109 Mill Street Cambridge, MD $ 385,000
109 Mill Street
$ 385,000
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109 Mill Street

Cambridge, MD, 21613
$ 385,000
Bedrooms4 Baths1.1 Sq 2,520

Monthly Estimate*

$ 2,402

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Single Family Home for sale in Cambridge, MD

for $385,000 with 4 bedrooms and 1 full bath, 1 half bath. This 2,520 square foot home was built in 1918 on a lot size of 0.28.

109 Mill St. is a prime location in the heart of West End Historic District, which is deep in the heart of Cambridge, one of the city's most coveted streets, having homes owned by MD governors, mansions of business tycoons who founded Phillips Packing Co. (1902), and Academy School(1903), registered as MD/Natl'l Historic Properties. 109 Mill is a hop, skip and jump to the Choptank River, considered a premier tributary of the Chesapeake Bay with its wide expanse, bountiful seafood, water sports and sightseeing. On the shoreline are the city and yacht club marinas to lodge your boat and the Choptank River Lighthouse at Long Warf. The 1919 home rests on a deep .28 acre lot with the rear yard having a deck, detached garage, shed and year old above ground pool (depth 54"). The exterior has vinyl siding, architectural shingle roof and several replacement windows. From a covered brick entry, the Colonial style home opens to a large living room next to the family room with wood stove, which flows into the formal dining room, which is next to a bedroom/office, all of which have craftsman made hardwood floors. There is also an all glassed heated sunroom. The kitchen is at the house rear equipped by SS appliances paired with a laundry room having washer/dryer, tankless hot water and storage area. There are three second floor bedrooms. You have an easy stroll to the versatile downtown for business and pleasure, with professional and other service offices, bank, post office, public library, retail and last but not not least, fine restaurants/taverns. Cambridge is in the midst of rebounding to the days of old when it was leader of the Shore, but all the while maintaining friendliness and slower pace of life, why it's known as the land of pleasant living.

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Single Family Active

Price

$ 385,000

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 3,878

Style

Traditional

Lot Size

0.28

Year Built

1918

Town/City

Cambridge

County/Region

Dorchester

MLS | Web ID

MDDO2010810

Features
General
Living Area 2520
Sewer Public Sewer
Heating Central Radiator
Cooling Window Unit(s)
Utilities Cable TV Natural Gas Available
Possession Settlement
Roof Architectural Shingle
Appliances Dryer Washer Freezer Instant Hot Water Refrigerator Stove Dishwasher
Zoning R-3
Garage Spaces 1.00
Patio/Porch Features Deck(s)
Architectural Style Traditional
Pool Features Above Ground Domestic Water
Construction Materials Vinyl Siding
School District DORCHESTER COUNTY PUBLIC SCHOOLS
Year Built 1918
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Cambridge
Accessibility None
County DORCHESTER
New Construction N
Property Type Residential
HOA N
Subdivision Name HISTORIC DISTRICT - WEST END
Facing Direction West
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 1
Status ACTIVE
Directions From Rt 50 in Cambridge Maryland Ave toward downtown cross creek bridge bear right on Academy St to High St right on High left on Water St left on Mill St house on right with sign
City CAMBRIDGE
Disclosures Prop Disclaimer Lead Based Paint - State
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 12171.00
Tax Annual Amount 3878.0
Home Warranty Y/N N
Structure Type Detached
Condo/Coop Association Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 152.78
Acceptable Financing Cash Conventional FHA VA USDA
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Tax Lot 121
Association Recreation Fee N
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Interior
Interior Amenities Attic Crown Moldings Entry Level Bedroom Floor Plan - Traditional Formal/Separate Dining Room Stove - Wood Wood Floors
Heating Fuel Oil
Flooring Hardwood Carpet
Total Fireplaces 1
Hot Water Tankless
Basement (Y/N) N
Heating Y/N Y
Window Features Replacement
Fireplace Y/N Y
Above Grade Finished Area 2520
Half Baths 1
Central Air Y/N N
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Family Room Bedroom 1 Sun/Florida Room Laundry Bathroom 1 Half Bath Additional Bedroom
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Outbuilding(s)
Pool Yes - Personal
Fencing Rear
Parking Features Paved Driveway Private Concrete Driveway
Lot Features Interior Landscaping Level Private Rear Yard
Water Source Public
Inclusions See Documents - Inclusions/Exclusions
Garage Features Garage - Front Entry
Type of Parking Detached Garage Driveway Off Street On Street
Foundation Details Crawl Space Brick/Mortar
Water View Y/N N
Lot Size Acres 0.28
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 60900.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 109
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* Excluded Features
List By
Sharon Real Estate P.C.

Broker

dickie@sharonre.com

Email

Affordability Calculator

$2,725
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,402
Monthly Property Taxes
$323
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3536465 Elementary School
3534448 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/7/2025$385,000 Listed Price

Map


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109 Mill Street, Cambridge, MD, 21613 is a Single Family Home for sale at $385,000 with 2,520 sqft and a lot size of 0.28. 109 Mill Street has 4 bedrooms, 1.1 baths, and was built in 1918. The property's zip code is 21613 which is in Cambridge, MD