4320 Cottage Avenue Mishawaka, IN $ 745,000
4320 Cottage Avenue
$ 745,000
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4320 Cottage Avenue

Mishawaka, IN, 46544
$ 745,000
Bedrooms4 Baths3.0 Sq 3,187

Monthly Estimate*

$ 4,648

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Single Family Home for sale in Mishawaka, IN

for $745,000 with 4 bedrooms and 3 full baths. This 3,187 square foot home was built in 1996 on a lot size of 0.41.

~~Exceptional Riverfront Retreat with 130+ Feet of Scenic Frontage~~ Discover the art of luxury living in this exceptional riverfront residence, gracefully situated on three beautifully maintained lots and offering over 130 feet of tranquil frontage along one of the region’s most picturesque waterways. Designed to balance elegance and livability, this property captures stunning views from nearly every window and invites effortless entertaining indoors and out. The home’s transformation is evident in every detail, reflecting years of thoughtful design and expert craftsmanship. Extensive improvements (totaling more than $170,000) have been completed since 2011, including major renovations by the esteemed Peacock & Co. and professional landscaping by Foegley Landscape, Inc. The result is a property that feels both refined and refreshed—surrounded by lush, manicured gardens and outdoor spaces perfect for gathering under the pergola, grilling with friends, or simply enjoying the peaceful rhythm of the river. Inside, the thoughtful layout exudes both warmth and functionality. The chef-inspired kitchen, remodeled by Peacock & Co., showcases stainless steel appliances, including a top-of-the-line Thermador gas range, a granite-topped breakfast bar, cherry cabinetry, travertine flooring, and a walk-in pantry, forming the true heart of the home. The main-level primary ensuite opens to the pergola covered patio with river views for an easy connection to the outdoors. The primary quarters includes a spacious walk-in closet and a spa-quality bath with heated tile flooring and towel rack, dual vanities,and a frameless steam shower designed for ultimate relaxation. In the living room, elegant design meets comfort with a gas fireplace framed in custom masonry and built-in shelving that adds both beauty and functionality. A main-floor home office provides a peaceful space for productivity or creative pursuits. Upstairs, three spacious bedrooms accompany a remodeled full bath and a flexible loft area, ideal for a second living room, media space, or used as a separate living space with private access through the three-stall garage. Every detail of this home reflects thoughtful design and fine craftsmanship. With its combination of elegant interiors, sophisticated updates, and breathtaking natural surroundings, this property offers a truly remarkable riverfront lifestyle you will not want to miss! ***Current taxes shown are without a homestead exemption.***

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Single Family Active

Price

$ 745,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 12,136

Style

Site-Built Home

Lot Size

0.41

Year Built

1996

Town/City

Mishawaka

County/Region

St Joseph

MLS | Web ID

202543978

Features
General
Sewer City
Heating Gas Baseboard Floor Hot Water Radiant Multiple Heating Systems
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces Yes
Water Access Type Riverfront
Garage Attached
Amenities 1st Bdrm En Suite Alarm System-Security Built-In Entertainment Ct Ceiling Fan(s) Closet(s) Walk-in Countertops-Solid Surf Deck Covered Deck Open Deck on Waterfront Detector-Smoke Eat-In Kitchen Firep
Status Active Active
Full Baths 3
Half Baths 0
Bathrooms 3
Year Built 1996
New Construction No
Subdivision Twin Branch
Style Two Story
Township Penn
Class RESIDENTIAL
Type Site-Built Home
Age 29
REO No
Status Detail 0
Dining Room Level Main
Area St. Joseph County
High School Mishawaka
City Mishawaka
School District School City of Mishawaka
Total Sq Ft 3187
Elementary School Twin Branch
Middle School John Young
Legal Description LOTS 9 10 & 11 COUCHS SUB COMBINED W/8779 WHEN HOUSE ADDED 97-98
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202543978
Agent First Name Kerrie
Agent Last Name Drury
DOM 33
Tax Year 2025
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Interior
Basement Crawl
Fireplace(s) 1
Flooring Carpet Tile
Beds 4
Total Rooms 9
Dining Room Length 15
Dining Room Width 13
Breakfast Room Length 12
Breakfast Room Width 10
Fireplace Living/Great Rm Gas Log
Living Room Width 17
Living Room Length 22
Full Baths Main 2
Full Baths Upper 1
Above Grade Bedrooms 4
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 13
2nd Bedroom Length 23
2nd Bedroom Level Upper
2nd Bedroom Width 21
3rd Bedroom Length 14
3rd Bedroom Level Upper
3rd Bedroom Width 12
4th Bedroom Length 14
4th Bedroom Level Upper
4th Bedroom Width 12
Basement Material Poured Concrete
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Exterior
Exterior Brick
Water Frontage 130
Driveway Concrete
Pool No
Waterfront River
Garage Length 32
Garage Width 21
Lot Size Area 18000
Lot Dimensions 120X150
Lot Description Slope Waterfront 0-2.9999
Fence Metal Pet Fence
Water Features Pier/Dock Boat Lot
Garage Capacity 3
Waterfront Y/N Yes
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* Excluded Features
List By
Kerrie Drury

Listing Agent

Re/Max 100

Broker

Kerrie@INMIHome.com

Email

Affordability Calculator

$5,659
Per Month
82%
18%
0%
Monthly Principal & Interest
$4,648
Monthly Property Taxes
$1,011
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1236981 Elementary School
1235856 Middle School
Mishawaka High School High School
Pricing History
DatePricePrice ChangeDescription
10/30/2025$745,000 Listed Price

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4320 Cottage Avenue, Mishawaka, IN, 46544 is a Single Family Home for sale at $745,000 with 3,187 sqft and a lot size of 0.41. 4320 Cottage Avenue has 4 bedrooms, 3.0 baths, and was built in 1996. The property's zip code is 46544 which is in Mishawaka, IN