5405 Saint Elmo Avenue Chattanooga, TN $ 525,000
5405 Saint Elmo Avenue
$ 525,000
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5405 Saint Elmo Avenue

Chattanooga, TN, 37409
$ 525,000
Bedrooms2 Baths2.0 Sq 1,671

Monthly Estimate*

$ 3,275

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Single Family Home for sale in Chattanooga, TN

for $525,000 with 2 bedrooms and 2 full baths. This home is 1,671 square feet.

TWO Homes, One Unbeatable Opportunity in St Elmo! Discover a rare chance to own not just one, but TWO separate homes on a single lot in Chattanooga's beloved and historic St. Elmo community. Nestled on a tree-lined street just steps away from vibrant local shops and restaurants, this unique property offers charm, flexibility, and immediate income potential. The main home is a 2-bedroom, 2-bath bungalow that blends timeless character with some modern updates. Sunlight pours into the open-concept living space, where the spacious living room flows effortlessly into the kitchen and dining areas- perfect for entertaining. NEW appliances just added to the kitchen! A bright bonus room offers flexible use as an office, cozy den, or even a third bedroom. Recent updates include both bathrooms and a new roof (2024) bringing peace of mind for years to come. Tucked privately at the rear of the property is a second stand alone residence, approximately 900 sq ft with its own address at 5404 Shauff Place, Currently tenant occupied, it provides immediate rental income or the opportunity to create a charming guest cottage or multi-generational living setup with some updates. Whether you're an investor looking for a high-demand rental opportunity or a homeowner seeking flexible living options in a prime location, this is truly a rare find in one of Chattanooga's most desirable neighborhoods. Live in one, rent the other-or enjoy both. The choice is yours. Schedule your private tour today!

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Single Family Active

Price

$ 525,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 2,380

Style

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1523872

Features
Interior
Interior Amenities Breakfast Nook Separate Dining Room Tub/shower Combo
Basement Cellar
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1671.0
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 2
Total Baths 2
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected Water Connected
Possession Close Of Escrow
Appliances Washer/Dryer Refrigerator Free-Standing Gas Oven Dryer Dishwasher
Patio/Porch Features Porch - Covered
Construction Materials Vinyl Siding
Year Built 1930
Property Subtype Single Family Residence
County Hamilton
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Shaufs Addn
Garage Y/N N
Total Rooms 0
Full Baths 2
Status Active
Directions From Broad St. head S on US-11/US-41N/US-64W/US-72W/Broad St toward W 25th St. Turn left on St. Elmo Ave. Property is approximately 1.7 miles on right.
High School Lookout Valley High
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Square Feet
Lot Size Square Feet 0.19
Carport Spaces 1.0
Carport Y/N Y
Listing Terms Cash Conventional
Elementary School Calvin Donaldson Elementary
Land Lease Y/N N
Tax Annual Amount 2380.51
Home Warranty Y/N N
Middle/Junior High School Lookout Valley Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description Pt Lt 29 DF Shaufs Addn to St Elmo Pb4 Pg34
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Exterior
Exterior Amenities None
Parking Features Driveway Off Street
Water Source Public
Lot Size Area 0.19
Foundation Details Brick/Mortar
Spa N
Building Area Total 1671.0
Lot Dimensions 48.03x175
Lot Size Acres 0.0
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 5405
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* Excluded Features
List By
Benchmark Realty, Llc

Broker

Lisa@homes-agent.com

Email

Affordability Calculator

$3,474
Per Month
94%
6%
0%
Monthly Principal & Interest
$3,275
Monthly Property Taxes
$198
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3666652 Elementary School
1547345 Middle School
Lookout Valley High High School
Pricing History
DatePricePrice ChangeDescription
12/4/2025$525,000 -4.53% Price Down
11/12/2025$549,900 Listed Price

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5405 Saint Elmo Avenue, Chattanooga, TN, 37409 is a Single Family Home for sale at $525,000 with 1,671 sqft. 5405 Saint Elmo Avenue has 2 bedrooms and 2.0 baths. The property's zip code is 37409 which is in Chattanooga, TN