110 Pin Oak Road
Spencer, IN, 47460 $ 375,000
Bedrooms3 Baths2.1 Sq 1,847 Monthly Estimate*
$ 2,309
for $375,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,847 square foot home was built in 2025 on a lot size of 0.333.
Life in the Four Oaks Subdivision comes with space to breathe, room to gather, and thoughtful design, and 110 Pin Oak Road delivers all three. Built on the Spruce floor plan, this 1,847-square-foot home offers 3 bedrooms, 2 1/2 baths, and an open layout that feels both spacious and welcoming. The heart of the home is the kitchen, where a large island, quartz countertops, solid wood cabinetry, and a tiled backsplash create a clean, modern look that works just as well for everyday living as it does for entertaining. From there, the space opens effortlessly into the dining area and the expansive 16x22 living room, giving the home an easy, connected flow. Tucked nearby are a convenient half bath, laundry room, and direct access to the attached two-car garage. The primary suite is thoughtfully separated, offering a quiet escape with a walk-in shower, dual-sink vanity, and generous walk-in closet. Two additional bedrooms and a full bath with a tub/shower combo provide flexibility for guests, family, or a home office. With all appliances included, settling in is simple. Beyond the front door, Four Oaks offers walking trails around a private lake, a dog park, and a community clubhouse, plus quick access to Ellettsville, Bloomington, and downtown Spencer.
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FeaturesGeneralSewer Public
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Ceiling Fan(s) Closet(s) Walk-in Countertops-Solid Surf Dryer Hook Up Electric Garage Door Opener Kitchen Island Near Walking Trail Open Floor Plan Range/Oven Hook Up Elec Twin Sink Vanity Stand Up S
Status Active Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 2025
New Construction Spec
Subdivision Four Oaks
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 0
REO No
Status Detail 0
Common Amenities Clubhouse Dock Sidewalks
Dining Room Level Main
Area Owen County
Location Rural Subdivision Near Walking Trail
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
HOA Fees $ 300
Energy Efficient HVAC
Architctural Style Traditional
Total Sq Ft 1847
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description Four Oaks SD Ph 1 Lot 11 .333A
Virtual Tour https://www.youtube.com/watch?v=15N73dgrAok
Agent First Name Samantha
Agent Last Name Carver
DOM 73
Tax Year Not Assessed
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InteriorBasement Slab
Flooring Other
HVAC Ceiling Fan High Efficiency Furnace SEER 14
Beds 3
Total Rooms 7
Dining Room Length 12
Dining Room Width 14
Fireplace None
Living Room Width 22
Living Room Length 16
Full Baths Main 2
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 15
3rd Bedroom Length 11
3rd Bedroom Level Main
3rd Bedroom Width 15
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ExteriorExterior Vinyl
Driveway Concrete
Pool No
Garage Length 29
Garage Width 23
Lot Size Area 14490
Lot Dimensions Irregular
Lot Description 0-2.9999
Fence None
Water Features Walk to Lake Access
Energy Efficient Doors/Windows Double Pane Windows Insulated Doors
Garage Capacity 2
Waterfront Y/N No
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* Excluded FeaturesList BySamantha CarverListing Agent
Home Team PropertiesBroker
scarver@homefinder.orgEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,309
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Spencer, IN
Average List Price $435,046
Percent of Sale Price 16%
About Spencer, IN 2,332 Population
-12% Since 2002
$ 40,502 Median Income
40.93 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/14/2025 | $375,000 | | Listed Price |