12361 Silver Rock Circle Lusby, MD $ 489,000
12361 Silver Rock Circle
$ 489,000
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12361 Silver Rock Circle

Lusby, MD, 20657
$ 489,000
Bedrooms3 Baths2.0 Sq 1,820

Monthly Estimate*

$ 3,011

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Single Family Home for sale in Lusby, MD

for $489,000 with 3 bedrooms and 2 full baths. This 1,820 square foot home was built in 1994 on a lot size of 0.39.

Tucked away in the peaceful Chesapeake Ranch Estates, this charming waterfront home combines comfort with a relaxed coastal feel. Inside, the bright and open layout flows naturally from the cozy family room to the spacious kitchen and dining area. Sunlight pours in through large windows, giving every space a warm, welcoming glow. The home offers three comfortable bedrooms, with the primary suite featuring its own fireplace and a private deck where you can unwind and take in the water views. Step outside to enjoy multiple tiered decks that overlook the water, with gentle steps leading right down to the shore. Surrounded by mature trees and tranquil scenery, the setting feels like your own private retreat. Just minutes from community beaches, parks, and Lake Lariat, this home makes it easy to enjoy everyday life with a touch of vacation living.

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Single Family Active

Price

$ 489,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,797

Style

Split Level

Lot Size

0.39

Year Built

1994

Town/City

Lusby

County/Region

Calvert

MLS | Web ID

MDCA2023874

Features
General
Living Area 1820
Sewer Septic Exists
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Appliances Dryer Washer Dishwasher Exhaust Fan Microwave Freezer Stove Refrigerator
Zoning R
HOA Fee 48.33
Patio/Porch Features Deck(s)
Architectural Style Split Level
Construction Materials Vinyl Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1994
View Water
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 8E
Waterfront Features Private Dock Site
Accessibility None
Assoc Fee Paid Per Monthly
County CALVERT
New Construction N
Property Type Residential
HOA Y
Subdivision Name CHESAPEAKE RANCH ESTATES
Garage Y/N N
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions From Route 4 take Rousby Hall Rd into Chesapeake Ranch Estates. Turn left on Clubhouse Dr left on Catalina Dr then left on Silver Rock Cir. Bear right; the home is on the right.
City LUSBY
Body of Water Lake Lariet
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 16950.00
Tax Annual Amount 3797.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 268.68
Vacation Rental Y/N N
Virtual Tour https://www.canva.com/design/DAG4TzdoI1o/fEQQRbGTxsKtKIXyape5CA/watch
Standard Status Active
Year Built Source Assessor
Legal Subdivision CHES RANCH ESTS
Tax Lot 14
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Interior
Interior Amenities Ceiling Fan(s)
Heating Fuel Electric
Basement Full
Flooring Carpet
Total Fireplaces 2
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Screens
Fireplace Y/N Y
Above Grade Finished Area 1820
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Water Source Public
Type of Parking Off Street
Foundation Details Other
Water View Y/N Y
Lot Size Acres 0.39
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N Y
Door Features Storm
Land Assessed Value 85000.00
Navigable Water Y/N N
Water Oriented Y/N Y
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Internal Only
Street Number 1 12361
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* Excluded Features
List By
Keller Williams Realty

Broker

sarahreynolds@rtrsells.com

Email

Affordability Calculator

$3,327
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,011
Monthly Property Taxes
$316
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3547145 Elementary School
3535903 Middle School
Patuxent High School High School
Pricing History
DatePricePrice ChangeDescription
12/9/2025$489,000 -2.20% Price Down
10/30/2025$500,000 Listed Price

Map


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12361 Silver Rock Circle, Lusby, MD, 20657 is a Single Family Home for sale at $489,000 with 1,820 sqft and a lot size of 0.39. 12361 Silver Rock Circle has 3 bedrooms, 2.0 baths, and was built in 1994. The property's zip code is 20657 which is in Lusby, MD