3540 CAYMAN COURT Palm Harbor, FL $ 345,000
3540 CAYMAN COURT
$ 345,000
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3540 CAYMAN COURT

Palm Harbor, FL, 34684
$ 345,000
Bedrooms2 Baths2.0 Sq 1,325

Monthly Estimate*

$ 2,152

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Single Family Home for sale in Palm Harbor, FL

for $345,000 with 2 bedrooms and 2 full baths. This 1,325 square foot home was built in 1991 on a lot size of 0.17.

Welcome to this beautifully maintained 2 Bedroom, 2 Bathroom End-Unit Villa in the desirable 55+ community of Nature's Cove at Highland Lakes! One of the unique things about this particular villa, is it is on an oversized lot of 7,645, where other villas in Nature's Cove are much smaller. This bright split floor plan features bay windows in the kitchen and primary bedroom, a spacious primary suite with dual sinks and a large walk-in closet, plus major updates including a new roof (2024), HVAC (2020), and hot water heater (2014). The large 2-car garage offers excellent storage. Highland Lakes is an exceptional 55+ golf community offering 3 private 9-hole courses with unlimited free play, two clubhouses, Olympic sized pool, tennis, pickleball, a wood shop, craft rooms, and more. The Lodge on Lake Tarpon provides an additional pool, whirlpool, fireplace, veranda, and pontoon boat cruises,all included. Secured on-site storage is also available for boats, jet skis, and RVs. Master HOA is $164/month: Clubhouses, pools, 3 golf courses. Nature's Cove is $205/month: Landscaping, trash, cable TV & internet totaling $369 per month. Enjoy maintenance-free living and a vibrant active lifestyle! Schedule your tour today!

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Single Family Active

Price

$ 345,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,621

Style

Villa

Lot Size

0.17

Year Built

1991

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8447215

Features
Interior
Interior Amenities ceiling fan(s) eating space in kitchen high ceilings l dining primary bedroom main floor split bedroom thermostat vaulted ceiling(s) walk-in closet(s) window treatments
Flooring carpet ceramic tile porcelain tile
Furnished Y/N unfurnished
Total Stories 1
Common Walls end unit
Air Conditioning Y/N yes
Heating Y/N yes
Window Features blinds
Fireplace Y/N no
Half Baths 0
Laundry Features inside laundry room
Total Bedrooms 2
Total Baths 2
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General
Sewer public sewer
Heating central electric exhaust fan
Cooling central air
Utilities bb/hs internet available cable connected electricity connected phone available public sewer connected sprinkler recycled street lights water connected
Possession close of escrow
Roof shingle
Appliances cooktop dishwasher disposal dryer electric water heater microwave range refrigerator washer
Zoning rpd-7.5
HOA Fee 205
Garage Spaces 2
Association Fee Includes cable tv internet maintenance grounds trash
Security Features smoke detector(s)
Construction Materials block stucco
Pets Allowed no
Year Built 1991
Levels one
Property Subtype villa
Tax Year 2025
Ownership fee simple
Waterfront Features lake
Community Features fishing lake buyer approval required clubhouse deed restrictions golf carts ok golf no truck/rv/motorcycle parking pool sidewalks tennis court(s)
HOA Fee 2 164
Assoc Fee Paid Per monthly
County pinellas
New Construction no
Property Type residential
Association Amenities clubhouse golf course lobby key required maintenance pickleball court(s) pool recreation facilities shuffleboard court spa/hot tub tennis court(s)
HOA Y
Attached Garage yes
Subdivision Name highland lakes
Facing Direction northeast
Garage Y/N yes
Total Rooms 5
Full Baths 2
Status active
Directions from highlands boulevard take lakepointe road to natures cove (approx 1/2 mile on right) then first right onto cayman court first home on left.
City palm harbor
Body of Water lake tarpon
Association Name monarch association
Senior Community Y/N yes
MLS Area 34684 - palm harbor
Lot Size Units square feet
Lot Size Square Feet 7645
Carport Y/N no
Listing Terms cash conventional fha va loan
HOA Fee 2 Frequency monthly
Property Attached Y/N no
Land Lease Y/N no
Tax Annual Amount 1621.63
Property Condition completed
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/tb8447215
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type vacant
Tax Lot 12
Legal Description highland lakes unit 280 lot 12
Water Access Type lake
Minimum Lease 6 months
Water Access Y/N yes
Monthly HOA Amount 205
Additional Rooms family room formal living room separate
Water View Y/N no
Flood Zone Code x
DockY/N no
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Exterior
Exterior Amenities lighting rain gutters sidewalk
Parking Features driveway garage door opener ground level off street
Lot Features conservation area cul-de-sac landscaped near golf course sidewalk
Water Source public
Lot Size Area 7645
Foundation Details slab
Building Area Total 1325
Lot Size Acres 0.17
Road Surface Type paved
Private Pool no
Waterfront Y/N no
Covered Spaces 2
Road Frontage Type street paved
Road Responsibility private maintained road
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Internal Only
Street Number 1 3540
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* Excluded Features
List By
Bhhs Florida Properties Group

Broker

tfullen@bhhsflpg.com

Email

Affordability Calculator

$2,287
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,152
Monthly Property Taxes
$135
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/13/2025$345,000 Listed Price

Map


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3540 CAYMAN COURT, Palm Harbor, FL, 34684 is a Single Family Home for sale at $345,000 with 1,325 sqft and a lot size of 0.17. 3540 CAYMAN COURT has 2 bedrooms, 2.0 baths, and was built in 1991. The property's zip code is 34684 which is in Palm Harbor, FL