2546 SW 38th Terrace Cape Coral, FL ^$ 549,900

2546 SW 38th Terrace

^$ 549,900

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2546 SW 38th Terrace

Cape Coral, FL, 33914

^$ 549,900

Bedrooms3 Baths2.0 Sq 1,680

Monthly Estimate*

^$ 3,386

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Single Family Home for sale in Cape Coral, FL

for $549,900 with 3 bedrooms and 2 full baths. This 1,680 square foot home was built in 1987 on a lot size of 0.23.

Fully updated Gulf Access Pool Home—a true showcase with sunny southern exposure pool and stunning wide canal views. Every day feels like a vacation as sunlight pours across the pool and lanai, reflecting off the sparkling waters beyond your private dock with boat lift. Step inside to discover a beautifully remodeled 3-bedroom, 2-bath home. The custom kitchen is the centerpiece—crafted with quartz countertops, soft-close cabinets, stainless-steel appliances, a convenient pot filler, wine refrigerator and a designer sink. Pocket sliders from the living room and master suite disappear to create seamless indoor/outdoor living. The expansive lanai offers generous seating areas, a sparkling pool, pool bath, and an outdoor shower—all overlooking the tranquil intersecting canals. This turnkey furnished home is move-in ready—just bring your toothbrush and bathing suit. With a private dock and boat lift, you’ll enjoy gulf access to Fort Myers Beach & Sanibel Minutes from shopping, dining, and all that Cape Coral has to offer, this property delivers the ideal blend of convenience and coastal elegance. Whether you’re seeking a full-time residence, a vacation getaway, this home embodies the best of Florida living—Recent improvements include a newer roof, AC system, replumbed, resurfaced pool, and newer pool heater, newer washer/dryer and epoxied garage floor.

Single Family Pending

Price

^$ 549,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 7,644

Style

Ranch, OneStory

Lot Size

0.23

Year Built

1987

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2025019767

Features

Interior

Interior Amenities BuiltInFeatures Bathtub DualSinks KitchenIsland LivingDiningRoom MainLevelPrimary SeparateShower HomeOffice SplitBedrooms

Flooring Laminate Tile

Furnished Y/N Furnished

Total Stories 1

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Window Features SingleHung Sliding Shutters

Fireplace Y/N N

Half Baths 0

Laundry Features Inside

Total Bedrooms 3

Entry Level 1

Room Type Office ScreenedPorch

Total Baths 2

General

Sewer AssessmentPaid PublicSewer

Heating Central Electric

Cooling CentralAir CeilingFans Electric

Utilities CableAvailable

Possession CloseOfEscrow

Roof Shingle

Appliances Dishwasher Microwave Range Refrigerator

HOA Fee 0.0

Garage Spaces 2.0

Association Fee Includes None

Patio/Porch Features Lanai Patio Porch Screened

Architectural Style Ranch OneStory

Pool Features InGround

Security Features SmokeDetectors

Construction Materials Block Concrete Stucco

Pets Allowed Yes

Year Built 1987

View Canal

Stories Count 1

Property Subtype SingleFamilyResidence

Tax Year 2025

Ownership Single Family

Development Name CAPE CORAL

Waterfront Features CanalAccess

Community Features BoatFacilities NonGated

HOA Fee 2 0.0

County Lee

New Construction N

Property Type Residential

Association Amenities None

HOA N

Attached Garage Y

Contingency Financing

Subdivision Name CAPE CORAL

Facing Direction North

Garage Y/N Y

Full Baths 2

Status Pending

Directions From Oasis High School at 3415 Oasis Blvd head west on Oasis Boulevard toward Chiquita Boulevard South. Turn left onto Chiquita Boulevard South then take the second right onto SW 38th Terrace; 2546 S

City Cape Coral

Disclosures OwnerHasFloodInsurance RvRestrictions

Land Lease Amount 0.0

Senior Community Y/N N

Zoning Description R1-W

MLS Area CC22 - Cape Coral Unit 69 70 72-

Lot Size Units Acres

Carport Spaces 0.0

Carport Y/N N

Property Attached Y/N N

Land Lease Y/N N

Tax Annual Amount 7644.04

Home Warranty Y/N N

Property Condition Resale

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025019767

Standard Status Pending

Tax Lot 22

Property Sub Type Additional SingleFamilyResidence

Legal Description CAPE CORAL UNIT 74 BLK 4886 PB 22 PG 121 LOTS 22 + 23

HOA Fee 3 0.0

Exterior

Exterior Amenities SprinklerIrrigation Patio

Parking Features Attached Driveway Garage Paved TwoSpaces GarageDoorOpener

Lot Features RectangularLot SprinklersAutomatic

Water Source AssessmentPaid Public Assessment Paid Public

Lot Size Area 0.23

Horses N

Spa N

Irrigation/Water Rights Y

Gulf Access Type Bridges Water Indirect

Gulf Access Y

Building Area Total 3546.0

Lot Dimensions 80 x 125 x 80 x 125

Lot Size Acres 0.23

Road Surface Type Paved

Private Pool Y

Lot Size Source Appraiser

Waterfront Y/N Y

Covered Spaces 2.0

Crops Included Y/N N

Road Responsibility PublicMaintainedRoad

Horse Y/N N

Irrigation Water Rights Y/N N

* Excluded Features

List By

Mike Darda

Listing Agent

Compass Florida Llc

Broker

Offers@dardagroup.com

Affordability Calculator

$4,023

Per Month

Monthly Principal & Interest: $3,386
Monthly Property Taxes: $637
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Cape Coral, FL

Average List Price ^$612,408

Percent of Sale Price 11%

About Cape Coral, FL

184,744 Population

76% Since 2002

^$54,021 Median Income

44.67 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1023546 Elementary School

1023297 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/17/2025	$549,900		Listed Price

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2546 SW 38th Terrace, Cape Coral, FL, 33914 is a Single Family Home for sale at $549,900 with 1,680 sqft and a lot size of 0.23. 2546 SW 38th Terrace has 3 bedrooms, 2.0 baths, and was built in 1987. The property's zip code is 33914 which is in Cape Coral, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Property information provided courtesy of the Internet Exchange Program of the Multiple Listing Service of Greater Fort Myers and Beach, Inc.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/19/2026.

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2546 SW 38th Terrace

Single Family Home for sale in Cape Coral, FL

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