1601 E 14th Street
Chattanooga, TN, 37404 $ 425,000
Bedrooms5 Baths2.0 Sq 2,020 Monthly Estimate*
$ 2,651
for $425,000 with 5 bedrooms and 2 full baths. This 2,020 square foot home was built in 1920 on a lot size of 0.15.
In the heart of downtown Chattanooga, 1601 E 4th Street offers a spacious 5-bedroom, 2-bath home that combines historic charm, modern updates, and exceptional flexibility. Originally built as a duplex, this charming property is separately metered and zoned/configured to function as a true duplex, a short-term rental, or a single complete residence—and with just a few small changes, it could easily be converted back into two fully independent units. Currently, the layout is ideal for a mother-in-law suite or short-term rental opportunity, making it a perfect fit for homeowners seeking versatility or investors pursuing strong income potential. Located just minutes from the Riverfront, MLK District, and Southside, it's within walking distance of the city's best dining, shopping, and entertainment. Showcasing original brick, classic trim, and a cozy fireplace, the home retains its timeless character while delivering modern comfort through thoughtful updates. Two spacious units anchor the residence, and there's a rare opportunity to expand upward with more than 800 square feet of additional living space above the existing structure—perfect for a luxury owner's suite, rooftop retreat, or expanded income potential. Recent improvements include all-new plumbing, updated electrical panels, a new roof, new windows, and three brand-new bathrooms. With its generous layout, natural light, and versatile configuration, this newly refurbished, move-in-ready property offers both timeless appeal and turnkey convenience. Whether you're looking to live, invest, or generate rental income, 1601 E 4th Street delivers unmatched potential in one of Chattanooga's most vibrant and accessible locations. Schedule your showing today!
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FeaturesGeneralLiving Area 2020
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Electricity Available Water Available
Possession Close Of Escrow
Roof Asphalt
Appliances Refrigerator Oven Microwave Electric Range
Patio/Porch Features Porch
Security Features Smoke Detector(s)
Construction Materials Other
Year Built 1920
Stories Count 1
Topography Level
Levels Three Or More
Property Subtype Single Family Residence
County Hamilton County TN
New Construction N
Property Type Residential
Attached Garage N
Energy Efficient Windows
Subdivision Name Fort & Porter Addn
Full Baths 2
Status Active
Buyer Financing Other Conventional
Directions Turn left onto S Holtzclaw Ave Turn Right onto E Main St turn left onto S Holly St End at 1601 E 14th St.
High School Howard School Of Academics Technology
City Chattanooga
Senior Community Y/N N
Lot Size Units Acres
Elementary School East Side Elementary School
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 2563
Middle/Junior High School Orchard Knob Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Ceiling Fan(s) In-Law Floorplan
Flooring Wood Other
Total Fireplaces 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup Gas Dryer Hookup Washer Hookup
Total Bedrooms 5
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorParking Features Detached
Lot Features Level
Water Source Public
Total Parking 0
Lot Size Area 0.15
Building Area Total 2020
Lot Dimensions 48X132.5
Lot Size Acres 0.15
Lot Size Source Agent Calculated
Waterfront Y/N N
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* Excluded FeaturesList ByGreater Downtown Realty Dba Keller Williams RealtyBroker
team@asherblackrealtor.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,651
- Monthly Property Taxes
- $214
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Chattanooga, TN
Average List Price $467,777
Percent of Sale Price 10%
About Chattanooga, TN 184,934 Population
16% Since 2002
$ 44,682 Median Income
38.38 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
4318815 Elementary School
4313249 Middle School
Howard School Of Academics Technology High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/1/2025 | $425,000 | -5.56% | Price Down |
| 11/11/2025 | $450,000 | -5.26% | Price Down |
| 10/30/2025 | $475,000 | | Listed Price |