710 White Oak Road Spencer, IN $ 399,000
710 White Oak Road
$ 399,000
New Construction
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710 White Oak Road

Spencer, IN, 47460
$ 399,000
Bedrooms3 Baths2.0 Sq 2,220

Monthly Estimate*

$ 2,457

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Single Family Home for sale in Spencer, IN

for $399,000 with 3 bedrooms and 2 full baths. This 2,220 square foot home was built in 2025 on a lot size of 0.385.

Discover this beautifully crafted 3-bedroom, 2-bath ranch in the sought-after Four Oaks Subdivision, offering 2,220 sq ft of thoughtfully designed single-level living. The Hazel floor plan features an open-concept layout with a split-bedroom design and a 19x8 sunroom that adds flexible living space. The kitchen is both stylish and functional, showcasing quartz countertops, stainless steel appliances, a tiled backsplash, and a large center island perfect for cooking and entertaining. The primary suite provides a private bath and spacious walk-in closet for a true retreat. Quality finishes abound, including luxury vinyl plank flooring, solid wood doors and trim, and a high-efficiency natural gas furnace. Four Oaks residents enjoy a private dog park, scenic lake with walking trail, and community clubhouse. Conveniently located off State Hwy 46, this home is just minutes from Spencer, Ellettsville, and Bloomington, blending small-town charm with easy access to city conveniences.

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Single Family Active

Price

$ 399,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.385

Year Built

2025

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22070743

Features
Interior
Interior Amenities Bath Sinks Double Main Hi-Speed Internet Availbl Walk-In Closet(s)
Basement (Y/N) N
Half Baths 0
Laundry Features Main Level
Total Bedrooms 3
Main Level Bedrooms 3
Total Baths 2
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General
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Closing
Appliances Dishwasher Dryer Electric Water Heater Disposal Microwave Electric Oven Refrigerator Washer
HOA Fee 300
Garage Spaces 2
Association Fee Includes Clubhouse Snow Removal Walking Trails
Patio/Porch Features Covered Patio
Architectural Style Traditional
Construction Materials Vinyl With Stone
Year Built 2025
Township Washington
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annually
County Owen
New Construction Y
Property Type Residential
Association Amenities Clubhouse Snow Removal Trail(s)
HOA Y
Subdivision Name Four Oaks
Garage Y/N Y
Total Rooms 8
Full Baths 2
Status Active
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 16771
Elementary School McCormick's Creek Elementary Sch
Property Attached Y/N N
Current Financing Conventional FHA VA
Middle/Junior High School Owen Valley Middle School
Property Condition New Construction
Virtual Tour https://www.youtube.com/watch?v=aff5vJY1G-U
Builder Name Owen Cty Homebuilder
Standard Status Active
Tax Lot 601026300370132027
Legal Description Four Oaks SD Ph1 Lot 32 .385A
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Exterior
Parking Features Attached Concrete Garage Door Opener
Lot Features Close to Clubhouse Rural - Subdivision Sidewalks
Water Source Public
Foundation Details Slab
Spa N
Building Area Total 2220
Lot Size Acres 0.385
Waterfront Y/N N
Horse Amenities None
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* Excluded Features
List By
Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,457
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,457
Monthly Property Taxes
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4046850 Elementary School
4046639 Middle School
Owen Valley Community High School High School
Pricing History
DatePricePrice ChangeDescription
11/4/2025$399,000 Listed Price

Map


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710 White Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $399,000 with 2,220 sqft and a lot size of 0.385. 710 White Oak Road has 3 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 47460 which is in Spencer, IN