712 White Oak Road Spencer, IN $ 399,000
712 White Oak Road
$ 399,000
New Construction
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712 White Oak Road

Spencer, IN, 47460
$ 399,000
Bedrooms3 Baths2.0 Sq 2,127

Monthly Estimate*

$ 2,457

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Single Family Home for sale in Spencer, IN

for $399,000 with 3 bedrooms and 2 full baths. This 2,127 square foot home was built in 2025 on a lot size of 0.371.

Welcome to The Alder at 712 White Oak Road in the Four Oaks community, a thoughtfully designed 3-bedroom, 2-bath home filled with functional spaces and stylish finishes. Inside, you'll find a versatile office space and a bright 13x13 sunroom, perfect for working from home, hobbies, or creative pursuits. A generous 12x10 laundry/mudroom with built-in storage and counter space connects conveniently to the 2-car attached garage, adding everyday ease. The open-concept kitchen anchors the home with stainless steel appliances, a center island, solid wood cabinetry, and sleek quartz countertops, making it ideal for both daily living and entertaining. The primary suite offers a peaceful retreat with a dual-sink vanity, tiled walk-in shower, and a spacious 15x7 walk-in closet with ample shelving. Step out to the inviting front porch to enjoy quiet mornings or evening sunsets while taking in the charm of this growing neighborhood. Residents of Four Oaks enjoy community amenities including a private dog park, a walking trail with lake access, and a clubhouse. Just minutes from I-69, this location provides easy access to Bloomington, Ellettsville, and Martinsville, making commuting or quick trips into town simple and convenient.

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Single Family Active

Price

$ 399,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.371

Year Built

2025

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22070756

Features
Interior
Interior Amenities Bath Sinks Double Main Entrance Foyer Hi-Speed Internet Availbl Walk-In Closet(s)
Basement (Y/N) N
Half Baths 0
Laundry Features Main Level
Total Bedrooms 3
Main Level Bedrooms 3
Total Baths 2
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General
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Closing
Appliances Dishwasher Dryer Electric Water Heater Disposal Microwave Electric Oven Refrigerator Washer
HOA Fee 300
Garage Spaces 2
Association Fee Includes Clubhouse Snow Removal Walking Trails
Patio/Porch Features Covered Deck
Architectural Style Traditional
Construction Materials Vinyl With Stone
Year Built 2025
Township Washington
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annually
County Owen
New Construction Y
Property Type Residential
Association Amenities Clubhouse Snow Removal Trail(s)
HOA Y
Subdivision Name Four Oaks
Garage Y/N Y
Total Rooms 10
Full Baths 2
Status Active
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 16161
Elementary School McCormick's Creek Elementary Sch
Property Attached Y/N N
Current Financing Conventional FHA VA
Middle/Junior High School Owen Valley Middle School
Property Condition New Construction
Virtual Tour https://www.youtube.com/watch?v=AWfogBbIAYI
Builder Name Owen Cty Homebuilder
Standard Status Active
Tax Lot 601026300370131027
Legal Description Four Oaks SD Ph 1 Lot 31 .371A
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Exterior
Parking Features Attached Concrete Garage Door Opener
Lot Features Close to Clubhouse Rural - Subdivision Sidewalks
Water Source Public
Foundation Details Slab
Spa N
Building Area Total 2127
Lot Size Acres 0.371
Waterfront Y/N N
Horse Amenities None
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* Excluded Features
List By
Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,457
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Monthly Principal & Interest
$2,457
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4046850 Elementary School
4046639 Middle School
Owen Valley Community High School High School
Pricing History
DatePricePrice ChangeDescription
11/4/2025$399,000 Listed Price

Map


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712 White Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $399,000 with 2,127 sqft and a lot size of 0.371. 712 White Oak Road has 3 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 47460 which is in Spencer, IN