428 S Main Street Montgomery, IL $ 289,000
428 S Main Street
$ 289,000
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428 S Main Street

Montgomery, IL, 60538
$ 289,000
Bedrooms3 Baths1.1 Sq 1,342

Monthly Estimate*

$ 1,803

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Single Family Home for sale in Montgomery, IL

for $289,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,342 square foot home was built in 1920 on a lot size of 0.22.

Charming and unique with a historical flair all wrapped up together in this 3 bedroom + a finished basement with a bonus room and rec room! The furnace and A/C were both new this year, the water heater was replaced in 2024 and the roof was new in 2023. Inside this charming home you will discover real hardwood floors, beautiful wood casings on the entries, wide trim, a built-in cabinet with glass doors, a wide wood staircase and a 'hobbit' bathroom tucked under the staircase. The kitchen has stainless appliances, so many cabinets and even a pocket door! Rounding out the 1st floor is a convenient laundry room off the family room, a living room & a beautiful dining room. This home is so unique yet so functional. The 2nd floor has an updated full bathroom and 3 generous bedrooms, each with a ceiling fan/light and supersized closets! This basement has even more living space with a Rec Room, Utility Room, 'canning' cellar and a Bonus Room that would be a perfect office (these owners are currently using it as a non-conforming bedroom #4). There is a 484sf, detached, 2 car garage with an automatic opener and side access door that has plenty of room for all the extras. Walking onto the covered front porch you will know you have found your next home! Welcome!

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Single Family Contingent

Price

$ 289,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 5,016

Style

Lot Size

0.22

Year Built

1920

Town/City

Montgomery

County/Region

Kendall

MLS | Web ID

12511238

Features
General
Living Area 1342
Sewer Public Sewer
Heating Natural Gas Forced Air Baseboard Radiant Radiator(s)
Cooling Central Air Gas
Possession Closing
Roof Asphalt
Appliances Range Dishwasher Refrigerator Disposal Stainless Steel Appliance(s)
Garage Spaces 2
Association Fee Includes None
Construction Materials Wood Siding
Year Built 1920
Township Aurora
Tax Year 2024
Ownership Fee Simple
Community Features Sidewalks Street Lights Street Paved
Assoc Fee Paid Per Not Applicable
County Kane
New Construction N
Property Type Residential Detached Single
Contingency Attorney/Inspection
Total Rooms 9
Full Baths 1
Status Contingent
Directions Off Lake St. between 30 & Aucutt - East onto Watkins - left onto S. Main St. - House is at the corner of Jerrerson & S. Main St. on your left.
High School West Aurora High School
City Montgomery
High School District 129
MLS Area Montgomery
Elementary School Nicholson Elementary School
Tax Annual Amount 5016.86
Middle/Junior High School Washington Middle School
Standard Status Active Under Contract
Middle/Junior School District 129
Elementary School District 129
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Interior
Interior Amenities Built-in Features Walk-In Closet(s)
Basement Finished Crawl Space Partial
Flooring Hardwood Laminate
Half Baths 1
Laundry Features Main Level Gas Dryer Hookup Electric Dryer Hookup
Total Bedrooms 3
Room Type Office Recreation Room Foyer Utility Room-Lower Level Walk In Closet Other Room
Total Baths 2
Bedrooms Possible 3
Bathroom Separate Shower
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Exterior
Parking Features Asphalt Garage Door Opener Yes Detached Garage
Lot Features Corner Lot
Water Source Public
Total Parking 2
Lot Dimensions 66x133.84x66x132.84
Lot Size Acres 0.22
Waterfront Y/N N
Other Equipment CO Detectors Ceiling Fan(s) Fan-Whole House Sump Pump
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* Excluded Features
List By
Baird & Warner

Broker

carol.guist@bairdwarner.com

Email

Affordability Calculator

$2,221
Per Month
81%
19%
0%
Monthly Principal & Interest
$1,803
Monthly Property Taxes
$418
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4182021 Elementary School
566443 Middle School
West Aurora High School High School
Pricing History
DatePricePrice ChangeDescription
11/14/2025$289,000 -2.03% Price Down
11/7/2025$295,000 Listed Price

Map


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428 S Main Street, Montgomery, IL, 60538 is a Single Family Home for sale at $289,000 with 1,342 sqft and a lot size of 0.22. 428 S Main Street has 3 bedrooms, 1.1 baths, and was built in 1920. The property's zip code is 60538 which is in Montgomery, IL