4112 Finch Lane Chattanooga, TN $ 775,000
4112 Finch Lane
$ 775,000
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4112 Finch Lane

Chattanooga, TN, 37419
$ 775,000
Bedrooms4 Baths2.1 Sq 2,490

Monthly Estimate*

$ 4,835

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Single Family Home for sale in Chattanooga, TN

for $775,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,490 square foot home was built on a lot size of 0.29.

Welcome home to this beautifully crafted brick Cape Cod nestled in the desirable Black Creek neighborhood, just 10 minutes from downtown Chattanooga. With timeless curb appeal and thoughtful updates, this home blends classic Southern charm with modern comfort and convenience. Step inside to find gleaming hardwood floors, tile, and plush carpet throughout. The inviting living room features a soaring cathedral ceiling, bathing the space in natural light. A separate dining room sets the stage for elegant entertaining, while the open kitchen is a true delight—complete with rich cherry cabinets, granite countertops, and a cozy breakfast area perfect for morning coffee. The main-level primary suite offers the ease of single-level living, creating a private retreat from the rest of the home. Upstairs, you'll find 3 spacious additional bedrooms and a bath with duel sinks, offering flexibility for family, guests, or home office space. Enjoy Tennessee's four beautiful seasons from the wraparound front porch, or relax on the screened back porch and patio, overlooking the lush, irrigated landscape. A two-car garage provides ample storage and convenience. Whether you're hosting friends, enjoying peaceful evenings outdoors, or making memories around the table, this Black Creek gem is ready to welcome you home.

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Single Family Active

Price

$ 775,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,331

Style

Cape Cod

Lot Size

0.29

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1523373

Features
Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Crown Molding Double Closets Double Vanity Eat-in Kitchen En Suite Granite Counters High Ceilings High Speed Internet Open Floorplan Separate Dining Room Separate
Flooring Carpet Ceramic Tile Hardwood
Total Fireplaces 1
Fireplace Features Gas Log Gas Starter Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Screens
Fireplace Y/N Y
Above Grade Finished Area 2490.0
Half Baths 1
Laundry Features Electric Dryer Hookup Gas Dryer Hookup In Kitchen Laundry Room Main Level
Total Bedrooms 4
Total Baths 3
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General
Sewer Public Sewer
Heating Central Natural Gas
Cooling Central Air Electric
Utilities Cable Available Cable Connected Electricity Available Electricity Connected Natural Gas Available Natural Gas Connected Sewer Available Sewer Connected Water Available Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Wall Oven Water Heater Microwave Gas Water Heater Gas Cooktop Double Oven Disposal Dishwasher Cooktop Built-In Gas Range
HOA Fee 105.0
Garage Spaces 2.0
Patio/Porch Features Patio Porch Porch - Covered Porch - Screened Side Porch
Architectural Style Cape Cod
Security Features Smoke Detector(s) Other
Construction Materials Brick Cement Siding
Year Built 2001
View Garden Mountain(s) Panoramic Ridge
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Clubhouse Curbs Fitness Center Golf Playground Pool Sidewalks Tennis Court(s)
Assoc Fee Paid Per Monthly
County Hamilton
New Construction N
Property Type Residential
Association Amenities Maintenance Maintenance Grounds Playground
HOA Y
Attached Garage Y
Energy Efficient HVAC Water Heater
Subdivision Name Black Creek Chattanooga
Garage Y/N Y
Green Sustainability Onsite Recycling Center
Total Rooms 10
Full Baths 2
Status Active
Directions Use the right 2 lanes to take the US-27 ramp to Chattanooga 3 miles. Merge onto US-27 S 3.4 miles. Take the I-24 W exit toward Nashville/Birmingham 4.5 miles. Take exit 174 for US-41/US-64 toward US-
High School Lookout Valley High
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 12632.4
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Spa Features Bath
Elementary School Lookout Mountain Elementary
Land Lease Y/N N
Tax Annual Amount 4331.37
Home Warranty Y/N N
Middle/Junior High School Lookout Valley Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Occupancy Type Owner
Legal Description LT 23 CUMMINGS COVE GOLF CLUB PHASE 1 PB60 PG173 OUT OF 153-27.07 FOR 2000
Year Built Effective 2000
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Exterior
Exterior Amenities Garden Rain Gutters Smart Irrigation
Fencing None
Parking Features Concrete Driveway Garage Garage Door Opener Garage Faces Side
Lot Features Back Yard Close to Clubhouse Cul-De-Sac Front Yard Landscaped Level Near Golf Course Sprinklers In Front Sprinklers In Rear Views
Water Source Public
Lot Size Area 0.29
Foundation Details Block
Spa Y
Building Area Total 2490.0
Lot Dimensions 87.27X 146.91
Lot Size Acres 0.29
Road Surface Type Asphalt
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 4112
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* Excluded Features
List By
Keller Williams Realty

Broker

ashleyford@kw.com

Email

Affordability Calculator

$5,196
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,835
Monthly Property Taxes
$361
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3638947 Elementary School
1547345 Middle School
Lookout Valley High High School
Pricing History
DatePricePrice ChangeDescription
11/4/2025$775,000 Listed Price

Map


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4112 Finch Lane, Chattanooga, TN, 37419 is a Single Family Home for sale at $775,000 with 2,490 sqft and a lot size of 0.29. 4112 Finch Lane has 4 bedrooms and 2.1 baths. The property's zip code is 37419 which is in Chattanooga, TN