645 Cottonwood Drive Richmond, KY ^$ 175,000

645 Cottonwood Drive

^$ 175,000

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645 Cottonwood Drive

Richmond, KY, 40475

^$ 175,000

Bedrooms3 Baths1.0 Sq 1,075

Monthly Estimate*

^$ 1,092

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Single Family Home for sale in Richmond, KY

for $175,000 with 3 bedrooms and 1 full bath. This 1,075 square foot home was built in 1976 on a lot size of 0.18.

Accepted offer with 48 hour kick out in place. This cozy 3-bedroom, 1-bath ranch offers an open kitchen and living area, a 12×20 shed, and a yard with mature trees. Convenient layout, easy maintenance, and attractive curb appeal make this a great rental or flip potential — or a perfect starter home!

Single Family Active

Price

^$ 175,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Ranch

Lot Size

0.18

Year Built

1976

Town/City

Richmond

County/Region

Madison

MLS | Web ID

25505722

Features

Interior

Interior Amenities Ceiling Fan(s) Eat-in Kitchen

Basement Crawl Space

Flooring Carpet Vinyl

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1075.0

Half Baths 0

Laundry Features Electric Dryer Hookup Washer Hookup

Total Bedrooms 3

Below Grade Finished Area 0.0

Total Baths 1

Heating-Heat Pump True

General

Sewer Public Sewer

Heating Heat Pump

Cooling Electric

Utilities Electricity Connected Sewer Connected Water Connected

Possession Close Of Escrow

Roof Shingle

Appliances Dishwasher Microwave Range Refrigerator

Architectural Style Ranch

Construction Materials Brick Veneer

Year Built 1976

Levels One

Property Subtype Single Family Residence

Parcel Number R014-0002-0021

County Madison

New Construction N

Property Type Residential

HOA N

Attached Garage N

Subdivision Name Old South Estates

Garage Y/N N

Other Structures Shed(s)

Total Rooms 6

Full Baths 1

Status Active

Directions Turn right on Four Mile Road go approximately .8 miles turn left on Cottonwood Drive house is on the left at the corner of Cottonwood and Bonanza.

High School Madison Central

City Richmond

High School District Madison County - 8

MLS Area 008 - Madison County

Lot Size Units Acres

Lot Size Square Feet 7928.0

Carport Y/N N

Elementary School Daniel Boone

Land Lease Y/N N

Home Warranty Y/N N

Middle/Junior High School Clark-Moores

MLS Area Minor 008 - Madison County

Lease Considered Y/N N

Rent Control Y/N N

Structure Type House

Standard Status Active

Senior Community None

Exterior

Fencing Wood

Parking Features Driveway

Water Source Public

Lot Size Area 0.18

Foundation Details Block

Building Area Total 1075.0

Lot Size Acres 0.18

Lot Size Source Public Records

Waterfront Y/N N

Door Features Storm Door(s)

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 645

* Excluded Features

List By

Keller Williams Legacy Group

Broker

christinabucher@kw.com

Affordability Calculator

$1,092

Per Month

Monthly Principal & Interest: $1,092
Monthly Property Taxes: --
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Richmond, KY

Average List Price ^$423,979

Percent of Sale Price 142%

About Richmond, KY

35,074 Population

28% Since 2002

^$36,610 Median Income

30.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3289744 Elementary School

3292817 Middle School

Madison Central High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/10/2025	$175,000		Listed Price

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645 Cottonwood Drive, Richmond, KY, 40475 is a Single Family Home for sale at $175,000 with 1,075 sqft and a lot size of 0.18. 645 Cottonwood Drive has 3 bedrooms, 1.0 baths, and was built in 1976. The property's zip code is 40475 which is in Richmond, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of Bluegrass REALTORS.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of Bluegrass REALTORS. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/16/2025.

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645 Cottonwood Drive

Single Family Home for sale in Richmond, KY

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