1601 E 14th Street Chattanooga, TN $ 425,000
1601 E 14th Street
$ 425,000
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1601 E 14th Street

Chattanooga, TN, 37404
$ 425,000
Bedrooms5 Baths2.0 Sq 2,020

Monthly Estimate*

$ 2,651

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Single Family Home for sale in Chattanooga, TN

for $425,000 with 5 bedrooms and 2 full baths. This 2,020 square foot home was built on a lot size of 0.15.

In the heart of downtown Chattanooga, 1601 E 4th Street offers a spacious 5-bedroom, 2-bath home that combines historic charm, modern updates, and exceptional flexibility. Originally built as a duplex, this charming property is separately metered and zoned/configured to function as a true duplex, a short-term rental, or a single complete residence—and with just a few small changes, it could easily be converted back into two fully independent units. Currently, the layout is ideal for a mother-in-law suite or short-term rental opportunity, making it a perfect fit for homeowners seeking versatility or investors pursuing strong income potential. Located just minutes from the Riverfront, MLK District, and Southside, it's within walking distance of the city's best dining, shopping, and entertainment. Showcasing original brick, classic trim, and a cozy fireplace, the home retains its timeless character while delivering modern comfort through thoughtful updates. Two spacious units anchor the residence, and there's a rare opportunity to expand upward with more than 800 square feet of additional living space above the existing structure—perfect for a luxury owner's suite, rooftop retreat, or expanded income potential. Recent improvements include all-new plumbing, updated electrical panels, a new roof, new windows, and three brand-new bathrooms. With its generous layout, natural light, and versatile configuration, this newly refurbished, move-in-ready property offers both timeless appeal and turnkey convenience. Whether you're looking to live, invest, or generate rental income, 1601 E 4th Street delivers unmatched potential in one of Chattanooga's most vibrant and accessible locations. Schedule your showing today!

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Single Family Active

Price

$ 425,000

Bedrooms

5

Full Bath

2

Property Type

Single Family

Taxes

$ 2,563

Style

Lot Size

0.15

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1523150

Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen In-Law Floorplan Primary Downstairs Separate Dining Room
Flooring Hardwood Linoleum
Total Fireplaces 1
Fireplace Features Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Storm Window(s) Wood Frames
Fireplace Y/N Y
Above Grade Finished Area 2020.0
Half Baths 0
Laundry Features Electric Dryer Hookup Gas Dryer Hookup Washer Hookup
Total Bedrooms 5
Total Baths 2
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General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available Electricity Available Natural Gas Available Phone Available Sewer Available Water Available
Possession Close Of Escrow
Roof Asphalt Shingle
Appliances Refrigerator Oven Microwave Free-Standing Electric Range Electric Water Heater
Patio/Porch Features Porch Porch - Covered
Security Features Smoke Detector(s)
Construction Materials Other
Year Built 1920
Levels One
Property Subtype Single Family Residence
County Hamilton
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Fort & Porter Addn
Garage Y/N N
Other Structures Outbuilding
Total Rooms 0
Full Baths 2
Status Active
Directions Turn left onto S Holtzclaw Ave Turn Right onto E Main St turn left onto S Holly St End at 1601 E 14th St.
High School Howard School of Academics & Tech
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 6534.0
Carport Y/N N
Listing Terms Cash Conventional
Elementary School East Side Elementary
Land Lease Y/N N
Tax Annual Amount 2563.15
Home Warranty Y/N N
Middle/Junior High School Orchard Knob Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Legal Description PT LT 55 BLK 8 FORT & PORTER ADDN P B T7 PB 519
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Exterior
Exterior Amenities None
Fencing Fenced
Parking Features Off Street
Lot Features Level
Water Source Public
Lot Size Area 0.15
Foundation Details Block Stone
Spa N
Building Area Total 2020.0
Lot Dimensions 48X132.5
Lot Size Acres 0.15
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1601
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* Excluded Features
List By
Keller Williams Realty

Broker

Team@asherblackrealtor.com

Email

Affordability Calculator

$2,865
Per Month
93%
7%
0%
Monthly Principal & Interest
$2,651
Monthly Property Taxes
$214
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3583939 Elementary School
1547503 Middle School
Howard School of Academics & Tech High School High School
Pricing History
DatePricePrice ChangeDescription
12/1/2025$425,000 -5.56% Price Down
11/11/2025$450,000 -5.26% Price Down
10/30/2025$475,000 Listed Price

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1601 E 14th Street, Chattanooga, TN, 37404 is a Single Family Home for sale at $425,000 with 2,020 sqft and a lot size of 0.15. 1601 E 14th Street has 5 bedrooms and 2.0 baths. The property's zip code is 37404 which is in Chattanooga, TN