8 Cottage Street EXT Monticello, NY $ 440,000
8 Cottage Street EXT
$ 440,000
Share Save

8 Cottage Street EXT

Monticello, NY, 12701
$ 440,000
Bedrooms7 Baths3.0 Sq 1,558

Monthly Estimate*

$ 2,745

8 Cottage Street EXT, Monticello, NY 12701 - Image 1
8 Cottage Street EXT, Monticello, NY 12701 - Image 2
8 Cottage Street EXT, Monticello, NY 12701 - Image 3
8 Cottage Street EXT, Monticello, NY 12701 - Image 4
8 Cottage Street EXT, Monticello, NY 12701 - Image 5
8 Cottage Street EXT, Monticello, NY 12701 - Image 6
8 Cottage Street EXT, Monticello, NY 12701 - Image 7
8 Cottage Street EXT, Monticello, NY 12701 - Image 8
8 Cottage Street EXT, Monticello, NY 12701 - Image 9
8 Cottage Street EXT, Monticello, NY 12701 - Image 10
8 Cottage Street EXT, Monticello, NY 12701 - Image 11
8 Cottage Street EXT, Monticello, NY 12701 - Image 12
8 Cottage Street EXT, Monticello, NY 12701 - Image 13
8 Cottage Street EXT, Monticello, NY 12701 - Image 14
8 Cottage Street EXT, Monticello, NY 12701 - Image 15
8 Cottage Street EXT, Monticello, NY 12701 - Image 16
8 Cottage Street EXT, Monticello, NY 12701 - Image 17
8 Cottage Street EXT, Monticello, NY 12701 - Image 18
8 Cottage Street EXT, Monticello, NY 12701 - Image 19
8 Cottage Street EXT, Monticello, NY 12701 - Image 20
8 Cottage Street EXT, Monticello, NY 12701 - Image 21
8 Cottage Street EXT, Monticello, NY 12701 - Image 22
8 Cottage Street EXT, Monticello, NY 12701 - Image 23

Multi-Family Home for sale in Monticello, NY

for $440,000 with 7 bedrooms and 3 full baths. This 1,558 square foot home was built in 1910 on a lot size of 0.4362.

Welcome to 8 Cottage St Ext in Monticello, a fully renovated, income-producing multi-unit property nestled on a quiet cul-de-sac, just minutes from public transportation and shopping. Situated on a generous lot with potential for subdivision, the main house offers two thoughtfully updated units: a spacious 4-bedroom apartment on the first floor and a bright 2-bedroom unit upstairs, both featuring brand-new kitchens, renovated bathrooms, fresh flooring, and quality finishes throughout. A separate cottage features a 1-bedroom unit with existing rental income, adding immediate cash flow. Tenants pay their own electric and heating, keeping ownership costs low. With low taxes, ample land, and a location that combines convenience with privacy, this property presents an exceptional opportunity for investors or owner-occupants seeking a turn-key, income-generating multi-unit home.

See more

Multi-Family Active

Price

$ 440,000

Bedrooms

7

Full Bath

3

Property Type

Multi-Family

Taxes

$ 1,524

Style

Colonial

Lot Size

0.4362

Year Built

1910

Town/City

Monticello

County/Region

Sullivan

MLS | Web ID

931779

Features
Interior
Interior Amenities Other
Basement Storage Space
Flooring Vinyl
Basement Features Storage Space
Basement (Y/N) Y
Fireplace Y/N N
Total Bedrooms 7
Total Baths 3
See more
General
Sewer Public Sewer
Heating Electric Other
Cooling None
Utilities Electricity Connected Sewer Connected Trash Collection Public Water Connected
Architectural Style Colonial
Construction Materials Vinyl Siding
Year Built 1910
Tenant Pays Electricity Heat
Property Subtype Triplex
Tax Year 2025
Parcel Number 4601-112-0-0001-025-000
Gross Income 4300
County Sullivan County
Operating Expense 8300
Property Type Residential Income
Garage Y/N N
Full Baths 3
High School Monticello High School
City Thompson
Senior Community Y/N N
High School District Monticello
Number Of Units Total 3
Carport Y/N N
Elementary School George L Cooke School
Property Attached Y/N N
Tax Annual Amount 1524.87
Middle/Junior High School Robert J Kaiser Middle School
Property Condition Updated/Remodeled
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Monticello
Elementary School District Monticello
Tax Assessed Value 19600
Tax Lot 25
See more
Exterior
Exterior Amenities Mailbox
Parking Features Driveway Driveway
Water Source Public
Foundation Details Concrete Perimeter
Spa N
Building Area Total 1558
Waterfront Y/N N
Road Responsibility Public Maintained Road
See more
Internal Only
Street Number 1 8
See more
* Excluded Features
List By
Chaim Katz

Listing Agent

Metrex Realty Inc

Broker

chaim@metrexrealty.com

Email

Affordability Calculator

$2,872
Per Month
96%
4%
0%
Monthly Principal & Interest
$2,745
Monthly Property Taxes
$127
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4100287 Elementary School
4100531 Middle School
Monticello High School High School
Pricing History
DatePricePrice ChangeDescription
11/4/2025$440,000 Listed Price

Map


See all

8 Cottage Street EXT, Monticello, NY, 12701 is a Multi-Family Home for sale at $440,000 with 1,558 sqft and a lot size of 0.4362. 8 Cottage Street EXT has 7 bedrooms, 3.0 baths, and was built in 1910. The property's zip code is 12701 which is in Monticello, NY