3523 W SHELL POINT ROAD Ruskin, FL $ 1,200,000
3523 W SHELL POINT ROAD
$ 1,200,000
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3523 W SHELL POINT ROAD

Ruskin, FL, 33570
$ 1,200,000
Bedrooms4 Baths4.0 Sq 3,662

Monthly Estimate*

$ 7,486

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Single Family Home for sale in Ruskin, FL

for $1,200,000 with 4 bedrooms and 4 full baths. This 3,662 square foot home was built in 2008 on a lot size of 0.29.

ABSOLUTELY STUNNING CUSTOM WATERFRONT POOL HOME WITH DIRECT TAMPA BAY ACCESS! This Key West–style masterpiece combines luxury, strength, and true Florida living. Built with poured concrete block from ground to roof and Hardy concrete siding, this home is virtually hurricane-proof—having sustained only minor damage through recent major storms. Offering 3,662 sq. ft. of elegant living space, this 4-bedroom, 4-bath home features a bonus room, dining/game area, and a family/great room—all designed to capture the breathtaking waterfront views from nearly every window. The gourmet kitchen is a chef’s dream, boasting custom 42” cabinets with crown molding, granite countertops, and a Viking stainless steel appliance package with a new cooktop, oven, and warming drawer—plus hidden spice drawers on each side of the stove. Freshly painted inside and out, the home showcases new 36” porcelain tile flooring for a sleek, modern look. The entire third floor is a private owner’s retreat complete with custom walk-in closets and a luxurious spa bath featuring dual vanities, a hydro spa tub, a massive walk-in shower, and all-new fixtures. Enjoy panoramic canal and bay views from multiple expansive balconies accessed through French doors—three of which have been newly screened with no-see-um mesh, allowing you to fully embrace the Florida lifestyle while enjoying sunsets without the bugs! These screened areas expand the home’s usable living space, creating the perfect spots for morning coffee or evening relaxation.The resurfaced pool and spa include a new pool pump and elevated equipment, while the 7,000 lb boat lift makes it easy to explore Tampa Bay’s best fishing waters—Tarpon, Snook, Redfish, Trout, and Grouper are all just minutes away! Two marinas with gas are within 15 minutes, and by boat, you’re only 20 minutes to the St. Pete Pier and 30 minutes to the Skyway Bridge. Additional highlights include new lighting fixtures and ceiling fans, coffered and tray ceilings, crown molding, hurricane-rated windows and doors, two newer AC units, two propane tankless water heaters, a 25KW Generac propane generator, and new exterior LED Bluetooth lighting. The oversized 8+ car garage is a dream for car enthusiasts, offering ample storage and workshop potential—plus, there are multiple car shows within 30–45 minutes almost every weekend! For added peace of mind, the home has been regularly serviced by a pest control company since purchase, and a professional mosquito prevention service has been in place for the past year. Outdoors, a regulation-size basketball goal adds a fun recreational touch—perfect for those who enjoy a quick game of hoops. Conveniently located just 10 minutes from Super Walmart, 35–45 minutes from two Costco locations, 45 minutes from Tampa International Airport, and 45 minutes to Sarasota, this home offers both peace and proximity. Sunsets are truly the best on Tampa Bay, and with no HOA or CDD fees, you can live freely while enjoying all the perks of a luxury waterfront lifestyle. With 5-star reviews on Airbnb and VRBO, this home has generated nearly $50,000 in annual income—making it a smart investment as well as a showstopping residence. This is more than a home—it’s a waterfront paradise offering unmatched beauty, function, and Florida luxury. Schedule your private showing today!

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Single Family Active

Price

$ 1,200,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 20,075

Style

Key West

Lot Size

0.29

Year Built

2008

Town/City

Ruskin

County/Region

Hillsborough

MLS | Web ID

TB8442486

Features
Interior
Interior Amenities built-in features ceiling fan(s) crown molding high ceilings kitchen/family room combo open floorplan split bedroom stone counters walk-in closet(s)
Flooring porcelain tile
Fireplace Features family room gas
Air Conditioning Y/N yes
Heating Y/N yes
Window Features blinds
Fireplace Y/N yes
Half Baths 0
Laundry Features inside
Total Bedrooms 4
Total Baths 4
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General
Sewer public sewer
Heating central natural gas
Cooling central air
Utilities cable available electricity connected public
Roof metal
Appliances bar fridge cooktop dishwasher disposal gas water heater microwave refrigerator wine refrigerator
Zoning pd-h
Garage Spaces 8
Patio/Porch Features covered deck patio porch
Architectural Style key west
Pool Features gunite in ground solar power pump
Security Features security system owned smoke detector(s)
Construction Materials block stucco
Pets Allowed yes
Year Built 2008
View water
Levels two
Property Subtype single family residence
Tax Year 2025
Ownership fee simple
Waterfront Features canal - saltwater
County hillsborough
New Construction no
Property Type residential
HOA N
Attached Garage yes
Subdivision Name shell point 1st add
Facing Direction northwest
Garage Y/N yes
Total Rooms 9
Full Baths 4
Status active
Directions south on 41 head west on shell point rd to home on the right
High School lennard-hb
City ruskin
Senior Community Y/N no
MLS Area 33570 - ruskin/apollo beach
Lot Size Units square feet
Lot Size Square Feet 12772
Carport Y/N no
Listing Terms cash conventional
Land Lease Y/N no
Tax Annual Amount 20075
Home Warranty Y/N no
Middle/Junior High School shields-hb
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/tb8442486
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type vacant
Tax Lot 15
Legal Description shell point 1st addition to lot 15
Water View canal
Water Access Type bay/harbor canal - saltwater gulf/ocean gulf/ocean to bay
Minimum Lease no minimum
Water Access Y/N yes
Additional Rooms bonus room breakfast room separate formal dining room separate inside utility
Water View Y/N yes
Flood Zone Code ae
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Exterior
Exterior Amenities balcony french doors irrigation system
Vegetation mature landscaping
Parking Features ground level oversized tandem
Lot Features floodzone in county
Water Source public
Lot Size Area 12772
Foundation Details stem wall
Spa yes
Building Area Total 6065
Lot Dimensions 62 x 208
Lot Size Acres 0.29
Road Surface Type paved
Private Pool yes
Waterfront Y/N yes
Covered Spaces 8
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Internal Only
Street Number 1 3523
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* Excluded Features
List By
Dalton Wade Inc

Broker

kingasojka7@gmail.com

Email

Affordability Calculator

$9,159
Per Month
82%
18%
0%
Monthly Principal & Interest
$7,486
Monthly Property Taxes
$1,673
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5072562 Elementary School
266360 Middle School
Lennard-HB High School High School
Pricing History
DatePricePrice ChangeDescription
11/29/2025$1,200,000 -7.69% Price Down
11/18/2025$1,300,000 -6.81% Price Down
11/14/2025$1,395,000 -3.46% Price Down
11/11/2025$1,445,000 -3.34% Price Down
11/3/2025$1,495,000 Listed Price

Map


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3523 W SHELL POINT ROAD, Ruskin, FL, 33570 is a Single Family Home for sale at $1,200,000 with 3,662 sqft and a lot size of 0.29. 3523 W SHELL POINT ROAD has 4 bedrooms, 4.0 baths, and was built in 2008. The property's zip code is 33570 which is in Ruskin, FL