309 12th Avenue W Spencer, IA $ 125,000
309 12th Avenue W
$ 125,000
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309 12th Avenue W

Spencer, IA, 51301
$ 125,000
Bedrooms3 Baths1.0 Sq 1,232

Monthly Estimate*

$ 770

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Single Family Home for sale in Spencer, IA

for $125,000 with 3 bedrooms and 1 full bath. This 1,232 square foot home was built in 1954 on a lot size of 0.21.

Simply homey in all the right ways. This 3-bedroom, 1-bath home blends comfort, function, and a touch of retro charm. The kitchen offers plenty of cabinet space, a practical breakfast island, and a sweet built-in with sliding glass doors, perfect for displaying your favorite dishes or cookbooks. Natural light fills the adjoining dining area and the spacious living room, where wide front windows and wood floors create a warm, inviting feel. The bedrooms feature original hardwood floors, giving each space a sense of authenticity and style that’s hard to find in newer builds. An enclosed front porch adds a bonus area for morning coffee or relaxed evenings, while the attached two-stall garage keeps life convenient year-round. The lower level includes an additional shower and offers potential to finish for extra living space or even an additional bathroom, giving flexibility to grow as your needs change. Set on a generous lot with mature trees, this property offers a comfortable lifestyle in a friendly Spencer neighborhood, close to parks, schools, and local amenities.

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Single Family Contingent

Price

$ 125,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 2,004

Style

Ranch

Lot Size

0.21

Year Built

1954

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251411

Features
Interior
Interior Features Eat-in Kitchen Kitchen Center Island Main Floor Bedrooms
Furnished Y/N No
Total Baths 1
Full Baths 1
Bath Description Main Floor Full Bath
1/4 Baths 0
Basement Features Unfinished
Basement Material Concrete Block
Basement Style Crawl Space Partial
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General
Sewer Public Sewer
Construction Frame/Wood Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Dryer Range/Stove Refrigerator Washer
Flood Zone No
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Yearly Taxes 2004
Tax Year 2024
Fuel Natural Gas
Status Active Contingent-CTS
Subdivision IA
Sale/Rent For Sale
Status Detail 1
Lot Sqft 9200
Construction Materials Block Vinyl Siding
Primary City Spencer
Year Built 1954
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 2464
DOM 112
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 101.46
Public Remarks Simply homey in all the right ways. This 3-bedroom 1-bath home blends comfort function and a touch of retro charm. The kitchen offers plenty of cabinet space a practical breakfast island and a sweet
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Exterior
Exterior Features Driveway-Concrete Porch
Waterfront 0
Garage Type Attached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Kelly Bierl

Listing Agent

Hometown Realty

Broker

(712) 260-5711

Phone

kelly@byhometown.com

Email

Affordability Calculator

$937
Per Month
82%
18%
0%
Monthly Principal & Interest
$770
Monthly Property Taxes
$167
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/3/2025$125,000 Listed Price

Map


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309 12th Avenue W, Spencer, IA, 51301 is a Single Family Home for sale at $125,000 with 1,232 sqft and a lot size of 0.21. 309 12th Avenue W has 3 bedrooms, 1.0 baths, and was built in 1954. The property's zip code is 51301 which is in Spencer, IA