3840 MARINERS WAY #525 Cortez, FL $ 899,000
3840 MARINERS WAY #525
$ 899,000
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3840 MARINERS WAY #525

Cortez, FL, 34215
$ 899,000
Bedrooms3 Baths2.0 Sq 2,156

Monthly Estimate*

$ 5,609

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Condo for sale in Cortez, FL

for $899,000 with 3 bedrooms and 2 full baths. This 2,156 square foot condo was built in 1984.

Rarely available at MARINER'S COVE! Waterfront condo offering breathtaking Intra-coastal Waterway views from this spacious 3B/2B residence with BONUS loft and 2,460 sq. ft. of living space, located in the private GATED community of Mariner’s Cove in Cortez FL. 2 large dogs allowed! This property is being sold in "white box condition", which means the condo has ALL BRAND NEW DRYWALL and ready for a new owner to finish and customize with texturing and painting the walls and ceilings. The unit experienced minor interior water intrusion from the roof during Hurricane Helene. Kitchens and bathrooms are updated. Enjoy a deeded 30’ x 16’ BOAT SLIP that accommodates up to a 32-foot vessel located just outside your front door, private ELEVATOR access, and 2 deeded under-building parking spaces with a private storage unit. The large screened lanai offers sweeping views of the Intra-coastal waters of ANNA MARIA SOUND where you can relax and watch dolphins, seabirds, and unforgettable sunsets. Inside laundry adds convenience. MONTHLY HOA FEE OF $1484 INCLUDES: Cable TV, 2 Community Pools, Escrow Reserves Fund, Fidelity Bond, Building Insurance, Internet, Maintenance Exterior, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Private Road, Recreational Facilities, Sewer, Trash, Water, gate and tennis court maintenance. Mariner’s Cove offers 2 heated swimming pools, a spa, 2 PICKLE BALL COURTS AND one TENNIS COURT, a scenic boardwalk along the marina, and lush tropical landscaping in a secure, gated environment. Located just half a mile from the Gulf beaches of Anna Maria Island and close to local favorites such as Tide Tables, Star Fish Company, and Cortez Kitchen. This is a rare opportunity to own a waterfront property with exceptional boating access and endless potential to create your ideal coastal retreat. SELLER FINANCING AVAILABLE.

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Condo Active

Price

$ 899,000

Bedrooms

3

Full Bath

2

Property Type

Condo

Taxes

$ 9,366

Style

Condominium

Year Built

1984

Town/City

Cortez

County/Region

Manatee

MLS | Web ID

A4669536

Features
Interior
Interior Amenities cathedral ceiling(s) ceiling fan(s) high ceilings open floorplan solid wood cabinets split bedroom stone counters vaulted ceiling(s) walk-in closet(s) window treatments
Flooring carpet ceramic tile hardwood
Furnished Y/N unfurnished
Fireplace Features living room wood burning
Total Stories 2
Air Conditioning Y/N yes
Heating Y/N yes
Fireplace Y/N yes
Half Baths 0
Laundry Features electric dryer hookup inside washer hookup
Total Bedrooms 3
Total Baths 2
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General
Sewer public sewer
Heating central electric
Cooling central air
Utilities cable connected electricity connected public sewer connected sprinkler recycled water connected
Roof shingle
Appliances built-in oven convection oven dishwasher disposal dryer electric water heater microwave range refrigerator washer
Zoning pdr/ha
Association Fee Includes cable tv community pool escrow reserves fund fidelity bond insurance internet maintenance structure maintenance grounds maintenance repairs manager pest control pool maintenance private road recreati
Patio/Porch Features covered deck patio porch
Security Features smoke detector(s)
Construction Materials block stucco
Pets Allowed cats ok dogs ok yes
Year Built 1984
View water
Levels one
Unit Number 525
Property Subtype condominium
Tax Year 2024
Ownership condominium
Waterfront Features bay/harbor front canal front waterfront bay/harbor canal - saltwater intracoastal waterway
Community Features bay/harbor front boat slip canal front dock fishing intracoastal waterway water access waterfront gated community - no guard golf carts ok pool tennis court(s)
Assoc Fee Paid Per monthly
County manatee
New Construction no
Property Type residential
Association Amenities cable tv elevator(s) gated pool storage tennis court(s)
HOA Y
Subdivision Name mariners cove condo ph i
Facing Direction northwest
Garage Y/N no
Total Rooms 7
Full Baths 2
Status active
Directions cortez road west to north on 127th street (the street where seafood shack was located) and go all the way to the end until you come to the gate. once through the gate go left and first right to build
High School bayshore high
City cortez
Body of Water anna maria sound
Association Name c&s management dana cloer
Senior Community Y/N no
MLS Area 34215 - cortez
Lot Size Square Feet 0
Carport Spaces 2
Carport Y/N yes
Listing Terms cash conventional owner may carry private financing available
Elementary School sea breeze elementary
Land Lease Y/N no
Tax Annual Amount 9366
Home Warranty Y/N no
Middle/Junior High School w.d. sugg middle
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://www.zillow.com/view-imx/6574179b-0a9a-46cf-87c2-04e4c3d37a10/?utm_source=captureapp
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type vacant
Tax Lot 525
Legal Description unit 525 b mariner's cove condo phase i pi#76013.2135/4
Water View bay/harbor - full intracoastal waterway
Water Access Type bay/harbor canal - saltwater gulf/ocean intracoastal waterway
Pet Size Limit extra large (101+ lbs.)
Minimum Lease 3 months
Water Access Y/N yes
Monthly Condo Fee Amount 1484
HOA Monthly Maintenance 0
Additional Rooms great room inside utility storage rooms
Water View Y/N yes
Flood Zone Code ae
DockY/N yes
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Exterior
Exterior Amenities balcony storage tennis court(s)
Vegetation mature landscaping
Parking Features assigned covered under building
Lot Features floodzone
Water Source public
Foundation Details slab
Building Area Total 2460
Lot Size Acres 0
Road Surface Type asphalt
Private Pool no
Waterfront Y/N yes
Covered Spaces 2
Road Frontage Type private road
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Internal Only
Street Number 1 3840
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* Excluded Features
List By
Sato Real Estate Inc.

Broker

cindy@islandannamaria.com

Email

Affordability Calculator

$6,389
Per Month
88%
12%
0%
Monthly Principal & Interest
$5,609
Monthly Property Taxes
$781
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3324177 Elementary School
3325066 Middle School
Bayshore High High School
Pricing History
DatePricePrice ChangeDescription
10/31/2025$899,000 Listed Price

Map


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3840 MARINERS WAY #525, Cortez, FL, 34215 is a Condo for sale at $899,000 with 2,156 sqft. 3840 MARINERS WAY #525 has 3 bedrooms, 2.0 baths, and was built in 1984. The property's zip code is 34215 which is in Cortez, FL