114 Oak St

Modern Victorian Farmhouse in the Heart of Bergen-Lafayette A fully detached and modernized Victorian farmhouse, this residence sits proudly on a full 25×100 lot with an oversized backyard — a rare treasure in Jersey City. From the moment you arrive, the home’s timeless character shines through a tiled lemonade porch, restored historic doors and staircase, original decorative fireplaces, and elegant interior columns that anchor the living spaces with charm and grace. Inside, every detail has been renewed with care. Brand-new kitchens sparkle with light green shaker cabinetry, quartz countertops, and stainless steel appliances, while the bathrooms feel elevated and refined with designer tile and modern fixtures. Thoughtfully designed for both owner-occupants and investors, the home offers remarkable versatility. The top floor hosts a bright three-bedroom, two-bath residence ideal for generating rental income. The first floor features two bedrooms and one bath along with formal living and dining rooms, a sunny kitchen, and a charming enclosed porch, all with direct access to the expansive backyard. On the garden level, a bonus two-bedroom, one-bath suite with its own private entrance adds even more flexibility, whether as an in-law suite, extended living space for the owner, or a perfect Airbnb rental opportunity. Modern comfort is woven throughout with brand new 2025 energy-efficient mini-split central air and heat pumps providing year-round climate control. With seven bedrooms, four bathrooms, and an oversized yard, this home effortlessly balances historic soul with contemporary convenience, offering a lifestyle as versatile as it is beautiful. Situated in the heart of Bergen-Lafayette, just moments from Lincoln Park, boutique cafés, and the Light Rail, this rare residence captures the best of Jersey City living — a home with history, character, and a future full of possibility. **Special financing available with preferred lender Jackie Koven at Cross Country Mortgage. Grants ranging from $15,000 to $22,000 available for down payment and/or closing cost assistance. Interest rates as low as 5.875%**