540 E BISMARK STREET
Hernando, FL, 34442 $ 229,900
Bedrooms2 Baths2.0 Sq 1,042 Monthly Estimate*
$ 1,434
for $229,900 with 2 bedrooms and 2 full baths. This 1,042 square foot home was built in 1983 on a lot size of 1.01.
Discover incredible value in this concrete block stucco 2-bedroom, 2-bath home with an attached garage, easily convertible to a 3-bedroom, nestled on over an acre of open land. Priced as the most affordable home in the area, this move-in-ready property offers modern updates and a spacious, open layout. Enjoy peace of mind with a new A/C (2022) and interior updates throughout, including fresh paint, new interior doors, and tall 5½-inch baseboards. Most areas feature durable tile flooring, while the bedrooms and guest bath showcase new LifeProof wood-style floors for a warm, modern touch. Both bathrooms have been refreshed with new vanities, mirrors, and toilets. Each bedroom features new fans, lighting, high baseboards, and wood blinds. From the kitchen, step through sliding glass doors into your enclosed Florida room, overlooking clear, open land—perfect for relaxing or entertaining. An additional space beside the garage can serve as a workshop, man cave, or golf cart storage area. Conveniently located near shopping, golf courses, and restaurants, with easy access to Inverness, Crystal River, and Hernando—offering endless opportunities for boating, fishing, scalloping, swimming with manatees, cycling, and more. This beautiful, well-maintained home is ideal If you are looking for affordable Florida living in a sought-after location.
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FeaturesInteriorInterior Amenities eating space in kitchen
Flooring ceramic tile luxury vinyl
Air Conditioning Y/N yes
Heating Y/N yes
Fireplace Y/N no
Half Baths 0
Laundry Features in garage
Total Bedrooms 2
Total Baths 2
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GeneralSewer septic tank
Heating central electric heat pump
Cooling central air
Utilities bb/hs internet available electricity connected
Roof shingle
Appliances dishwasher electric water heater refrigerator washer
Zoning crr
Garage Spaces 1
Construction Materials block
Pets Allowed yes
Year Built 1983
Levels one
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
County citrus
New Construction no
Property Type residential
HOA N
Attached Garage yes
Subdivision Name citrus hills 1st add
Facing Direction north
Garage Y/N yes
Total Rooms 3
Full Baths 2
Status active
Directions from highway 200 or us-41 in hernando take east parsons point road to east bismark street. turn east onto e bismark st and continue straight the home will be on your right.
City hernando
Senior Community Y/N no
MLS Area 34442 - hernando
Lot Size Units acres
Lot Size Square Feet 44155
Carport Y/N no
Listing Terms cash conventional fha usda loan va loan
Land Lease Y/N no
Tax Annual Amount 2130
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/om713199
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type vacant
Tax Lot 2
Legal Description citrus hills 1st add pb 9 pg 79 lot 2 blk 8 descr in o r bk 627 pg 549
Minimum Lease no minimum
Water Access Y/N no
Water View Y/N no
Flood Zone Code x
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ExteriorExterior Amenities lighting
Water Source well
Lot Size Area 1.0137
Foundation Details slab
Building Area Total 1393
Lot Size Acres 1.01
Road Surface Type asphalt
Private Pool no
Waterfront Y/N no
Covered Spaces 1
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* Excluded FeaturesList ByRemax/Premier RealtyBroker
Holland@hollandmcknight.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,434
- Monthly Property Taxes
- $178
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Hernando, FL
Average List Price $524,809
Percent of Sale Price 128%
About Hernando, FL 9,694 Population
27% Since 2002
$ 34,009 Median Income
57.54 Median Age
12% Households with Children
Trends Information provided by ATTOM Data Solutions.
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/5/2025 | $229,900 | -1.33% | Price Down |
| 11/11/2025 | $232,999 | | Listed Price |