650 Montgomery Street Unit 402
Jersey City, NJ, 07306 $ 699,900
Bedrooms2 Baths2.0 Monthly Estimate*
$ 4,366
for $699,900 with 2 bedrooms and 2 full baths. This condo was built in 2009 on a lot size of 0.17.
Welcome home to Residence 402 at M650 Flats—an exceptional penthouse loft condo in the heart of Jersey City, just moments from NYC. This stunning industrial-chic home offers the versatility of a one-bedroom plus office/den or a true two-bedroom layout, all wrapped in soaring style and modern convenience. Step through the impressive 8-foot entry door into a dramatic loft space with 12-foot ceilings, exposed brick, steel ductwork, and hardwood floors. Natural light pours in through oversized windows, highlighting the open-concept design and high-end finishes throughout. A custom coat closet, eight interior doors, abundant storage, and an in-unit washer and dryer add everyday luxury. The chef's kitchen is fully updated with sleek quartz countertops, a gas cooktop, and premium Bosch stainless steel appliancesperfect for both cooking and entertaining. The living and dining areas flow effortlessly, creating an airy, loft-style environment ideal for modern living. The king-sized primary bedroom suite is a serene retreat, offering enough space for an office, lounge, or workout area. It features a custom walk-in closet and a spa-inspired bathroom complete with a dreamy waterfall glass-enclosed shower, double vanity, heated floors, and a heated towel rack. A beautifully finished second full bathroom serves the additional bedroom or office/den with equal sophistication. Enjoy direct access to a private balcony off the bedroom, as well as rooftop access where you can unwind and take in breathtaking NYC skyline views. Central air, forced hot air, and newer upgrades throughout ensure year-round comfort. M650 Flats is a boutique elevator building offering a secure private entry, an updated lobby, a virtual doorman, a package room, garage parking, and a shared roof deck with panoramic Manhattan views. Commuting is effortless with the NJ Transit bus stop right outside, CitiBike at the corner, and Journal Square PATH station just minutes away. Surrounded by million-dollar residences and located in vibrant McGinley Square, Residence 402 delivers unmatched style, comfort, and convenienceurban loft living at its very best.
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FeaturesInteriorInterior Amenities Balcony Loft
Basement None
Total Fireplaces 0
Common Walls End Unit
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Total Bedrooms 2
Total Baths 2
Heating-Forced Air True
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GeneralSewer Public Sewer
Heating Forced Air
Cooling Central Air
Roof Tar Roll
HOA Fee 655.0
Garage Spaces 1.0
Patio/Porch Features Terrace
Architectural Style High Rise Upper Level
Construction Materials Brick
Year Built 2009
Stories Count 1
Unit Number 402
Property Subtype Condominium
Tax Year 2025
Assoc Fee Paid Per Monthly
County Hudson
New Construction N
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name None
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions 650 Montgomery St 402 Jersey City NJ
City Jersey City
Senior Community Y/N N
MLS Area None
Lot Size Square Feet 7405.2
Carport Y/N N
Property Attached Y/N Y
Land Lease Y/N N
Tax Annual Amount 12462.0
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor Jersey City (JER)
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 533700
Water Body Access Y/N None
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ExteriorExterior Amenities Balcony
Parking Features Underground Garage Off Street
Water Source Public
Total Parking 1.0
Lot Size Area 0.17
Spa N
Lot Dimensions 75 x 100
Lot Size Acres 0.17
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByGeorge PavlushkinListing Agent
george@elitesellsit.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,366
- Monthly Property Taxes
- $1,039
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Jersey City, NJ
Average List Price $755,993
Percent of Sale Price 8%
About Jersey City, NJ 276,709 Population
15% Since 2002
$ 68,187 Median Income
37.13 Median Age
27% Households with Children
Trends Information provided by ATTOM Data Solutions.
742343 Elementary School
742618 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/14/2025 | $699,900 | | Listed Price |