120 S Ocelot Street
Dunkirk, NY, 14048 $ 164,900
Bedrooms2 Baths2.0 Sq 1,377 Monthly Estimate*
$ 1,015
for $164,900 with 2 bedrooms and 2 full baths. This 1,377 square foot home was built in 1910 on a lot size of 0.09.
NEW YEAR, NEW HOME! Where everyday living, feels like a retreat! Welcome to this beautifully cared-for 2 bedroom, 2 full bath home with 2 ADDITIONAL BONUS ROOMS just minutes from the lake with impressively low taxes! Perfect for an Air BNB or primary residence! Full of comfort and small-town charm, this home offers a perfect blend of modern updates and cozy living spaces that make it easy to feel right at home. The main floor features a full bathroom, a bright living area, an additional room for an office or den (currently being used as a 3rd bedroom), and a spacious dining area that’s perfect for gatherings or Sunday mornings with coffee and pancakes! Stainless steel appliances decorate the kitchen along with the beautiful cabinetry providing ample space for storage! Upstairs, you’ll find two spacious bedrooms with bonus room and a second full bath equipped with laundry hookups providing plenty of functionality for all! Recent upgrades make this home truly move-in ready — the roof, furnace, air conditioning, and hot water tank are all just six years old, giving you peace of mind for years to come. Step outside and enjoy your private fully fenced backyard, ideal for cookouts, bonfires, or simply relaxing after a day by the lake. Can be sold furnished for the convenience of the purchaser! With its convenient location near local shops, parks, and the water, this home offers the best of small-town living with easy access to everything you need. If you’ve been dreaming of a home that’s cozy, cared for, and a short walk to the lake — this is the one! Seller is offering a $1,000 credit to the buyers to be used at closing!
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FeaturesInteriorInterior Amenities CeilingFans Den EntranceFoyer Furnished HomeOffice LivingDiningRoom SolidSurfaceCounters NaturalWoodwork
Basement Full SumpPump
Flooring Carpet Laminate LuxuryVinyl Varies
Furnished Y/N Furnished
Total Fireplaces 1
Total Stories 1
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features UpperLevel
Total Bedrooms 2
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 2
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GeneralSewer Connected
Heating Gas ForcedAir
Cooling CentralAir
Utilities ElectricityAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt Metal
Appliances Dryer Dishwasher GasOven GasRange GasWaterHeater Microwave Refrigerator Washer
Garage Spaces 0.0
Patio/Porch Features Patio
Architectural Style HistoricAntique TwoStory
Construction Materials AluminumSiding Stone VinylSiding
School District Dunkirk
Year Built 1910
Township Not Applicable
Property Subtype SingleFamilyResidence
County Chautauqua
Property Type Residential
Garage Y/N No
Other Structures Sheds Storage
Total Rooms 7
Full Baths 2
Status Active
Directions GPS
City Dunkirk
Senior Community Y/N No
High School District Dunkirk
Number Of Units Total 0
MLS Area Dunkirk-City-060300
Lot Size Units Acres
Lot Size Square Feet 4000.0
Year Built Details Existing
Tax Annual Amount 2507.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Dunkirk
Elementary School District Dunkirk
Tax Assessed Value 33500
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 12
Virtual Tour https://view.towerfilmandphoto.com/order/e39621cf-f0a4-4744-e167-08de1c597c21
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ExteriorExterior Amenities BlacktopDriveway FullyFenced Patio
Fencing Full
Parking Features NoGarage
Lot Features NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.09
Foundation Details Block Stone
Building Area Total 1377.0
Lot Dimensions 40X100
Lot Size Acres 0.09
Waterfront Y/N No
Road Frontage Type CityStreet MainThoroughfare
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* Excluded FeaturesList ByHoward Hanna Wny Inc.Broker
Affordability Calculator
- Monthly Principal & Interest
- $1,015
- Monthly Property Taxes
- $209
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Dunkirk, NY
Average List Price $155,214
Percent of Sale Price 6%
About Dunkirk, NY 14,869 Population
-8% Since 2002
$ 38,829 Median Income
41.34 Median Age
25% Households with Children
Trends Information provided by ATTOM Data Solutions.
3040188 Elementary School
4593369 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/16/2026 | $164,900 | -5.72% | Price Down |
| 11/24/2025 | $174,900 | -7.46% | Price Down |
| 11/8/2025 | $189,000 | | Listed Price |