5304 N BEAR FLAT Road Payson, AZ $ 649,900
5304 N BEAR FLAT Road
$ 649,900
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5304 N BEAR FLAT Road

Payson, AZ, 85541
$ 649,900
Bedrooms3 Baths2.1 Sq 2,764

Monthly Estimate*

$ 4,055

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Single Family Home for sale in Payson, AZ

for $649,900 with 3 bedrooms and 2 full baths, 1 half bath. This 2,764 square foot home was built in 1993 on a lot size of 0.31.

Creekfront log cabin retreat in Bear Flat! This rare creekside property sits among towering Ponderosa pines with direct access to Tonto Creek and US Forest land. Enjoy peace, privacy, and nature from two decks overlooking the year-round water. Inside, the cabin blends rustic charm with modern comfort—featuring a spacious kitchen with breakfast bar, cozy wood-burning stoves on both levels, a game room, loft, two guest bedrooms, and laundry room. A private well adds convenience, and the gated community offers swimming holes, fishing, and hiking right outside your door. The perfect year-round or weekend escape.

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Single Family Active

Price

$ 649,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,925

Style

Residential

Lot Size

0.31

Year Built

1993

Town/City

Payson

County/Region

Gila

MLS | Web ID

6944136

Features
Interior
Interior Amenities Furnished(See Rmrks) Vaulted Ceiling(s) Kitchen Island Pantry Full Bth Master Bdrm Laminate Counters
Flooring Carpet Laminate
Fireplace Features Other
Total Stories 2
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Solar Screens Dual Pane
Fireplace Y/N Y
Total Bedrooms 3
Total Baths 3
Bedrooms Possible 5
Kitchen Island True
Laminate Counters True
Pantry True
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General
Sewer Septic in & Cnctd
Heating Floor Furnace Wall Furnace
Cooling Window/Wall Unit
Possession Close Of Escrow
Roof Composition
HOA Fee 200.0
Garage Spaces 1.0
Association Fee Includes Street Maint
Construction Materials Wood Frame Painted
Year Built 1993
View Mountain(s)
Township 11N
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Annually
County Gila
Property Type Residential
HOA Y
Subdivision Name BEAR FLAT SUBDIVISION
Total Rooms 2
Special Listing Conditions N/A
Status Active
Directions Hwy 260 East Approx 14 miles to Ponderosa CG & Bear Flat turn off turn right travel 5 miles to Tonto Creek Crossing & Entrance to Bear Flat Community after crossing the creek travel North on Bear Fla
High School Payson High School
City Payson
Disclosures Seller Discl Avail
Association Name BEAR FLAT HOA VOLUNT
High School District Payson Unified District
Open Parking Spaces 0.0
Lot Size Units Square Feet
Lot Size Square Feet 13346.0
Carport Spaces 0.0
Carport Y/N N
Spa Features None
Elementary School Payson Elementary School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2925.0
Home Warranty Y/N N
Current Financing Conventional
Middle/Junior High School Rim Country Middle School
Lease Renewal Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Builder Name Unknown
Standard Status Active
Occupancy Type Vacant
Elementary School District Payson Unified District
Tax Lot 35
New Financing: Conventional True
Senior Community N
Ttl Monthly Fee Equiv 16.67
New Financing Cash True
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Exterior
Fencing None
Lot Features Borders Preserve/Public Land Waterfront Lot Gravel/Stone Front
Water Source Private Well
Lot Size Area 13346.0
Spa N
Lot Size Acres 0.31
Lot Size Source Assessor
Waterfront Y/N Y
Covered Spaces 1.0
Crops Included Y/N N
Road Responsibility Private Maintained Road
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 5304
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* Excluded Features
List By
Real Broker

Broker

Junior@mountainhometeamaz.com

Email

Affordability Calculator

$4,298
Per Month
94%
6%
0%
Monthly Principal & Interest
$4,055
Monthly Property Taxes
$244
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4894754 Elementary School
4899228 Middle School
Payson High School High School
Pricing History
DatePricePrice ChangeDescription
11/7/2025$649,900 Listed Price

Map


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5304 N BEAR FLAT Road, Payson, AZ, 85541 is a Single Family Home for sale at $649,900 with 2,764 sqft and a lot size of 0.31. 5304 N BEAR FLAT Road has 3 bedrooms, 2.1 baths, and was built in 1993. The property's zip code is 85541 which is in Payson, AZ