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Single Family: MLS #A11914298 Key Largo, FL $ 6,950,000
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Single Family: MLS #A11914298
$ 6,950,000
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Share Save

Single Family: MLS #A11914298

Key Largo, FL, 33037
$ 6,950,000
Bedrooms3 Baths3.0

Monthly Estimate*

$ 43,359

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View a Virtual Tour

Single Family Home for sale in Key Largo, FL

for $6,950,000 with 3 bedrooms and 3 full baths. This home was built in 2001.

Where the ocean meets elegance, 545 Ocean Cay delivers an extraordinary expression of Keys coastal living. Set within the coveted, gated enclave of Ocean Cay Estates, this oceanfront residence is crafted for those who value refined comfort, effortless entertaining, and world-class boating. A private tropical oasis unfolds along the water's edge, anchored by an award-winning resort-style pool featuring five waterfalls, a walk-over bridge, a swim-up table, and a separate infinity spa overlooking the blue horizon. The outdoor living spaces feel like a retreat of their own sun terraces, shaded lounging, lush landscaping, and uninterrupted ocean breezes.

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Single Family Active

Price

$ 6,950,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 16,709

Style

Year Built

2001

Town/City

Key Largo

County/Region

Monroe

MLS | Web ID

A11914298
Features
General
Sewer Public Sewer
Heating Other
Cooling Central Air Ceiling Fan(s)
Possession Closing & Funding
Roof Metal
Appliances Dryer Dishwasher Gas Range Microwave Other Refrigerator Washer
HOA Fee 3000
Garage Spaces 1
Patio/Porch Features Balcony Open
Architectural Style Detached
Pool Features In Ground Pool
Restrictions OK To Lease Rental Restriction
Construction Materials Block
Year Built 2001
View Canal Ocean Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2024
Waterfront Features Canal Front Ocean Access Ocean Front
Community Features Home Owners Association
Assoc Fee Paid Per Annually
County Monroe
Property Type Residential
Subdivision Name Port Largo
Facing Direction West
Garage Y/N true
Total Rooms 0
Full Baths 3
Special Listing Conditions Listed As-Is
Status Active
Directions MM 100-- Turn east onto Ocean Cay Dr and follow to gate at end of street. Gated Community.
City Key Largo
Senior Community Y/N false
Zoning Description IS
MLS Area 98 Florida Keys
Lot Size Units Square Feet
Listing Terms Cash Conventional FHA VA Loan
Year Built Details Resale
Tax Annual Amount 16709
MLS Area Minor Other Geographic Area (Out Of Area Only)
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A11914298
Standard Status Active
Occupancy Type Call Agent
Property Sub Type Additional Single Family Residence
Legal Description PORT LARGO FIFTH ADDITION KEY LARGO PB6-109 LOT 545 & PT PVT RD OR796-2450 OR866-293/295 OR1003-1510/1513E OR1010-904/90
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Interior
Interior Amenities Wet Bar Second Floor Entry First Floor Entry Upper Level Primary Walk-In Closet(s) Elevator
Flooring Tile
Air Conditioning Y/N true
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Awning(s) Balcony Barbecue Fence Security/High Impact Doors Outdoor Grill Shutters Electric
Parking Features Covered Driveway
Lot Features 1/4 to 1/2 Acre Lot
Water Source Public
Frontage Length 100
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
American Caribbean Real Estate

Broker

Joy@JoyCMartin.com

Email

Affordability Calculator

$44,751
Per Month
97%
3%
0%
Monthly Principal & Interest
$43,359
Monthly Property Taxes
$1,392
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
11/14/2025$6,950,000 Listed Price

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