1040 Whites Creek Ln Decaturville, TN $ 475,000
1040 Whites Creek Ln
$ 475,000
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1040 Whites Creek Ln

Decaturville, TN, 38329
$ 475,000
Bedrooms3 Baths4.0 Sq 2,246

Monthly Estimate*

$ 2,963

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Single Family Home for sale in Decaturville, TN

for $475,000 with 3 bedrooms and 4 full baths. This 2,246 square foot home was built in 2009 on a lot size of 0.3.

Whites Creek Riverfront Retreat – Turnkey Airbnb Gem! Location: Gated Whites Creek Community, Tennessee River (midway between Memphis & Nashville, south of I-40) Private Dock + Sandy Beach Proven Airbnb Income (3+ Years) 3 Bed | 4 Bath | Fully Furnished Property Highlights Riverfront Paradise: Unobstructed views up/down the Tennessee River with multiple sandy beaches, islands, coves & marinas Private Dock + Beach: Step from your backyard onto your own dock and private sandy beach Wildlife & River Activity: Daily sightings of bald eagles, pleasure boats, barges & river cruise ships Turnkey Airbnb: Fully furnished – just bring clothes! Successful rental history (3 years) Additional Lot: 40x40 metal shop with electricity & wood stove (perfect for hobbies/storage) Home Features Main Level features Hardwood & tile floors, granite countertops, expansive covered deck Full basement heated/cooled with full bath – ideal for entertaining or storage Community Perks Gated Neighborhood with community boat ramp & large sandy beach Short boat ride to marinas with dining & entertainment Prime spot for fishing, watersports & nature lovers Quick drive to Decaturville (groceries, hardware, etc.) City Water High Speed Internet Minutes to Mermaid Marina and Tennessee River Golf Key Notes Floodplain Location: Home elevated with concrete block basement (ventable for flood events) Investment Ready: Proven rental income + shop lot included Lifestyle: Halfway between Memphis & Nashville – perfect weekend escape or full-time river living Jet boat (2019 Yamaha SX210) is not included but can be purchased separately. Move-in ready. Boat-in ready. Income-ready. Contact for private showing or Airbnb performance data.

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Single Family Active

Price

$ 475,000

Bedrooms

3

Full Bath

4

Property Type

Single Family

Taxes

$ 1,680

Style

A-Frame

Lot Size

0.3

Year Built

2009

Town/City

Decaturville

County/Region

Decatur

MLS | Web ID

3037440

Features
General
Living Area 2246
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Water Available
Possession Close Of Escrow
Roof Shingle
Appliances Electric Oven Dishwasher Dryer Microwave Refrigerator Washer
HOA Fee 350
Garage Spaces 4
Patio/Porch Features Deck Covered
Architectural Style A-Frame
Construction Materials Vinyl Siding
Year Built 2009
View Lake River Water
Stories Count 3
Topography Cleared Level Views
Levels Three Or More
Property Subtype Single Family Residence
Assoc Fee Paid Per Annually
County Decatur County TN
New Construction N
Property Type Residential
Association Amenities Gated
Attached Garage N
Subdivision Name Whites Creek Rec Club LLC
Garage Y/N Y
Full Baths 4
Status Active
Directions From Decaturville take Hwy 100 E for 3.2. Turn right on Mt. Carmel for approx. 7.5 miles. Left on Whites Creek for .7 miles. Stay to the right at the Y. Property will be on the right with the shop a
High School Riverside High School
City Decaturville
Senior Community Y/N N
Open Parking Spaces 2
Lot Size Units Acres
Elementary School Decaturville Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 1680
Middle/Junior High School Decatur County Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities High Speed Internet
Basement Full
Flooring Carpet Wood Tile
Air Conditioning Y/N Y
Heating Y/N Y
Above Grade Finished Area 1238
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Below Grade Finished Area 1008
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Dock
Parking Features Attached/Detached Driveway
Lot Features Cleared Level Views
Water Source Public
Total Parking 6
Lot Size Area 0.3
Building Area Total 2246
Lot Size Acres 0.3
Lot Size Source Agent Calculated
Waterfront Y/N Y
Covered Spaces 4
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Internal Only
Street Number 1 1040
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* Excluded Features
List By
Lake Homes Realty, Llc

Broker

cereice@gmail.com

Email

Affordability Calculator

$3,103
Per Month
95%
5%
0%
Monthly Principal & Interest
$2,963
Monthly Property Taxes
$140
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
244452 Elementary School
245752 Middle School
Riverside High School High School
Pricing History
DatePricePrice ChangeDescription
10/31/2025$475,000 Listed Price

Map


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1040 Whites Creek Ln, Decaturville, TN, 38329 is a Single Family Home for sale at $475,000 with 2,246 sqft and a lot size of 0.3. 1040 Whites Creek Ln has 3 bedrooms, 4.0 baths, and was built in 2009. The property's zip code is 38329 which is in Decaturville, TN