4790 MICHAEL LANE
Ponce Inlet, FL, 32127 $ 920,000
Bedrooms3 Baths2.0 Sq 1,876 Monthly Estimate*
$ 5,740
for $920,000 with 3 bedrooms and 2 full baths. This 1,876 square foot home was built in 1988 on a lot size of 0.25.
RARE OPPORTUNITY: LOW RATE, FLEXIBLE TERMS SELLER FINANCING AVAILABLE! ~ Brand New Septic System ~ This beautiful, energy-efficient coastal retreat offers a flexible path to ownership in one of Florida's most desirable beachside communities. Just two blocks from Ponce Inlet's quiet, no-drive beach, this thoughtfully maintained 3-BD, 2-BA home blends timeless design, sustainable updates, and laid-back coastal charm. Step inside to discover a bright, open-concept floor plan filled with natural light from hurricane-rated windows and front door. The kitchen features a Dutch-style design with a spacious island and bar seating — an inviting spot for casual meals and entertaining friends. A cozy library area with built-in recessed bookshelves surrounds a charming brick wood-burning fireplace, while the primary suite includes a walk-in closet and French doors that open directly to the pool. LEED-inspired updates highlight energy efficiency, healthier indoor air, and premium USA-made materials featuring high-gloss, recyclable VCT flooring that enhances natural light and an energy-efficient HVAC system with new ductwork designed for optimal comfort and performance. Step outside to your private, fenced sanctuary designed for easy coastal living. Enjoy the open-air pool and spacious concrete patio perfect for sunny afternoons or starlit evenings. Majestic oak trees provide natural shade, privacy, and protection across the nearly .25 acre lot, complemented by durable aluminum fencing and thoughtful natural elevation and drainage that keep the yard dry and comfortable year-round. Recent major updates include a new septic system, new HVAC, new hurricane-impact windows and front door, Hardy board siding on gables, new gutters, soffit, and exterior paint. The property has been maintained pesticide- and chemical-free for years, creating a healthier, more natural outdoor environment. Nestled on a quiet residential street with minimal traffic, yet just 2 blocks from the no-drive beach, Ponce Inlet Lighthouse, marinas, and waterfront dining, this home perfectly captures the relaxed coastal lifestyle Ponce Inlet is known for. Whether you enjoy surfing, fishing, paddleboarding, biking, boating, or evening golf cart rides to local restaurants, life here moves at the perfect pace. Don't miss your chance to own this slice of paradise with flexible, low-interest-rate seller financing and negotiable terms. This is your opportunity to make your Florida beach dream a reality.
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FeaturesInteriorInterior Amenities built-in features eating space in kitchen kitchen/family room combo living room/dining room combo open floorplan primary bedroom main floor split bedroom
Flooring concrete recycled/composite flooring
Fireplace Features wood burning
Air Conditioning Y/N yes
Heating Y/N yes
Window Features double pane windows
Fireplace Y/N yes
Half Baths 0
Laundry Features electric dryer hookup in garage washer hookup
Total Bedrooms 3
Total Baths 2
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GeneralSewer septic tank
Heating electric heat pump
Cooling central air
Utilities bb/hs internet available cable available electricity connected phone available public water connected
Possession close of escrow
Roof shingle
Appliances dishwasher dryer electric water heater range refrigerator washer
Zoning resi
Garage Spaces 2
Pool Features in ground
Construction Materials block concrete stucco
Year Built 1988
Levels one
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
County volusia
New Construction no
Property Type residential
HOA N
Attached Garage yes
Subdivision Name oceanside village
Facing Direction north
Garage Y/N yes
Total Rooms 3
Full Baths 2
Status active
Directions south on atlantic ave (r) on inlet harbour rd (r) on buschman (l) on michael ln. house is on the (l)
City ponce inlet
Senior Community Y/N no
MLS Area 32127 - port orange/ponce inlet/daytona beach
Lot Size Units square feet
Lot Size Square Feet 10875
Carport Y/N no
Listing Terms cash conventional fha owner may carry va loan
Land Lease Y/N no
Tax Annual Amount 6320
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.propertypanorama.com/instaview/stellar/v4945581
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type owner
Tax Lot 54
Legal Description lot 54 oceanside village sub mb 38 pgs 95-96 inc per or 4920 pg 0691 per or 6983 pg 0653 per or 7384 pgs 3213-3214
Minimum Lease 1 month
Water Access Y/N no
Water View Y/N no
Flood Zone Code x
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ExteriorExterior Amenities french doors rain gutters sliding doors
Fencing fenced
Parking Features driveway garage door opener
Water Source none
Lot Size Area 10875
Foundation Details slab
Building Area Total 2457
Lot Size Acres 0.25
Road Surface Type paved
Private Pool yes
Waterfront Y/N no
Covered Spaces 2
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* Excluded FeaturesList ByAdams, Cameron & Co., RealtorsBroker
CyndiRitchey@adamscameron.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,740
- Monthly Property Taxes
- $527
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ponce Inlet, FL
Average List Price $1,162,500
Percent of Sale Price 26%
About Ponce Inlet, FL 2,951 Population
17% Since 2002
$ 74,628 Median Income
65.53 Median Age
9% Households with Children
Trends Information provided by ATTOM Data Solutions.
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/31/2025 | $920,000 | | Listed Price |