1928 SE 20th Lane

RARE OPPORTUNITY – 2.25% FHA & VA ASSUMABLE MORTGAGE + ASSUMABLE FLOOD INSURANCE Why buy at today’s high interest rates and today’s flood insurance premiums when you can assume both? Stunning and spacious, this home features a grand double door entry that sets the tone for the elegance within. Situated on a spacious 3-lot site with desirable southern exposure in the Four Mile Cove Preserve neighborhood, this home is ideal for a large family or perfect as a seasonal rental. You’ll find attention to detail throughout. Tons of natural light fill the open interior, featuring three private bedroom suites, each with its own full bath. Enjoy tray ceilings, crown molding, plantation shutters, natural woven shades, large diagonal tile throughout, and two separate versatile offices ideal for working from home or creative space. The updated kitchen and baths showcase quartz countertops, work station sink, stainless steel appliances, a walk-in pantry, tons of cabinets, an extended island, and a breakfast nook overlooking the pool. Step outside to your oversized pool and spa with waterfall and lanai complete with automatic roll-down SPF bug sunscreens—your own private oasis surrounded by lush landscaping, shade trees, tropical birds of paradise, and a new sprinkler system to keep it all vibrant. Additional highlights include a new privacy fence, no HOA fees, and all assessments in and paid. Peace of mind comes with a new A/C and ductwork (2023), plus storm-ready construction that withstood 150 mph winds and remained flood-free. (Included for buyer) 1-year Shield COMPLETE HOME WARRANTY from American Home Shield. All in a quiet neighborhood within walking distance to major stores, yet far enough away to enjoy total tranquility—just minutes to Veterans Bridge.