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639 GAINES Lane Fernandina Beach, FL $ 649,000
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$ 649,000 Get more info
639 GAINES Lane
$ 649,000
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Share Save

639 GAINES Lane

Fernandina Beach, FL, 32034
$ 649,000
Bedrooms3 Baths2.0 Sq 1,200

Monthly Estimate*

$ 4,049

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Single Family Home for sale in Fernandina Beach, FL

for $649,000 with 3 bedrooms and 2 full baths. This 1,200 square foot home was built in 2002 on a lot size of 0.7.

Set on nearly an acre just outside the city limits but still on Amelia Island, this well-maintained home offers a rare combination of space, privacy, and lower county taxes. The property features a large RV carport with dedicated power hookup, along with shark-coated flooring in a fully finished garage designed for flex space, fresh paint, and new flooring throughout the interior. With a strong rental history and the ability to operate as a short-term rental, it presents excellent potential for investors as well as those seeking a private retreat. The home is being sold fully furnished for immediate use. Only minutes from the beach yet tucked into a secluded setting, this property combines convenience with a sense of calm that is increasingly hard to find on Amelia Island.

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Single Family Active

Price

$ 649,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,444

Style

Single Family Residence

Lot Size

0.7

Year Built

2002

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2118091
Features
General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Disposal Dryer Electric Oven Microwave Refrigerator Washer
Garage Spaces 2.0
Construction Materials Frame
Year Built 2002
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential
Parcel Number 000030074000780070
County Nassau
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Fernandina Beach
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions From SR200 turn onto Old Amelia Avenue. Take a right onto Amelia Road and another right onto Gaines Lane. Home is at the end of the street.
City Fernandina Beach
Senior Community Y/N N
MLS Area 450-Amelia Island-North Of Burney Road
Lot Size Units Acres
Lot Size Square Feet 30492.0
Carport Y/N N
Listing Terms Cash Conventional USDA Loan VA Loan
Property Attached Y/N N
Tax Annual Amount 6444.87
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 450-Amelia Island-North Of Burney Road
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Interior
Furnished Y/N Furnished
Total Fireplaces 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 3
Total Baths 2
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Exterior
Parking Features Garage Garage Door Opener RV Access/Parking
Water Source Private
Lot Size Area 0.7
Spa N
Lot Size Acres 0.7
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 639
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* Excluded Features
List By
One Sotheby's International Realty

Broker

dhulett@onesothebysrealty.com

Email

Affordability Calculator

$4,586
Per Month
88%
12%
0%
Monthly Principal & Interest
$4,049
Monthly Property Taxes
$537
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
11/15/2025$649,000 Listed Price

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639 GAINES Lane, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $649,000 with 1,200 sqft and a lot size of 0.7. 639 GAINES Lane has 3 bedrooms, 2.0 baths, and was built in 2002. The property's zip code is 32034 which is in Fernandina Beach, FL

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