235 Cardinal Circle W
Saint Marys, GA, 31558 $ 445,000
Bedrooms3 Baths2.0 Sq 1,860 Monthly Estimate*
$ 2,776
for $445,000 with 3 bedrooms and 2 full baths. This 1,860 square foot home was built in 1991 on a lot size of 0.3.
Welcome to 235 Cardinal Circle West-where refined comfort meets the peaceful charm of coastal Georgia. This beautifully refreshed 3-bedroom, 2-bath home is nestled within the prestigious gated golf community of Osprey Cove. Recently updated with new flooring throughout, fresh interior and exterior paint, and a newly refinished garage floor, the home is completely move-in ready and brimming with timeless appeal. Step inside and enjoy airy, open living spaces that flow seamlessly to a spacious screened-in porch-your year-round retreat. Sip your morning coffee as the sun rises, listen to the soundtrack of coastal birds, or unwind with tranquil, breathtaking views of lush greenery that coastal Georgia is known for. The private backyard and screened-in porch are a dream come true for nature lovers, offering a true sense of escape and making every day feel like a getaway. Beyond your doorstep, the Osprey Cove lifestyle awaits. This sought-after community offers resort-style amenities, including a championship golf course, River Club with junior Olympic pool and fitness center, Har-Tru tennis courts, dining options, walking trails, and private river access that leads directly to the Intracoastal Waterway and Atlantic Ocean. Kayaking, boating, or fishing adventures are never more than a few minutes away. Perfectly positioned, this home offers both seclusion and convenience. Just minutes from historic downtown St. Marys, you'll enjoy charming streets lined with Spanish moss, riverside dining, boutique shops, and the Cumberland Island ferry-the gateway to pristine beaches and untouched coastal beauty. Jacksonville and Amelia Island are less than 40 minutes away, expanding your options for work and play. For military families, this location is unmatched-Kings Bay Naval Base is just 4 miles away, offering an easy commute while allowing you to enjoy the peace and privacy of Osprey Cove. The property is just 35 minutes from the abundant beauty of Jekyll Island and Amelia Island, perfect for weekend adventures or day trips. The Jacksonville, Florida airport is only 30 minutes away, ensuring quick and easy travel for business or leisure. At 235 Cardinal Circle West, every day feels like a vacation. Whether you're seeking a full-time residence, a peaceful retreat, or a convenient location near the base, this home delivers the very best of coastal Georgia living. Don't miss your chance to experience the Osprey Cove lifestyle-schedule your showing today!
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FeaturesInteriorInterior Amenities Double Vanity Separate Shower Soaking Tub Walk-In Closet(s)
Basement None
Flooring Hardwood Tile
Total Fireplaces 1
Fireplace Features Family Room
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Bay Window(s) Double Pane Windows Skylight(s)
Fireplace Y/N Y
Above Grade Finished Area 1860
Half Baths 0
Laundry Features Other
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area
Total Baths 2
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GeneralSewer Public Sewer
Heating Central Electric
Cooling Ceiling Fan(s) Central Air Electric
Utilities Cable Available Phone Available
Roof Composition
Appliances Dishwasher Disposal Microwave Range Refrigerator
HOA Fee 1600
Association Fee Includes Management Fee Reserve Fund
Patio/Porch Features Porch Screened
Architectural Style Traditional
Security Features Gated Community
Construction Materials Concrete Stucco
Year Built 1991
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Community Features Clubhouse Fitness Center Gated Golf Playground Sidewalks Street Lights Tennis Court(s)
County Camden
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Osprey Cove
Garage Y/N Y
Full Baths 2
Status Active
Directions GPS friendly
High School Camden County
City St. Marys
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 13068
Carport Y/N N
Elementary School Mary Lee Clark
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 5226
Home Warranty Y/N N
Middle/Junior High School Saint Marys
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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ExteriorParking Features Garage Attached
Lot Features Other
Water Source Public
Total Parking 2
Lot Size Area 13068
Spa N
Building Area Total 1860
Lot Size Acres 0.3
Lot Size Source Public Records
Waterfront Y/N N
Horse Y/N N
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* Excluded FeaturesList ByJust Imagine RealtyBroker
rburgessjir@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,776
- Monthly Property Taxes
- $436
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saint Marys, GA
Average List Price $453,642
Percent of Sale Price 2%
About Saint Marys, GA 17,756 Population
25% Since 2002
$ 55,938 Median Income
34.07 Median Age
37% Households with Children
Trends Information provided by ATTOM Data Solutions.
4133290 Elementary School
4135671 Middle School
Camden County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/1/2025 | $445,000 | | Listed Price |