4790 MICHAEL LANE Ponce Inlet, FL $ 890,000
4790 MICHAEL LANE
$ 890,000
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4790 MICHAEL LANE

Ponce Inlet, FL, 32127
$ 890,000
Bedrooms3 Baths2.0 Sq 1,876

Monthly Estimate*

$ 5,480

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Single Family Home for sale in Ponce Inlet, FL

for $890,000 with 3 bedrooms and 2 full baths. This 1,876 square foot home was built in 1988 on a lot size of 0.25.

RARE OPPORTUNITY: LOW RATE, FLEXIBLE TERMS SELLER FINANCING AVAILABLE! ~ Brand New Septic System ~ Discover a home where coastal Florida living feels easy, comfortable, and well-balanced. Located just two blocks from Ponce Inlet’s no-drive beach, this thoughtfully updated beachside pool home offers the sought-after combination of close ocean access and the calm of a quiet residential street—an ideal setting for buyers searching Ponce Inlet homes for sale. Inside, the open-concept layout is bright and inviting, with natural light streaming through hurricane-impact windows and doors. The Dutch-style kitchen serves as the heart of the home, featuring an oversized island with bar seating that supports everyday living and casual entertaining. A nearby library nook with recessed built-in shelving and a brick wood-burning fireplace adds warmth, character, and flexible use to the living space. The primary suite functions as a private retreat, complete with a walk-in closet and French doors that open directly to the pool, allowing for seamless indoor-outdoor flow. Throughout the home, LEED-inspired, energy-efficient upgrades support comfort and performance, including premium USA-made materials, reflective recyclable VCT flooring, and a newer energy-efficient HVAC system with updated ductwork. Outdoors, the nearly ¼-acre fenced backyard provides a true coastal setting. An open-air pool and expansive concrete patio offer versatile space for relaxing or gathering, while mature oak trees contribute shade, privacy, and natural character. Thoughtful elevation and drainage help keep the yard usable year-round—an important feature for beachside homes in Florida. Recent improvements include a brand-new septic system, new HVAC, hurricane-impact windows and doors, Hardie board gables, updated gutters and soffits, and fresh exterior paint. The landscape has been maintained without chemical or pesticide treatments, supporting a more natural outdoor environment. Conveniently located near marinas, waterfront dining, biking routes, and local landmarks—yet removed from heavy traffic—this property offers everyday livability with long-term value. Whether you’re considering a move-in ready beach house, a Florida second home, or an energy-efficient coastal residence, this home delivers both lifestyle and function. Low-interest, flexible seller financing further enhances the opportunity, providing an alternative path to ownership that is rarely available in today’s market.

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Single Family Active

Price

$ 890,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,320

Style

Single Family Residence

Lot Size

0.25

Year Built

1988

Town/City

Ponce Inlet

County/Region

Volusia

MLS | Web ID

V4945581

Features
General
Sewer Septic Tank
Heating Electric Heat Pump
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Connected Phone Available Public Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Dryer Electric Water Heater Range Refrigerator Washer
Zoning RESI
Garage Spaces 2
Pool Features In Ground
Construction Materials Block Concrete Stucco
Year Built 1988
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
County Volusia
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name OCEANSIDE VILLAGE
Facing Direction North
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions South on Atlantic Ave (R) on Inlet Harbour Rd (R) on Buschman (L) on MIchael Ln. House is on the (L)
City PONCE INLET
Senior Community Y/N false
MLS Area 32127 - Port Orange/Ponce Inlet/Daytona Beach
Lot Size Units Square Feet
Lot Size Square Feet 10875
Carport Y/N false
Listing Terms Cash Conventional FHA Owner May Carry VA Loan
Land Lease Y/N false
Tax Annual Amount 6320
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/V4945581
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 54
Legal Description LOT 54 OCEANSIDE VILLAGE SUB MB 38 PGS 95-96 INC PER OR 4920 PG 0691 PER OR 6983 PG 0653 PER OR 7384 PGS 3213-3214
Minimum Lease 1 Month
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Built-in Features Eating Space In Kitchen Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Split Bedroom
Flooring Concrete Recycled/Composite Flooring
Fireplace Features Wood Burning
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Half Baths 0
Laundry Features Electric Dryer Hookup In Garage Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities French Doors Rain Gutters Sliding Doors
Fencing Fenced
Parking Features Driveway Garage Door Opener
Water Source None
Lot Size Area 10875
Foundation Details Slab
Building Area Total 2457
Lot Size Acres 0.25
Road Surface Type Paved
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Adams, Cameron & Co., Realtors

Broker

CyndiRitchey@adamscameron.com

Email

Affordability Calculator

$6,007
Per Month
91%
9%
0%
Monthly Principal & Interest
$5,480
Monthly Property Taxes
$527
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/10/2026$890,000 -3.26% Price Down
2/10/2026$920,000 Listed Price

Map


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4790 MICHAEL LANE, Ponce Inlet, FL, 32127 is a Single Family Home for sale at $890,000 with 1,876 sqft and a lot size of 0.25. 4790 MICHAEL LANE has 3 bedrooms, 2.0 baths, and was built in 1988. The property's zip code is 32127 which is in Ponce Inlet, FL