712 White Oak Road Spencer, IN $ 399,000
712 White Oak Road
$ 399,000
New Construction
Share Save

712 White Oak Road

Spencer, IN, 47460
$ 399,000
Bedrooms3 Baths2.0 Sq 2,127

Monthly Estimate*

$ 2,489

712 White Oak Road, Spencer, IN 47460 - Image 1
712 White Oak Road, Spencer, IN 47460 - Image 2
712 White Oak Road, Spencer, IN 47460 - Image 3
712 White Oak Road, Spencer, IN 47460 - Image 4
712 White Oak Road, Spencer, IN 47460 - Image 5
712 White Oak Road, Spencer, IN 47460 - Image 6
712 White Oak Road, Spencer, IN 47460 - Image 7
712 White Oak Road, Spencer, IN 47460 - Image 8
712 White Oak Road, Spencer, IN 47460 - Image 9
712 White Oak Road, Spencer, IN 47460 - Image 10
712 White Oak Road, Spencer, IN 47460 - Image 11
712 White Oak Road, Spencer, IN 47460 - Image 12
712 White Oak Road, Spencer, IN 47460 - Image 13
712 White Oak Road, Spencer, IN 47460 - Image 14
712 White Oak Road, Spencer, IN 47460 - Image 15
712 White Oak Road, Spencer, IN 47460 - Image 16
712 White Oak Road, Spencer, IN 47460 - Image 17
712 White Oak Road, Spencer, IN 47460 - Image 18
712 White Oak Road, Spencer, IN 47460 - Image 19
712 White Oak Road, Spencer, IN 47460 - Image 20
712 White Oak Road, Spencer, IN 47460 - Image 21
712 White Oak Road, Spencer, IN 47460 - Image 22
712 White Oak Road, Spencer, IN 47460 - Image 23
712 White Oak Road, Spencer, IN 47460 - Image 24
712 White Oak Road, Spencer, IN 47460 - Image 25
712 White Oak Road, Spencer, IN 47460 - Image 26
712 White Oak Road, Spencer, IN 47460 - Image 27
712 White Oak Road, Spencer, IN 47460 - Image 28
712 White Oak Road, Spencer, IN 47460 - Image 29
712 White Oak Road, Spencer, IN 47460 - Image 30
712 White Oak Road, Spencer, IN 47460 - Image 31
712 White Oak Road, Spencer, IN 47460 - Image 32
712 White Oak Road, Spencer, IN 47460 - Image 33
712 White Oak Road, Spencer, IN 47460 - Image 34
712 White Oak Road, Spencer, IN 47460 - Image 35
712 White Oak Road, Spencer, IN 47460 - Image 36
View a Virtual Tour

Single Family Home for sale in Spencer, IN

for $399,000 with 3 bedrooms and 2 full baths. This 2,127 square foot home was built in 2025 on a lot size of 0.371.

Welcome to The Alder design at 712 White Oak Road in Four Oaks! This beautifully designed 3-bedroom, 2-bath home offers thoughtful spaces and stylish finishes throughout. Inside, you’ll find a versatile office space and 13x13 sunroom perfect for working from home or creative projects, plus a spacious 12x10 laundry/mud room with built-in storage and counter space that connects conveniently to the 2-car attached garage. The open-concept kitchen is the heart of the home, featuring stainless appliances, a center island, solid wood cabinetry, and sleek quartz countertops—ideal for both everyday living and entertaining.The primary suite is a relaxing retreat with a dual-sink vanity, tiled walk-in shower, and a 15x7 walk-in closet with plenty of shelving. Enjoy peaceful mornings or evening sunsets on the inviting front porch, taking in the charm of this beautiful, growing neighborhood. Located in Four Oaks Subdivision, residents enjoy access to community amenities including a private dog park, walking trail with lake access, and a clubhouse. Conveniently situated just minutes from I-69, this home offers easy access to Bloomington, Ellettsville, and Martinsville which is only about 30 minutes for an easy commute or quick trip into town.

See more

Single Family Active

Price

$ 399,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.371

Year Built

2025

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202544722

Features
General
Sewer Public
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Ceiling-9+ Ceiling Fan(s) Closet(s) Walk-in Countertops-Solid Surf Deck Open Disposal Dryer Hook Up Electric Eat-In Kitchen Foyer Entry Garage Door Opener Kitchen Island Near Walking Trail Open Floor
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 2025
New Construction Spec
Subdivision Four Oaks
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 0
REO No
Status Detail 0
Common Amenities Clubhouse Dock Sidewalks
Dining Room Level Main
Area Owen County
Location Rural Subdivision
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
HOA Fees $ 300
Energy Efficient HVAC
Architctural Style Traditional
Total Sq Ft 2127
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description Four Oaks SD Ph 1 Lot 31 .371A
Virtual Tour https://www.youtube.com/watch?v=AWfogBbIAYI
Agent First Name Samantha
Agent Last Name Carver
DOM 34
Tax Year Not Assessed
See more
Interior
Basement Slab
Flooring Other
HVAC High Efficiency Furnace SEER 14
Beds 3
Total Rooms 9
Dining Room Length 11
Dining Room Width 16
Fireplace None
Living Room Width 16
Other Room 1 Description Sunroom
Living Room Length 20
Full Baths Main 2
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 12
2nd Bedroom Level Main
2nd Bedroom Width 15
3rd Bedroom Length 11
3rd Bedroom Level Main
3rd Bedroom Width 15
Extra Room Description Office
Extra Room Length 14
Extra Room Level Main
Extra Room Width 10
See more
Exterior
Exterior Stone Vinyl
Driveway Concrete
Pool No
Garage Length 27
Garage Width 24
Lot Size Area 16161
Lot Dimensions Irregular
Lot Description Level 0-2.9999
Fence None
Water Features Walk to Lake Access
Energy Efficient Doors/Windows Double Pane Windows Insulated Doors
Garage Capacity 2
Waterfront Y/N No
See more
* Excluded Features
List By
Samantha Carver

Listing Agent

Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,489
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,489
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History
DatePricePrice ChangeDescription
11/4/2025$399,000 Listed Price

Map


See all

712 White Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $399,000 with 2,127 sqft and a lot size of 0.371. 712 White Oak Road has 3 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 47460 which is in Spencer, IN