3528 BAY ISLAND Circle Jacksonville Beach, FL $ 950,000
3528 BAY ISLAND Circle
$ 950,000
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3528 BAY ISLAND Circle

Jacksonville Beach, FL, 32250
$ 950,000
Bedrooms4 Baths3.0 Sq 2,168

Monthly Estimate*

$ 5,927

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View a Virtual Tour

Single Family Home for sale in Jacksonville Beach, FL

for $950,000 with 4 bedrooms and 3 full baths. This 2,168 square foot home was built in 2000 on a lot size of 0.35.

Nestled in one of Jacksonville Beach's most exclusive and rarely available neighborhoods, this stunning pool home is a rare opportunity to live where homes seldom hit the market. Step inside to find bright, open spaces that flow seamlessly to a private backyard retreat with a sparkling pool and covered lanai, perfect for morning coffee or sunset entertaining. The open concept design combines coastal charm with modern comfort, creating a space that feels both elevated and effortless. Three bedrooms, including a serene primary suite, are located on the main level, while upstairs the owners added a wall to create an office and additional bedroom, offering a nonconforming five bedroom layout ideal for guests or remote work. Just five minutes from the beach, with easy access to JTB/202 and only 25 minutes to Jacksonville International Airport, this home is also moments from Trader Joe's, Whole Foods, Target, and premier dining and shopping. Coastal living at its finest

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Single Family Active

Price

$ 950,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 12,155

Style

Traditional

Lot Size

0.35

Year Built

2000

Town/City

Jacksonville Beach

County/Region

Duval

MLS | Web ID

2115249

Features
Interior
Interior Amenities Breakfast Bar Breakfast Nook Built-in Features Ceiling Fan(s) Eat-in Kitchen Entrance Foyer In-Law Floorplan Kitchen Island Pantry Primary Bathroom -Tub with Separate Shower Primary Downstairs Smart
Flooring Carpet Laminate Tile
Total Fireplaces 1
Fireplace Features Gas
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 4
Total Baths 3
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General
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Convection Oven Dishwasher Disposal Electric Oven Electric Range Ice Maker Microwave Refrigerator
HOA Fee 896.0
Garage Spaces 2.0
Patio/Porch Features Front Porch Patio Screened
Architectural Style Traditional
Pool Features In Ground Fenced
Construction Materials Frame Stucco
Year Built 2000
View Lake Pond
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential Single Family
Parcel Number 1809491790
Waterfront Features Lake Front Pond
Assoc Fee Paid Per Annually
County Duval
New Construction 0
Property Type Residential
Association Amenities Pool Clubhouse Playground
HOA Y
Attached Garage N
Subdivision Name Ocean Cay
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions From Butler Blvd (JTB) go North on South Beach Pkwy. Take a right into Ocean Cay and continue to Bay Island Circle.
City Jacksonville Beach
Senior Community Y/N N
MLS Area 214-Jacksonville Beach-SW
Lot Size Units Acres
Lot Size Square Feet 15246.0
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N N
Tax Annual Amount 12155.1
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 214-Jacksonville Beach-SW
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/f8fe0f1c-ddb4-4afe-90f6-fda8acd20cb1?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Garage
Water Source Public
Lot Size Area 0.35
Spa N
Lot Size Acres 0.35
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 3528
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* Excluded Features
List By
Christie's International Real Estate First Coast

Broker

Heather@regalgroupjax.com

Email

Affordability Calculator

$6,940
Per Month
85%
15%
0%
Monthly Principal & Interest
$5,927
Monthly Property Taxes
$1,013
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/30/2025$950,000 Listed Price

Map


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3528 BAY ISLAND Circle, Jacksonville Beach, FL, 32250 is a Single Family Home for sale at $950,000 with 2,168 sqft and a lot size of 0.35. 3528 BAY ISLAND Circle has 4 bedrooms, 3.0 baths, and was built in 2000. The property's zip code is 32250 which is in Jacksonville Beach, FL