640 ENCARNACION STREET Punta Gorda, FL $ 445,998
640 ENCARNACION STREET
$ 445,998
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640 ENCARNACION STREET

Punta Gorda, FL, 33983
$ 445,998
Bedrooms3 Baths2.0 Sq 2,066

Monthly Estimate*

$ 2,782

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Single Family Home for sale in Punta Gorda, FL

for $445,998 with 3 bedrooms and 2 full baths. This 2,066 square foot home was built in 2021 on a lot size of 0.25.

WHY WAIT TO BUILD? Welcome to your dream home in sunny Florida, nestled in the desirable, deed-restricted Deep Creek community—an ideal location for serene, relaxed living. Built in 2021 by renowned Maronda Homes on a premium corner lot backing onto a greenbelt, this beautifully upgraded home offers 3 bedrooms, 2 bathrooms, and a spacious three-car garage. At the heart of the home is the stunning kitchen, featuring fresh white cabinetry, granite countertops, stainless steel appliance package, large 12-foot island w/barstools, and large pantry—perfect for entertaining or simply enjoying everyday life in style. The kitchen flows seamlessly into the open-concept great room, which boasts crown molding, LED lighting, and sliding glass doors that lead to a screened lanai at the back of the home with coveted western exposure—ideal for relaxing with a drink and taking in the gorgeous sunsets. The primary suite is a private sanctuary with a tray ceiling, upgraded lighting, a spa-like bathroom with his/her vanities, a large glass shower w/dual shower heads, and generous walk-in closet. The two guest bedrooms are well-sized and share a full four piece bathroom, while the laundry room includes a GE washer and smart-sensor dryer with pedestal drawers. The flex room off the foyer, finished with crown molding, is perfect for a more formal dining area or office. Upgrades include premium tile flooring, crown molding, stone exterior accents, two garage openers, irrigation system, gutters, and a fenced yard.

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Single Family Active

Price

$ 445,998

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 4,903

Style

Single Family Residence

Lot Size

0.25

Year Built

2021

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

A4670334

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Connected
Roof Shingle
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator Washer
Zoning RSF3.5
HOA Fee 200
Garage Spaces 3
Construction Materials Block Concrete Stone
Pets Allowed Yes
Year Built 2021
View Park/Greenbelt
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Deed Restrictions Park Tennis Court(s)
Assoc Fee Paid Per Annually
County Charlotte
New Construction false
Property Type Residential
Association Amenities Basketball Court Park Tennis Court(s)
Attached Garage true
Subdivision Name PUNTA GORDA ISLES SEC 20
Facing Direction North
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions Exit 170 to East on Kings Highway Right Sandhill Blvd to Seasons and turn right on Encarnacion Street first house on right
High School Charlotte High
City PUNTA GORDA
Association Name Deborah Barrett
Senior Community Y/N false
MLS Area 33983 - Punta Gorda
Lot Size Units Square Feet
Lot Size Square Feet 11025
Carport Spaces 0
Carport Y/N true
Listing Terms Cash Conventional FHA
Elementary School Deep Creek Elementary
Land Lease Y/N false
Tax Annual Amount 4903.02
Middle/Junior High School Port Charlotte Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://tours.realestatephotos360.com/idx/276041
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 22
Legal Description PGI 020 0523 0022 PUNTA GORDA ISLES SEC20 BLK523 LT 22 737/1662 TD4417/1017 4561/1268 4769/2033 4962/1395
Minimum Lease No Minimum
Water Access Y/N false
Monthly HOA Amount 16.67
Additional Rooms Den/Library/Office Great Room Inside Utility
Water View Y/N false
Flood Zone Code x
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Interior
Interior Amenities Ceiling Fan(s) Solid Surface Counters Walk-In Closet(s)
Flooring Carpet Tile
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Lighting
Fencing Fenced
Parking Features Guest
Lot Features Corner Lot
Water Source Public
Lot Size Area 11025
Foundation Details Slab
Building Area Total 3075
Lot Size Acres 0.25
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 3
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* Excluded Features
List By
Flatfee.Com

Broker

info@flatfee.com

Email

Affordability Calculator

$3,191
Per Month
87%
13%
0%
Monthly Principal & Interest
$2,782
Monthly Property Taxes
$409
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Charlotte High High School High School
Pricing History
DatePricePrice ChangeDescription
12/19/2025$445,998 Listed Price

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640 ENCARNACION STREET, Punta Gorda, FL, 33983 is a Single Family Home for sale at $445,998 with 2,066 sqft and a lot size of 0.25. 640 ENCARNACION STREET has 3 bedrooms, 2.0 baths, and was built in 2021. The property's zip code is 33983 which is in Punta Gorda, FL