124 Bedford Street Cumberland, MD $ 220,000
124 Bedford Street
$ 220,000
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124 Bedford Street

Cumberland, MD, 21502
$ 220,000
Bedrooms3 Baths0.0

Monthly Estimate*

$ 1,373

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Multi-Family Home for sale in Cumberland, MD

for $220,000 with 3 bedrooms. This home was built in 1895 on a lot size of 0.04.

124 Bedford St is a rare multi-family or commercial opportunity in the heart of Historic Downtown Cumberland. Built in 1895 and offering more than 3,000 square feet, this stately brick property features three separate apartments, each occupying its own floorideal for an investor, an owner-occupant, business offices or anyone looking to expand their portfolio in Western Maryland. Step inside to find ornate original woodwork, a grand winding staircase, high baseboards, and an intricately detailed fireplace mantel that showcase the craftsmanship of a bygone era. The main level includes a spacious 1-bedroom apartment, a versatile room with a decorative fireplace, and a welcoming grand foyer with both interior and exterior access to all units. The second floor hosts another 1-bedroom apartment, plus a flexible office/studio/bonus room and an additional half bath located in the hallway. The third-floor apartment features a generously sized layout with a large eat-in kitchen, making it an attractive rental option. A spacious basement provides abundant storage and potential laundry or workshop space. At the rear of the property is a charming courtyard where exterior stairs allow private access to all three levels and the spacious landings offer room for outdoor leisure in a walkable urban setting. Located just steps from shops, restaurants, and the vibrant energy of Downtown Cumberland, this property blends historic charm with income-producing potential. A fantastic opportunity to invest in Mountain Maryland.

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Multi-Family Active

Price

$ 220,000

Bedrooms

3

Property Type

Multi-Family

Taxes

$ 2,596

Style

Lot Size

0.04

Year Built

1895

Town/City

Cumberland

County/Region

Allegany

MLS | Web ID

MDAL2013388

Features
General
Living Area 2340
Sewer Public Sewer
Heating Baseboard - Electric Radiator
Cooling Window Unit(s)
Possession Settlement
Zoning Z-RC
Architectural Style Other
Construction Materials Brick
School District ALLEGANY COUNTY PUBLIC SCHOOLS
Year Built 1895
View City Mountain Trees/Woods
Property Subtype Triplex
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County ALLEGANY
New Construction N
Property Type Multi-Family
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade
Status ACTIVE
Directions From Queen City Drive turn onto Bedford St. towards Centre St property will be on the right.
City CUMBERLAND
Number Of Units Total 3
MLS Area N Cumberland - Allegany County (MDAL1)
Lot Size Units Square Feet
Lot Size Square Feet 1760.00
Number of Units Leased 0
Tax Annual Amount 2596.0
Two Bedroom 0
Structure Type Detached
Price Per Sq Ft Total AG 94.02
Vacation Rental Y/N N
Location Type Downtown
Lease Type None
Standard Status Active
Year Built Source Estimated
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Interior
Heating Fuel Natural Gas Electric
Basement Interior Access
Total Fireplaces 1
Hot Water Natural Gas
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Central Air Y/N N
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Exterior
Pool No Pool
Water Source Public
Type of Parking On Street
Foundation Details Stone
Water View Y/N N
Lot Size Acres 0.04
Lot Size Source Estimated
Waterfront Y/N N
Land Assessed Value 6000.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 124
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* Excluded Features
List By
Coldwell Banker Premier

Broker

penniwalker@premiermove.com

Email

Affordability Calculator

$1,589
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,373
Monthly Property Taxes
$216
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534976 Elementary School
3534179 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/17/2025$220,000 Listed Price

Map


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124 Bedford Street, Cumberland, MD, 21502 is a Multi-Family Home for sale at $220,000 with a lot size of 0.04. 124 Bedford Street has 3 bedrooms, 0.0 baths, and was built in 1895. The property's zip code is 21502 which is in Cumberland, MD