103 Hidden Lake Drive Montross, VA $ 439,999
103 Hidden Lake Drive
$ 439,999
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103 Hidden Lake Drive

Montross, VA, 22520
$ 439,999
Bedrooms3 Baths3.0 Sq 3,524

Monthly Estimate*

$ 2,709

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Single Family Home for sale in Montross, VA

for $439,999 with 3 bedrooms and 3 full baths. This 3,524 square foot home was built in 1995 on a lot size of 2.06.

Seller improvements in excess of $70K (See Agent remarks for improvements) since purchase in 2024, 103 Hidden Lake Dr, is where you can discover the perfect blend of space, comfort and sought after community amenities in this fantastic Raised Ranch/Rambler home located in the desirable Stratford Harbor subdivision. This is truly a rare opportunity, as this listing includes 3 lots totaling 2.06 acres, offering unmatched privacy and room to expand. Key features include a spacious layout with over 3,500 sqft built in 1995. Three Bed/3 Full Bath providing plenty of room for family and guests. A fully finished walkout basement adds significant living space featuring 2 bonus rooms for office, fitness, crafting or play area/man cave. Interior comforts include an eat-in kitchen, combination dining/living area, wood and carpeted floors, master bath, built-ins and walk-in closets. Outdoors you can relax on the deck overlooking the peaceful, treed, and private backyard. Situated on a sprawling 2.06 acre lot comprised of 3 parcels backing up to trees for ultimate serenity. The 3rd lot also has septic certification letter on file with the county which offers the security of knowing that you could potentially expand for another residence if need be. A detached 2-car garage with electric, heat and AC as well as a storage shed completes the package deal. The Stratford Harbor Community Amenities include lake privileges, including canoe/kayak access, fishing and swimming. Potomac River access via the boat ramp and marina/boat dock. Stay active with the outdoor community pool, beach access, clubhouse, fitness center and basketball courts. Don't miss this unique opportunity!

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Single Family Active

Price

$ 439,999

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 2,147

Style

Raised Ranch/Rambler

Lot Size

2.06

Year Built

1995

Town/City

Montross

County/Region

Westmoreland

MLS | Web ID

VAWE2010088

Features
General
Living Area 3524
Sewer Septic = # of BR
Heating Heat Pump(s)
Cooling Central A/C
Utilities Electric Available Propane
Possession Settlement
Roof Shingle
Appliances Dishwasher Dryer - Electric Dryer - Front Loading Refrigerator Stove Washer Water Heater
Zoning R
HOA Fee 550.00
Garage Spaces 2.00
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Raised Ranch/Rambler
Security Features Security System
Construction Materials Vinyl Siding
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 1995
View Lake Limited Trees/Woods
Levels 1
Other Fees 450.00
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility Ramp - Main Level
Assoc Fee Paid Per Annually
County WESTMORELAND
New Construction N
Property Type Residential
Association Amenities Beach Boat Ramp Club House Exercise Room Lake Pool - Outdoor Basketball Courts
HOA Y
Subdivision Name STRATFORD HARBOUR
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status ACTIVE
Directions From Rt 3 East Turn Left onto Stratford Hall Rd and then Left onto North Independence. Keep straight on N Independence past the clubhouse and then Right onto Hidden Lake Dr. Property is on the Left.
City MONTROSS
Body of Water Potomac River and Stratford Harbour Lake
Other Fees Frequency Annually
Association Name STRATFORD HARBOUR PROPERTY OWNER'S ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 89733.60
Tax Annual Amount 2147.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 3
Bathrooms Count Main Level 3.00
Price Per Sq Ft Total AG 234.54
Acceptable Financing Cash Conventional FHA VA
Historic Y/N N
Vacation Rental Y/N N
Location Type Lake
Standard Status Active
Year Built Source Estimated
Tax Lot 21 22 23
Association Recreation Fee N
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Interior
Interior Amenities Attic Built-Ins Ceiling Fan(s) Carpet Kitchen - Eat-In Combination Dining/Living Primary Bath(s) Wood Floors Walk-in Closet(s)
Heating Fuel Electric Propane - Leased
Basement Daylight Full Walkout Level Fully Finished
Flooring Carpet Hardwood Luxury Vinyl Plank Tile/Brick
Hot Water Electric
Total Stories 2
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1876
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 1648
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool Yes - Community
Lot Features Additional Lot(s) Backs to Trees Trees/Wooded Sloping
Water Source Public
Inclusions Appliances 3 parcels
Garage Features Garage - Front Entry
Type of Parking Driveway Detached Garage
Foundation Details Slab Other
Spa N
Water View Y/N Y
Lot Size Acres 2.06
Road Surface Type Paved
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Water Access Features Canoe/Kayak Fishing Allowed Private Access Swimming Allowed
Land Assessed Value 26800.00
Navigable Water Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 103
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* Excluded Features
List By
Keller Williams Fairfax Gateway

Broker

kdove628@kw.com

Email

Affordability Calculator

$2,888
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,709
Monthly Property Taxes
$179
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533212 Elementary School
3533217 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/15/2025$439,999 -1.73% Price Down
11/10/2025$447,750 Listed Price

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103 Hidden Lake Drive, Montross, VA, 22520 is a Single Family Home for sale at $439,999 with 3,524 sqft and a lot size of 2.06. 103 Hidden Lake Drive has 3 bedrooms, 3.0 baths, and was built in 1995. The property's zip code is 22520 which is in Montross, VA