3278 1ST Avenue Fernandina Beach, FL $ 1,349,000
3278 1ST Avenue
$ 1,349,000
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3278 1ST Avenue

Fernandina Beach, FL, 32034
$ 1,349,000
Bedrooms3 Baths2.1 Sq 2,294

Monthly Estimate*

$ 8,416

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Single Family Home for sale in Fernandina Beach, FL

for $1,349,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,294 square foot home was built in 2018 on a lot size of 0.18.

LIVE BY THE BEACH ON AMELIA ISLAND! Located in The Surf, an exclusive beachside community of 8 homes with beach access 50' away! This Key West-style coastal home offers refined design just minutes from Historic Downtown Fernandina Beach. Features include wood-look tile flooring, Bosch appliances, natural gas gas cooktop with pot filler, microwave drawer, huge pantry, plantation shutters, custom stop-and-drop entry for beach towels and flip flops and an open kitchen-to-living layout perfect for entertaining. The primary suite boasts a spa bath with freestanding tub, double vanities, and custom closet. Upstairs, two guest rooms share a Jack-and-Jill bath, each with walk-in closets. Pool ready with an oversized lot, paver patio and driveway, transferable termite bond and extra green space to play. Enjoy a 3-car garage with epoxy flooring, built-in storage, whole-house Generac generator, surge protection, lightning rods, tankless water heater, and a hot/cold outdoor shower! Come and see!

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Single Family Active

Price

$ 1,349,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 9,754

Style

Traditional

Lot Size

0.18

Year Built

2018

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2118134

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Eat-in Kitchen Jack and Jill Bath Kitchen Island Open Floorplan Pantry Primary Bathroom -Tub with Separate Shower Primary Downstairs Walk-In Closet(s)
Flooring Carpet Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Laundry Features In Unit Lower Level
Total Bedrooms 3
Entry Level 1
Total Baths 3
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Gas Cooktop Gas Water Heater Microwave Refrigerator Washer Water Softener Owned
HOA Fee 1469.0
Garage Spaces 3.0
Patio/Porch Features Front Porch Patio
Architectural Style Traditional
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Frame Stucco
Year Built 2018
Electric Underground Whole House Generator
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential Single Family
Parcel Number 000031174200080000
Community Features Curbs
Assoc Fee Paid Per Annually
County Nassau
New Construction 0
Property Type Residential
Association Amenities Beach Access
HOA Y
Attached Garage Y
Subdivision Name Amelia Island
Facing Direction West
Garage Y/N Y
Total Rooms 7
Full Baths 2
Status Active
Directions Sadler to S Fletcher South on Fletcher right onto Hutchins Ave Left onto 1st Ave home is on the left.
High School Fernandina Beach
City Fernandina Beach
Senior Community Y/N N
Zoning Description Residential
MLS Area 431-Nassau County Beaches-South
Lot Size Units Acres
Lot Size Square Feet 7840.8
Carport Y/N N
Listing Terms Cash Conventional
Elementary School Southside
Property Attached Y/N N
Tax Annual Amount 9754.13
Home Warranty Y/N N
Middle/Junior High School Fernandina Beach
Lease Renewal Y/N N
MLS Area Minor 431-Nassau County Beaches-South
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/c9be2523-3b65-459e-9087-e2f74cc00d8b?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Exterior Amenities Outdoor Shower
Parking Features Attached Garage
Lot Features Corner Lot Few Trees Sprinklers In Front Sprinklers In Rear
Water Source Public
Lot Size Area 0.18
Spa N
Lot Dimensions 92x96x55x109
Lot Size Acres 0.18
Road Surface Type Asphalt
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 3278
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* Excluded Features
List By
Summer House Realty

Broker

jenny@summerhouserealty.com

Email

Affordability Calculator

$9,229
Per Month
91%
9%
0%
Monthly Principal & Interest
$8,416
Monthly Property Taxes
$813
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
470989 Elementary School
308410 Middle School
Fernandina Beach High School High School
Pricing History
DatePricePrice ChangeDescription
11/16/2025$1,349,000 Listed Price

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3278 1ST Avenue, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $1,349,000 with 2,294 sqft and a lot size of 0.18. 3278 1ST Avenue has 3 bedrooms, 2.1 baths, and was built in 2018. The property's zip code is 32034 which is in Fernandina Beach, FL