38594 4th Street W Charlo, MT $ 425,000
38594 4th Street W
$ 425,000
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38594 4th Street W

Charlo, MT, 59824
$ 425,000
Baths0.0

Monthly Estimate*

$ 2,651

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Studio

Multi-Family Home for sale in Charlo, MT

for $425,000. This home was built in 1930 on a lot size of 0.241.

Truly one-of-a-kind property! This beautifully converted church in Charlo features three finished units, each with its own charm and functionality. The main unit offers 1 bed/1 bath, washer/dryer hookups, an inviting open kitchen and living area, and access to the yard. Unit #2, a successful former Airbnb, comes fully furnished and turnkey with 1 bed/1 bath, a kitchen, and dining area. Unit #3 is a furnished guest suite, was also used as an Airbnb, with a queen bed, kitchenette, and full bath. The home highlights original hardwood floors, restored stained-glass windows, updated plumbing and wiring (2020), new mini splits (2024), stucco siding, and a metal roof. The unfinished basement includes a 1/2 bath, laundry hookups, bonus room, a living room, and the start of a kitchen, offering excellent potential for a 4th unit or additional living space. Exterior features include a full RV hookup, privacy-fenced landscaped yard, and fiber optic internet. Located across from Charlo School with stunning Mission Mountain views and an easy commute to Polson or Missoula. Perfect for multi-family living, owner-occupancy, or income opportunity! Full of historic charm and modern efficiency.

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Multi-Family Active

Price

$ 425,000

Bedrooms

Studio

Property Type

Multi-Family

Taxes

$ 2,159

Style

Lot Size

0.241

Year Built

1930

Town/City

Charlo

County/Region

Lake

MLS | Web ID

30060586

Features
General
Sewer Public Sewer
Heating Ductless Forced Air
Cooling Ductless Wall Unit(s)
Utilities Electricity Connected High Speed Internet Available Phone Connected
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Microwave Range Refrigerator Washer
Garage Spaces 0
Architectural Style Other
Security Features Carbon Monoxide Detector(s)
Year Built 1930
View Mountain(s) Residential
Topography Level
Levels Two
Property Subtype Triplex
Tax Year 2024
Accessibility Grab Bars
County Lake
New Construction false
Property Type Residential Income
Garage Y/N false
Building Features Private Restrooms
Status Active
Directions Charlo to 4th St. Property located across from the Charlo School.
City Charlo
Senior Community Y/N false
Number Of Units Total 3
Lot Size Units Acres
Lot Size Square Feet 10497.96
Carport Y/N false
Tax Annual Amount 2159.64
Property Condition Updated/Remodeled See Remarks
Virtual Tour https://youtu.be/5LCCFGtG5Y0
Structure Type Triplex
Standard Status Active
Year Built Source Public Records
Property Sub Type Additional Triplex Multi Family
Expected Active Date 2025-10-29
Legal Description CHARLO ORIGINAL TOWNSITE S05 T19 N R20 W BLOCK 10 9 939+/- SQUARE FEET Amended plat of lots 10 11 12 final TBD with recorded plat.
Unit MF
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Interior
Interior Amenities Main Level Primary Walk-In Closet(s)
Basement Full Partially Finished Unfinished Walk-Out Access
Basement (Y/N) true
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N false
Laundry Features Common Area Washer Hookup In Basement In Unit
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Exterior
Parking Features Additional Parking RV Access/Parking See Remarks
Lot Features Back Yard Corners Marked Level
Water Source Public
Lot Size Area 0.241
Foundation Details Poured Basement
Lot Size Acres 0.241
Road Surface Type Asphalt
Lot Size Source Public Records
Waterfront Y/N false
Road Frontage Type City Street
Other Equipment Fuel Tank(s)
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* Excluded Features
List By
Carla Hardy

Listing Agent

Era Lambros Real Estate Missoula

Broker

carla@carlahardy.com

Email

Affordability Calculator

$2,831
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,651
Monthly Property Taxes
$180
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/21/2025$425,000 -5.53% Price Down
10/29/2025$449,900 Listed Price

Map


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38594 4th Street W, Charlo, MT, 59824 is a Multi-Family Home for sale at $425,000 with a lot size of 0.241. 38594 4th Street W is a studio with 0.0 baths and was built in 1930. The property's zip code is 59824 which is in Charlo, MT