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304 9th Street SW Spencer, IA $ 175,000
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$ 175,000 Get more info
304 9th Street SW
$ 175,000
Back to search
Share Save

304 9th Street SW

Spencer, IA, 51301
$ 175,000
Bedrooms2 Baths2.0 Sq 1,040

Monthly Estimate*

$ 1,092

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Single Family Home for sale in Spencer, IA

for $175,000 with 2 bedrooms and 2 full baths. This 1,040 square foot home was built in 1976 on a lot size of 0.2.

Completely Renovated & Beautifully Finished — Move-In Ready Ranch in Spencer, Iowa! This beautifully updated 2-bedroom, 2-bath ranch-style home has been renovated down to the studs after the 2024 flood—Everything inside is new, including drywall, paint, flooring, light fixtures, cabinets, Quartz countertops, and bathrooms. The thoughtful redesign transformed a former third bedroom into a stunning second full bath, creating a private primary ensuite and convenient main-floor laundry. Enjoy the inviting three-season sunroom, perfect for relaxing or entertaining. Additional features include a new central air system, heat pump & a spacious two-car attached garage. The property also features a 12' x 16' shed for extra storage or a workshop. Located in a nice, established neighborhood, this home is move-in ready and tastefully finished throughout.

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Single Family Active

Price

$ 175,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 1,948

Style

Ranch

Lot Size

0.2

Year Built

1976

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251432
Features
Interior
Interior Features Eat-in Kitchen Garage Door Opener Main Floor Bedrooms Main Floor Laundry Washer/Dryer Hkups
Furnished Y/N No
Total Baths 2
Full Baths 2
Bath Description Full Master Main Floor Full Bath Private Master
1/4 Baths 0
Basement Features None
Basement Style Crawl Space
Common Walls No Common Walls
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General
Sewer Public Sewer
Construction Stick Built
Heating Heat Pump
Cooling Central
Roof Asphalt
Appliances Dishwasher Dryer Microwave Range/Stove Refrigerator Washer
Flood Zone Yes-100
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architctural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Total Lots 1
Terms Cash Conventional FHA Rural Development
Yearly Taxes 1948
Property Condition Updated/Remodeled
Accessibility Features No Stairs Internal
Tax Year 2024
Fuel Electric Other
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 8740
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1976
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1040
DOM 31
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 168.27
Public Remarks Completely Renovated & Beautifully Finished — Move-In Ready Ranch in Spencer Iowa! This beautifully updated 2-bedroom 2-bath ranch-style home has been renovated down to the studs after the 2024 fl
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Exterior
Exterior Features Driveway-Concrete
Lot Features Level Paved Street(s) Tree Cover-Light
Waterfront 0
Garage Type Attached
Garage Capacity 26 x 20
Other Structures Storage
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Tracey Radcliffe

Listing Agent

Exit Realty Midwest

Broker

(712) 330-0837

Phone

tracey@spiritlakehomes.com

Email

Affordability Calculator

$1,254
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,092
Monthly Property Taxes
$162
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
11/6/2025$175,000 Listed Price

Map

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304 9th Street SW, Spencer, IA, 51301 is a Single Family Home for sale at $175,000 with 1,040 sqft and a lot size of 0.2. 304 9th Street SW has 2 bedrooms, 2.0 baths, and was built in 1976. The property's zip code is 51301 which is in Spencer, IA

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