826 Kate Street Elgin, IL $ 299,900
826 Kate Street
$ 299,900
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826 Kate Street

Elgin, IL, 60123
$ 299,900
Bedrooms4 Baths2.0 Sq 2,094

Monthly Estimate*

$ 1,871

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View a Virtual Tour

Single Family Home for sale in Elgin, IL

for $299,900 with 4 bedrooms and 2 full baths. This 2,094 square foot home was built in 1920.

Welcome home to this inviting 4 bedroom, 2 bath bungalow filled with character and space. A sun-drenched front porch welcomes you inside to a spacious formal living and dining room, perfect for entertaining or everyday comfort. The updated kitchen features granite countertops and stainless steel appliances. The main floor offers two generously sized bedrooms and a full bath. The second level includes two additional bedrooms, a full bath, extra storage closets, and a convenient loft-area closet, ideal for organization or hobby space. A full unfinished basement provides incredible potential for additional living space, a workshop, or expanded storage, and includes a utility/laundry room. Basement walls have been lime-washed, and a French drain has been installed on the west (driveway) side for peace of mind. Car enthusiasts or hobbyists will love the impressive 3+ car garage, offering abundant room for vehicles, tools, toys, or a dream workshop setup. Recent updates include: Nest thermostat, water heater (2023) furnace and air conditioning (2000). Located on Elgin's desirable west side, this charming home offers space, character, and a fantastic garage-don't miss your chance to make it yours!

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Single Family Contingent

Price

$ 299,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 6,053

Style

Year Built

1920

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12518480

Features
General
Living Area 2094
Sewer Public Sewer
Heating Natural Gas Forced Air
Cooling Central Air
Possession Closing
Roof Asphalt
Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Stainless Steel Appliance(s)
HOA Fee 0
Garage Spaces 3
Association Fee Includes None
Construction Materials Aluminum Siding
Year Built 1920
Electric Circuit Breakers 100 Amp Service
Township Elgin
Tax Year 2024
Ownership Fee Simple
Community Features Curbs Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Total Rooms 9
Full Baths 2
Status Contingent
Directions From I-90 take IL Rt. 31 south to Walnut Ave. west to Wilcox Ave. south to Kate St.
City Elgin
High School District 46
MLS Area Elgin
Tax Annual Amount 6053.98
Additional Parcels Y/N N
Virtual Tour https://tours.getmoreshowings.com/826-Kate/
Standard Status Active Under Contract
Middle/Junior School District 46
Elementary School District 46
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Interior
Interior Amenities 1st Floor Bedroom 1st Floor Full Bath
Basement Unfinished Full
Flooring Laminate
Half Baths 0
Total Bedrooms 4
Room Type Enclosed Porch Heated Loft
Total Baths 2
Bedrooms Possible 4
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Exterior
Parking Features Asphalt Garage Door Opener Yes Garage Owned Detached Garage
Water Source Public
Total Parking 3
Foundation Details Block Brick/Mortar Concrete Perimeter Stone
Lot Dimensions 132 X 66
Waterfront Y/N N
Other Equipment CO Detectors Ceiling Fan(s)
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* Excluded Features
List By
Fulton Grace Realty

Broker

elizabeth@elizabethbos.com

Email

Affordability Calculator

$2,375
Per Month
79%
21%
0%
Monthly Principal & Interest
$1,871
Monthly Property Taxes
$504
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
567545 Elementary School
566729 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/15/2025$299,900 Listed Price

Map


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826 Kate Street, Elgin, IL, 60123 is a Single Family Home for sale at $299,900 with 2,094 sqft. 826 Kate Street has 4 bedrooms, 2.0 baths, and was built in 1920. The property's zip code is 60123 which is in Elgin, IL