523 Ontario Drive
Ontario, NY, 14519 $ 470,000
Bedrooms2 Baths1.0 Sq 1,146 Monthly Estimate*
$ 2,932
for $470,000 with 2 bedrooms and 1 full bath. This 1,146 square foot home was built in 1945 on a lot size of 0.96.
This inviting 2-bedroom, 1-bathroom ranch offers a rare opportunity to own a slice of Lake Ontario’s serene shoreline, boasting 138 feet of private lake frontage on a generous .96-acre lot. Step inside to discover a warm, functional layout designed for relaxed lakefront living. The living room, anchored by a cozy wood-burning fireplace, invites you to unwind with breathtaking lake views right from the couch, now enhanced by brand-new windows and a sleek sliding door installed this fall, flooding the space with natural light and panoramic water vistas. Adjacent, the dining room provides a distinct yet connected space for meals, framed by the same stunning lake scenery. Vinyl plank flooring flows through the main living areas, complemented by plush new carpeting in the bedrooms, creating a balance of style and comfort. Year-round comfort is assured with a 2024-installed Mitsubishi mini-split system, offering zoned heating and cooling for personalized climate control. Storage is never an issue, thanks to a spacious 2-car attached garage with overhead loft space and an additional 1-car detached garage for extra gear or projects. Outside, the expansive, level lot stretches toward the water, offering endless possibilities for outdoor enjoyment—think morning kayaks, afternoon picnics, or evening bonfires under the stars, all steps from your door. Whether you’re seeking a year-round retreat or a seasonal escape, this move-in-ready home delivers low-maintenance living with direct access to the lake’s tranquil beauty. With its recent upgrades, ample storage, and prime waterfront location, this property is a gateway to the laid-back, lake-centric lifestyle you’ve been dreaming of. Schedule a showing today to experience the calm and charm of 523 Ontario Dr for yourself. OPEN HOUSE Sunday 12/7 from 11:30 AM-1:30 PM.
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FeaturesInteriorInterior Amenities SeparateFormalDiningRoom EntranceFoyer EatInKitchen SeparateFormalLivingRoom PullDownAtticStairs MainLevelPrimary
Basement CrawlSpace SumpPump
Flooring Carpet LuxuryVinyl Tile Varies
Total Fireplaces 1
Total Stories 1
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 0
Laundry Features MainLevel
Total Bedrooms 2
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 1
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GeneralSewer Connected
Heating Ductless Electric HeatPump
Cooling Ductless HeatPump Zoned
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt
Appliances Dryer Dishwasher ElectricOven ElectricRange ElectricWaterHeater Refrigerator Washer
Garage Spaces 3.0
Architectural Style Ranch
Construction Materials AluminumSiding VinylSiding CopperPlumbing
School District Wayne
Year Built 1945
Electric CircuitBreakers
View Water
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
Waterfront Features BeachAccess Lake
County Wayne
Property Type Residential
Attached Garage Yes
Garage Y/N Yes
Total Rooms 5
Full Baths 1
Status Active
City Ontario
Body of Water Lake Ontario
Senior Community Y/N No
High School District Wayne
Number Of Units Total 0
MLS Area Ontario-543400
Lot Size Units Acres
Lot Size Square Feet 41818.0
Year Built Details Existing
Tax Annual Amount 7371.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Wayne
Elementary School District Wayne
Tax Assessed Value 318421
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 470
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ExteriorExterior Amenities GravelDriveway
Parking Features Attached Detached Garage Driveway GarageDoorOpener
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.96
Foundation Details Poured Slab
Building Area Total 1146.0
Lot Dimensions 138X300
Lot Size Acres 0.96
Frontage Length 138
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesList ByTru Agent Real EstateBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,932
- Monthly Property Taxes
- $614
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Ontario, NY
Average List Price $391,524
Percent of Sale Price 17%
About Ontario, NY 10,440 Population
7% Since 2002
$ 61,048 Median Income
45.12 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3219560 Elementary School
3219058 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/3/2025 | $470,000 | -3.09% | Price Down |
| 11/7/2025 | $485,000 | -3.00% | Price Down |
| 10/30/2025 | $500,000 | | Listed Price |