, convenience, and style all in one package.

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Single Family Active

Price

$ 189,000

Bedrooms

2

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.05

Year Built

1904

Town/City

Covington

County/Region

Kenton

MLS | Web ID

638091
Features
Interior
Interior Amenities Entrance Foyer Storage Chandelier Laminate Counters Ceiling Fan(s) Multi Panel Doors
Basement Walk-Out Access Unfinished
Kitchen Appliances Stainless Steel Appliance(s) Electric Range Dishwasher Refrigerator Microwave
Total Fireplaces 1
Fireplace Features Brick Inoperable
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Insulated Windows Vinyl Frames
Fireplace Y/N Yes
Total Bathrooms 2.0
Laundry Features In Basement
Room Type Living Room Laundry Bedroom 2 Dining Room Entry Primary Bedroom Kitchen
Total Baths 2
Total Bedrooms 2
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General
Sewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Cable Available
Roof Shingle
Garage Spaces 0.0
Patio/Porch Features Patio Porch
Architectural Style Traditional
Security Features Security System
Construction Materials Vinyl Siding
Full Baths 1
Half Baths 1
Year Built 1904
Levels Two
Property Subtype Single Family Residence
County Kenton
New Construction No
Property Type A
HOA No
Attached Garage No
Total Rooms 7
Status Active
Directions Madison Ave To E 20th to Right onto Garrard Street.
High School Holmes Senior High
City Covington
School District Covington Indep
MLS Area K01 - Covington North
Lot Size Units Acres
Lot Size Square Feet 2374.02
Elementary School Sixth District Elementary
Property Attached Y/N No
Middle/Junior High School Holmes Middle School
Property Condition Existing Structure
MLS Area Minor K01 - Covington North
Virtual Tour https://www.zillow.com/view-imx/4cf829f8-ace9-499c-a71e-af7da75d6f9f?wl=true&setAttribution=mls&initialViewType=pano
Structure Type House
Standard Status Active
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Exterior
Fencing Privacy Wood Chain Link
Parking Features On Street
Lot Features Cleared Level
Water Source Public
Lot Size Area 0.05
Foundation Details Block
Building Area Total 0.0
Lot Dimensions of record
Lot Size Acres 0.05
Land Lease Type Fee
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* Excluded Features
List By
Huff Realty - Florence

Broker

brad@treasteam.com

Email

Affordability Calculator

$1,179
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Monthly Principal & Interest
$1,179
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3164258 Elementary School
3163344 Middle School
Holmes Senior High High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
11/18/2025$189,000 Listed Price

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2043 Garrard Street, Covington, KY, 41014 is a Single Family Home for sale at $189,000 with a lot size of 0.05. 2043 Garrard Street has 2 bedrooms, 1.1 baths, and was built in 1904. The property's zip code is 41014 which is in Covington, KY

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