28 Tierra Montanosa Rancho Santa Margarita, CA $ 949,900
28 Tierra Montanosa
$ 949,900
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28 Tierra Montanosa

Rancho Santa Margarita, CA, 92688
$ 949,900
Bedrooms3 Baths3.0 Sq 1,472

Monthly Estimate*

$ 5,926

Listed by eXp Realty of California Inc
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Condo for sale in Rancho Santa Margarita, CA

for $949,900 with 3 bedrooms and 3 full baths. This 1,472 square foot condo was built in 1996 on a lot size of 0.6803.

Welcome to 28 Tierra Montanosa, an end-unit showplace in the highly sought-after Melinda Heights community of Rancho Santa Margarita. From the moment you enter, soaring ceilings and abundant natural light create a spacious, modern feel throughout this COMPLETELY remodeled home. The kitchen is a designer’s dream — featuring quartz countertops, custom full-height cabinetry, new appliances, and stylish finishes that flow seamlessly into the open-concept living and dining areas. Every detail has been thoughtfully upgraded: new flooring, lighting, interior paint, plantation shutters, and PEX REPIPE for both hot and cold water lines (NOT ALL UNITS HAVE BEEN PEX REPIPED!! THIS ONE HAS!). The downstairs bathroom features a beautiful walk-in shower, while upstairs offers two spacious bedrooms, each with its own full bathroom and walk-in closet. Step outside to your wrap-around private patio, ideal for outdoor dining, entertaining, or simply enjoying tranquil California evenings — a rare find in this community! Additional highlights include a large two-car attached garage, ONE additional parking space across from condo, a newer water heater, and close proximity to two neighborhood pools and parks. As part of SAMLARC, residents enjoy access to 13 community parks and pools, nearby hiking and biking trails, and top-rated California Distinguished schools. Minutes from award-winning restaurants, shopping, and freeway access, this home combines luxury, comfort, and lifestyle in one perfect package. Welcome Home!

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Condo Active

Price

$ 949,900

Bedrooms

3

Full Bath

3

Property Type

Condo

Taxes

$ 0

Style

Lot Size

0.6803

Year Built

1996

Town/City

Rancho Santa Margarita

County/Region

Orange

MLS | Web ID

OC25258182

Days on Market

43

Features
General
Living Area 1472
Sewer Private Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Natural Gas Connected Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Roof Clay
Appliances Gas Cooktop Disposal Gas Oven Refrigerator Range Hood
HOA Fee 518
Garage Spaces 2
Patio/Porch Features Concrete Enclosed Wrap Around
Architectural Style Mediterranean
Pool Features Community Association
Security Features Carbon Monoxide Detector(s) Fire Detection System Smoke Detector(s)
Construction Materials Stucco
Year Built 1996
Electric Standard
View Mountain(s) Neighborhood
Stories Count 2
Levels Two
Property Subtype Condominium
Community Features Biking Curbs Dog Park Foothills Hiking Horse Trails Lake Park Street Lights Sidewalks Pool
HOA Fee 2 87
Assoc Fee Paid Per Monthly
County Orange
New Construction false
Property Type Residential
Association Amenities Sport Court Dog Park Fire Pit Maintenance Grounds Horse Trail(s) Outdoor Cooking Area Other Courts Barbecue Picnic Area Paddle Tennis Playground Pickleball Pool Pets Allowed Spa/Hot Tub Tennis Court(s) Trail(s)
HOA true
Attached Garage true
Garage Y/N true
Full Baths 3
Special Listing Conditions Standard
Status Active
Directions Santa Margarita Parkway North on Melinda; Left on Rancho Trabuco (at light); Left on Tierra Montanosa; End of Road turn left..end unit
High School Trabuco Hills
City Rancho Santa Margarita
Disclosures Covenants/Restrictions Disclosure HOA Disclosure
Association Name Tierra Montanosa
Entry Location Garage and Front Door
Senior Community Y/N false
High School District Saddleback Valley Unified
Open Parking Spaces 1
Number Of Units Total 240
MLS Area MEH - Melinda Heights
Lot Size Units Square Feet
Lot Size Square Feet 29634
Listing Terms Cash Cash to New Loan Conventional FHA VA Loan
Spa Features Association Community
HOA Fee 2 Frequency Monthly
Elementary School Melinda Heights
Property Attached Y/N true
Land Lease Y/N false
Current Financing Conventional
Middle/Junior High School Rancho Santa Margarita
Property Condition Updated/Remodeled
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type House
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Year Built Source Assessor
Tax Lot 4
Property Sub Type Additional Condominium
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Interior
Interior Amenities Breakfast Area Ceiling Fan(s) Cathedral Ceiling(s) Separate/Formal Dining Room Open Floorplan Pantry Quartz Counters Bedroom on Main Level Main Level Primary Multiple Primary Suites
Flooring Tile Vinyl
Fireplace Features Gas Living Room
Total Stories 2
Common Walls 1 Common Wall No One Below
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Laundry Features Electric Dryer Hookup Gas Dryer Hookup In Garage
Total Bedrooms 3
Entry Level 1
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 3
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Exterior
Fencing Stucco Wall
Parking Features Garage Faces Front Garage Guest
Lot Features 0-1 Unit/Acre
Water Source Public
Total Parking 3
Inclusions Refrigerator Washer & Dryer - Negotiable
Lot Size Area 29634
Foundation Details Slab
Spa true
Lot Size Acres 0.6803
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Horse Amenities Riding Trail
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* Excluded Features
List By
Exp Realty Of California Inc

Broker

kraig@ockraig.com

Email

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$5,926
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Monthly Principal & Interest
$5,926
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Trabuco Hills High School High School
Pricing History
DatePricePrice ChangeDescription
12/4/2025$949,900 Listed Price

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28 Tierra Montanosa, Rancho Santa Margarita, CA, 92688 is a Condo for sale at $949,900 with 1,472 sqft and a lot size of 0.6803. 28 Tierra Montanosa has 3 bedrooms, 3.0 baths, and was built in 1996. The property's zip code is 92688 which is in Rancho Santa Margarita, CA