818 2nd Avenue SE Spencer, IA $ 144,000
818 2nd Avenue SE
$ 144,000
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818 2nd Avenue SE

Spencer, IA, 51301
$ 144,000
Bedrooms4 Baths1.1 Sq 1,212

Monthly Estimate*

$ 887

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Single Family Home for sale in Spencer, IA

for $144,000 with 4 bedrooms and 1 full bath, 1 half bath. This 1,212 square foot home was built in 1948 on a lot size of 0.13.

Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard, this one-and-a-half-story bungalow combines classic structure with modern updates. Inside you will find a bright, refreshed interior featuring contemporary flooring, new cabinetry, and crisp finishes that make each space feel new. The main floor offers two bedrooms, a full bath, and a functional layout that balances comfort and convenience. Upstairs, two additional bedrooms and a potential office provide flexibility. The lower level mirrors the home’s full footprint and includes a quarter bath, offering room to grow into a future family room, gym, or rec space. With over 1,200 square feet of finished living area above grade and an equal amount of potential below, this move-in-ready home delivers everyday ease with a fresh, modern touch right here in Spencer. New in 2024 - Furnace, A/C, Breaker Box. New in 2025 - Pex & Water Heater

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Single Family Active

Price

$ 144,000

Bedrooms

4

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 652

Style

Bungalow,1.5 STORY

Lot Size

0.13

Year Built

1948

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251428

Features
Interior
Interior Features Main Floor Bedrooms
Furnished Y/N No
Total Baths 2
Full Baths 1
Bath Description Main Floor Full Bath
1/4 Baths 1
Basement Features Unfinished
Basement Material Concrete Block
Basement Style Full
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General
Sewer Public Sewer
Construction Concrete Block Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Flood Zone Yes-500
Number of Garage Spaces 0
School District Spencer
Electric Breakers
Architctural Style Bungalow 1.5 STORY
Stories Count 1.5
Class RESIDENTIAL
Assessments No
Levels One and One Half
Type Single Family Residence
Yearly Taxes 652
Property Condition Updated/Remodeled
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 5850
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1948
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1212
DOM 80
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 118.81
Public Remarks Ready to right-size? This updated move-in ready bungalow gives you space where it counts and peace where it matters. Set on a lot shaded by mature trees with a fenced backyard this one-and-a-half-sto
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Exterior
Exterior Features Driveway-Gravel
Lot Features Tree Cover-Medium
Waterfront 0
Garage Type None
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$941
Per Month
94%
6%
0%
Monthly Principal & Interest
$887
Monthly Property Taxes
$54
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/6/2025$144,000 Listed Price

Map


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818 2nd Avenue SE, Spencer, IA, 51301 is a Single Family Home for sale at $144,000 with 1,212 sqft and a lot size of 0.13. 818 2nd Avenue SE has 4 bedrooms, 1.1 baths, and was built in 1948. The property's zip code is 51301 which is in Spencer, IA