3840 MARINERS WAY 525 Cortez, FL $ 799,000
3840 MARINERS WAY 525
$ 799,000
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3840 MARINERS WAY 525

Cortez, FL, 34215
$ 799,000
Bedrooms3 Baths2.0 Sq 2,156

Monthly Estimate*

$ 4,920

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Condo for sale in Cortez, FL

for $799,000 with 3 bedrooms and 2 full baths. This 2,156 square foot condo was built in 1984.

SELLER FINANCING AVAILABLE! Rarely available at MARINER'S COVE! Waterfront condo offering breathtaking Intra-coastal Waterway views from this spacious 3B/2B residence with BONUS loft and 2,460 sq. ft. of living space, located in the private GATED community of Mariner’s Cove in Cortez FL. 2 large dogs allowed! This property is being sold in "white box condition", which means the condo has ALL BRAND NEW DRYWALL and ready for a new owner to finish and customize with texturing and painting the walls and ceilings. The unit experienced minor interior water intrusion from the roof during Hurricane Helene. Kitchens and bathrooms are updated. Enjoy a deeded 30’ x 16’ BOAT SLIP that accommodates up to a 32-foot vessel located just outside your front door, private ELEVATOR access, and 2 deeded under-building parking spaces with a private storage unit. The large screened lanai offers sweeping views of the Intra-coastal waters of ANNA MARIA SOUND where you can relax and watch dolphins, seabirds, and unforgettable sunsets. Inside laundry adds convenience. MONTHLY HOA FEE OF $1484 INCLUDES: Cable TV, 2 Community Pools, Escrow Reserves Fund, Fidelity Bond, Building Insurance, Internet, Maintenance Exterior, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Private Road, Recreational Facilities, Sewer, Trash, Water, gate and tennis court maintenance. Mariner’s Cove offers 2 heated swimming pools, a spa, 2 PICKLE BALL COURTS AND one TENNIS COURT, a scenic boardwalk along the marina, and lush tropical landscaping in a secure, gated environment. Located just half a mile from the Gulf beaches of Anna Maria Island and close to local favorites such as Tide Tables, Star Fish Company, and Cortez Kitchen. This is a rare opportunity to own a waterfront property with exceptional boating access and endless potential to create your ideal coastal retreat. SELLER FINANCING AVAILABLE.

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Condo Active

Price

$ 799,000

Bedrooms

3

Full Bath

2

Property Type

Condo

Taxes

$ 9,922

Style

Condominium

Year Built

1984

Town/City

Cortez

County/Region

Manatee

MLS | Web ID

A4669536

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Sprinkler Recycled Water Connected
Roof Shingle
Appliances Built-In Oven Convection Oven Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning PDR/HA
Association Fee Includes Cable TV Community Pool Escrow Reserves Fund Fidelity Bond Insurance Internet Maintenance Structure Maintenance Grounds Maintenance Repairs Manager Pest Control Pool Maintenance Private Road Recreational Facilities Sewer Trash Water
Patio/Porch Features Covered Deck Patio Porch
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK Yes
Year Built 1984
View Water
Levels One
Unit Number 525
Property Subtype Condominium
Tax Year 2025
Ownership Condominium
Waterfront Features Bay/Harbor Front Canal Front Waterfront Bay/Harbor Canal - Saltwater Intracoastal Waterway
Community Features Bay/Harbor Front Boat Slip Canal Front Dock Fishing Intracoastal Waterway Water Access Waterfront Gated Community - No Guard Golf Carts OK Pool Tennis Court(s)
Assoc Fee Paid Per Monthly
County Manatee
New Construction false
Property Type Residential
Association Amenities Cable TV Elevator(s) Gated Pool Storage Tennis Court(s)
Subdivision Name MARINERS COVE PH I
Facing Direction Northwest
Garage Y/N false
Total Rooms 7
Full Baths 2
Status Active
Directions Cortez Road West to North on 127th Street (the street where Seafood Shack was located) and go all the way to the end until you come to the gate. Once through the gate go left and first right to Building 5 and park in one of the 2 assigned parking spots #525 under the building. You will need gate code and you can get that on showing time.
High School Bayshore High
City CORTEZ
Body of Water ANNA MARIA SOUND
Association Name C&S MANAGEMENT DANA CLOER
Senior Community Y/N false
MLS Area 34215 - Cortez
Lot Size Square Feet 0
Carport Spaces 2
Carport Y/N true
Listing Terms Cash Conventional Owner May Carry Private Financing Available
Elementary School Sea Breeze Elementary
Land Lease Y/N false
Tax Annual Amount 9922
Home Warranty Y/N false
Middle/Junior High School W.D. Sugg Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/6574179b-0a9a-46cf-87c2-04e4c3d37a10/?utm_source=captureapp
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 525
Legal Description UNIT 525 B MARINER'S COVE CONDO PHASE I PI#76013.2135/4
Water View Bay/Harbor - Full Intracoastal Waterway
Water Access Type Bay/Harbor Canal - Saltwater Gulf/Ocean Intracoastal Waterway
Pet Size Limit Extra Large (101+ Lbs.)
Minimum Lease 3 Months
Water Access Y/N true
Monthly Condo Fee Amount 1484
HOA Monthly Maintenance 0
Additional Rooms Great Room Inside Utility Storage Rooms
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) High Ceilings Open Floorplan Solid Wood Cabinets Split Bedroom Stone Counters Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Carpet Ceramic Tile Hardwood
Furnished Y/N Unfurnished
Fireplace Features Living Room Wood Burning
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Balcony Storage Tennis Court(s)
Vegetation Mature Landscaping
Parking Features Assigned Covered Under Building
Lot Features FloodZone
Water Source Public
Foundation Details Slab
Building Area Total 2460
Lot Size Acres 0
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Sato Real Estate Inc.

Broker

cindy@islandannamaria.com

Email

Affordability Calculator

$5,746
Per Month
86%
14%
0%
Monthly Principal & Interest
$4,920
Monthly Property Taxes
$827
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Bayshore High High School High School
Pricing History
DatePricePrice ChangeDescription
1/18/2026$799,000 -4.88% Price Down
12/19/2025$840,000 Listed Price

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3840 MARINERS WAY 525, Cortez, FL, 34215 is a Condo for sale at $799,000 with 2,156 sqft. 3840 MARINERS WAY 525 has 3 bedrooms, 2.0 baths, and was built in 1984. The property's zip code is 34215 which is in Cortez, FL