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24 Spruce Street Oneonta, NY $ 185,000
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$ 185,000 Get more info
24 Spruce Street
$ 185,000
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24 Spruce Street

Oneonta, NY, 13820
$ 185,000
Bedrooms3 Baths1.0 Sq 1,350

Monthly Estimate*

$ 1,154

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Single Family Home for sale in Oneonta, NY

for $185,000 with 3 bedrooms and 1 full bath. This 1,350 square foot home was built in 1913 on a lot size of 0.1.

Charming Cape Cod in a Prime Oneonta Location! Welcome to 24 Spruce Street, a lovely turnkey Cape Cod–style home that perfectly blends character, comfort, and convenience. Featuring 3 bedrooms, 1 full bath, and a 1-car detached garage with an automatic door opener, this home offers everything you need in an ideal location close to Hartwick College, SUNY Oneonta, schools, parks, and downtown amenities. Step inside to find beautiful original woodwork in the living room and stairwell, giving the home timeless warmth and charm. The kitchen provides plenty of cabinet space and the layout makes everyday living easy. Enjoy quiet mornings or evening relaxation on the lovely covered front porch, or step out back to your small, fenced yard—easy to maintain and perfect for pets. With central A/C comfort comes year-round. This home offers classic style, efficient living, and unbeatable location—making it an excellent choice for a first-time buyer, downsizer, or investor. Don’t wait—schedule your showing today and see why 24 Spruce Street is the perfect place to call home!

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Single Family Contingent

Price

$ 185,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 5,078

Style

CapeCod,TwoStory

Lot Size

0.1

Year Built

1913

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1649413
Features
Interior
Interior Amenities SeparateFormalDiningRoom
Basement Full
Flooring Hardwood Laminate Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 0
Total Baths 1
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General
Sewer Connected
Heating Oil ForcedAir
Cooling CentralAir
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Architectural Shingle
Appliances Dryer Dishwasher GasOven GasRange GasWaterHeater Microwave Refrigerator Washer
Garage Spaces 1.0
Patio/Porch Features Covered Porch
Architectural Style CapeCod TwoStory
Security Features RadonMitigationSystem
Construction Materials AtticCrawlHatchwaysInsulated ShakeSiding
School District Oneonta
Year Built 1913
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 7
Full Baths 1
Status ActiveUnderContract
Directions From Main St turn onto Chestnut St turn right onto West St turn right onto Clinton St turn right onto Spruce St property on the right see sign.
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 4356.0
Year Built Details Existing
Tax Annual Amount 5078.0
Property Condition Resale
Virtual Tour https://youtu.be/qt1qkZMx46M
Standard Status ActiveUnderContract
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 119000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 28
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Exterior
Exterior Amenities BlacktopDriveway
Parking Features Detached Electricity Garage GarageDoorOpener
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.1
Foundation Details Block
Building Area Total 1350.0
Lot Dimensions 60X66
Lot Size Acres 0.1
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 24
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(607) 435-0567

Phone

Affordability Calculator

$1,577
Per Month
73%
27%
0%
Monthly Principal & Interest
$1,154
Monthly Property Taxes
$423
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
11/14/2025$185,000 Listed Price

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24 Spruce Street, Oneonta, NY, 13820 is a Single Family Home for sale at $185,000 with 1,350 sqft and a lot size of 0.1. 24 Spruce Street has 3 bedrooms, 1.0 baths, and was built in 1913. The property's zip code is 13820 which is in Oneonta, NY

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