523 Derby Lane Cambria, CA $ 1,175,000
523 Derby Lane
$ 1,175,000
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523 Derby Lane

Cambria, CA, 93428
$ 1,175,000
Bedrooms3 Baths2.1 Sq 2,417

Monthly Estimate*

$ 7,330

Listed by Coldwell Banker Kellie & Assoc
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Single Family Home for sale in Cambria, CA

for $1,175,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,417 square foot home was built in 1981 on a lot size of 0.1354.

Indulge in crisp sea breezes from every corner of this extraordinary haven awaiting your loving care! Positioned on a secluded cul-de-sac, the original redwood cabin was expanded by its current owner in 1990 and offers considerable privacy. Inside, vaulted cedar ceilings and walls set the tone, while a brick wood-burning fireplace anchors the living room with timeless character. Natural light pours through skylights, illuminating the dining area, while the adjoining kitchen is both practical and stylish, with stainless steel appliances, a prep island, tiled countertops, and a generous pantry. The main floor offers an office/library with built-in shelves and a loft, plus two comfortable bedrooms for flexible sleeping arrangements - all of which offer views of the shimmering sea. A second primary suite, with soaring ceilings, dual walk-in closets, a balcony with whitewater vistas, and a tranquil ensuite, is exclusive to the upper level. Perks include a laundry nook, ample parking, and abundant storage throughout. Unwind in your low-maintenance yard with citrus trees, host celebrations on the expansive deck with its ocean views, and enjoy easy access to Moonstone Beach and Cambria’s West Village. Come see how this coastal retreat could be your ideal escape from the city!

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Single Family Active

Price

$ 1,175,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.1354

Year Built

1981

Town/City

Cambria

County/Region

San Luis Obispo

MLS | Web ID

SC25257138

Days on Market

58

Features
General
Living Area 2417
Sewer Public Sewer
Heating Central Forced Air Fireplace(s) Wood
Cooling None
Utilities Cable Available Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Appliances Dishwasher Gas Range Gas Water Heater Dryer Washer
HOA Fee 0
Garage Spaces 0
Patio/Porch Features Rear Porch Front Porch Wood
Architectural Style Custom
Pool Features None
Construction Materials Redwood Siding
Year Built 1981
Electric 220 Volts in Laundry
View Trees/Woods Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Biking Hiking Preserve/Public Land
County San Luis Obispo
New Construction false
Property Type Residential
HOA false
Subdivision Name Happy Hill(410)
Garage Y/N false
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions North on Highway One Right on Windsor Left on Charing Right on Warwick Right on Derby Lane home is on the Left
City Cambria
Entry Location Front deck
Senior Community Y/N false
High School District Coast Unified
Number Of Units Total 1
MLS Area CAMB - Cambria
Lot Size Units Square Feet
Lot Size Square Feet 5898
Listing Terms Cash Cash to New Loan Conventional
Spa Features None
Property Attached Y/N false
Land Lease Y/N false
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour http://www.523derby.com/mls/221360326 http://www.523derby.com
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Year Built Source Public Records
Tax Lot 37
Property Sub Type Additional Single Family Residence
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Interior
Interior Amenities High Ceilings Open Floorplan Pantry Loft Walk-In Pantry Walk-In Closet(s)
Flooring Carpet Wood
Fireplace Features Gas Living Room Wood Burning
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Inside
Total Bedrooms 3
Entry Level 1
Main Level Bedrooms 2
Main Level Bathrooms 2
Total Baths 3
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Exterior
Lot Features Lot Over 40000 Sqft
Water Source Public
Total Parking 0
Inclusions Refrigerator Washer dryer
Lot Size Area 5898
Spa false
Lot Size Acres 0.1354
Private Pool false
Lot Size Source Assessor
Road Frontage Type County Road
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* Excluded Features
List By
Coldwell Banker Kellie & Assoc

Broker

brokerkellie@inreach.com

Email

Affordability Calculator

$7,330
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Monthly Principal & Interest
$7,330
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/28/2025$1,175,000 Listed Price

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523 Derby Lane, Cambria, CA, 93428 is a Single Family Home for sale at $1,175,000 with 2,417 sqft and a lot size of 0.1354. 523 Derby Lane has 3 bedrooms, 2.1 baths, and was built in 1981. The property's zip code is 93428 which is in Cambria, CA