406 Saint Ivy Avenue
Troy, VA, 22974 $ 477,000
Bedrooms4 Baths2.1 Sq 2,716 Monthly Estimate*
$ 2,937
for $477,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,716 square foot home was built in 1998 on a lot size of 3.29.
SELLER WILL HAVE A NEW ROOF INSTALLED WITH AN ACCEPTABLE OFFER. Welcome home to country living in this beautiful 4-bedroom, 3-bath Colonial with no HOA, perfectly placed for easy living. With quick access to the interstate, youre just 20 minutes from Charlottesville and 35 minutes from Richmondclose enough for convenience, yet far enough to enjoy peace and quiet. This home blends classic character with thoughtful updates throughout. The main level features rich LVP flooring, upgraded baseboards, a gas fireplace and a welcoming flow between the living and dining spaces. The kitchen offers sleek quartz countertops, a tile backsplash, and center island that complement the homes traditional style, while a built-in bookshelf adds a touch of warmth and personality. Upstairs, youll find new carpet, a serene primary suite with a walk-in closet and a beautifully tiled master bath. There are three additional bedrooms upstairs, a full bath and laundry. Step outside to enjoy the expansive deck, added in 2020 and extending across the back of the home, overlooking a charming wire-and-wood fenced yardperfect for morning coffee or evening gatherings. A hot water spigot in the backyard adds convenience for gardening, pets, or outdoor projects. Additional upgrades include a tankless gas water heater, new HVAC systems (2020 & 2022), and a new well pump installed in 2022, all of which ensure comfort, efficiency, and peace of mind for years to come. With its traditional Colonial style, thoughtful improvements, and inviting warmth, this is truly a home with heartready to welcome you.
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FeaturesGeneralLiving Area 2716
Sewer On Site Septic
Heating Heat Pump(s)
Cooling Central A/C
Utilities Cable TV Propane
Possession Settlement
Roof Shingle
Appliances Dishwasher Dryer Microwave Refrigerator Stove Washer Water Heater - Tankless
Zoning RESIDENTIAL
Garage Spaces 2.00
Patio/Porch Features Deck(s) Porch(es)
Architectural Style Colonial
Construction Materials Vinyl Siding
School District LOUISA COUNTY PUBLIC SCHOOLS
Year Built 1998
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section II
Accessibility None
County LOUISA
New Construction N
Property Type Residential
HOA N
Subdivision Name MOUNTAIN VIEW ESTATES
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Total Rooms 14
Full Baths 2
Status ACTIVE
Directions Coming from zion crossroads turn right onto 250. Take the first right on 250 onto Zion Rd. Continue straight for about 2 miles before turning onto Campbell Rd. Take the second left onto Saint Ivy av
City TROY
Disclosures Prop Disclosure
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 143400.00
Tax Annual Amount 3104.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 175.63
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision MOUNTAIN VIEW ESTATES
Tax Lot 63
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InteriorInterior Amenities Bathroom - Soaking Tub Breakfast Area Built-Ins Carpet Ceiling Fan(s) Combination Kitchen/Living Dining Area Family Room Off Kitchen Floor Plan - Traditional Floor Plan - Open Formal/Separate Dining
Heating Fuel Electric Propane - Leased
Flooring Ceramic Tile Carpet Luxury Vinyl Plank
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Propane Tankless
Basement (Y/N) N
Heating Y/N Y
Window Features Insulated
Fireplace Y/N Y
Above Grade Finished Area 2716
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Foyer Breakfast Room Laundry Primary Bathroom Full Bath Half Bath
Below Grade Finished Area Unit Type Square Feet
Laundry Type Upper Floor Hookup
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorExterior Amenities Sidewalks
Pool No Pool
Fencing Wood Wire
Parking Features Gravel Driveway
Lot Features Level Private Rear Yard
Water Source Well
Garage Features Garage - Side Entry Inside Access
Type of Parking Attached Garage Driveway
Foundation Details Concrete Perimeter Crawl Space
Water View Y/N N
Lot Size Acres 3.29
Lot Size Source Assessor
Waterfront Y/N N
Door Features Insulated
Land Assessed Value 73500.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByLake Anna Island RealtyBroker
kylie@theashleyhoffmangroup.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,937
- Monthly Property Taxes
- $259
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Troy, VA
Average List Price $578,171
Percent of Sale Price 21%
About Troy, VA 5,528 Population
43% Since 2002
$ 76,314 Median Income
41.93 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
3539128 Elementary School
3534292 Middle School
Louisa County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/11/2025 | $477,000 | -2.05% | Price Down |
| 11/2/2025 | $487,000 | | Listed Price |