32 W 1st Street Spencer, IA ^$ 114,900

32 W 1st Street

^$ 114,900

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32 W 1st Street

Spencer, IA, 51301

^$ 114,900

Bedrooms3 Baths1.0 Sq 1,195

Monthly Estimate*

^$ 707

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Single Family Home for sale in Spencer, IA

for $114,900 with 3 bedrooms and 1 full bath. This 1,195 square foot home was built in 1920 on a lot size of 0.12.

Classic Home with Dedicated Bonus Space! This 3 bedroom, 1 bath is just what you've been waiting for! Move-in ready with an oversized 2 car garage and a separate shop area to suit your needs...auto, wood shop or workout room. Make it your dream come true!

Single Family Active

Price

^$ 114,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,214

Style

1.5 STORY

Lot Size

0.12

Year Built

1920

Town/City

Spencer

County/Region

Clay

MLS | Web ID

251392

Features

General

Sewer Public Sewer

Construction Frame/Wood Stick Built

Heating Baseboard

Cooling Ductless Unit Window

Appliances Exhaust Fan/Hood Range/Stove Refrigerator

Flood Zone No

Number of Garage Spaces 2

School District Spencer

Architctural Style 1.5 STORY

Stories Count 1.5

Class RESIDENTIAL

Assessments Unknown

Levels One and One Half

Type Single Family Residence

Yearly Taxes 1214

Tax Year 2024

Fuel Electric

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 5368

Construction Materials Vinyl Siding

Primary City Spencer

Year Built 1920

Directions West on 1st Street

City Spencer

Total Sq Ft 1691

DOM 89

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 96.15

Public Remarks Classic Home with Dedicated Bonus Space! This 3 bedroom 1 bath is just what you've been waiting for! Move-in ready with an oversized 2 car garage and a separate shop area to suit your needs...auto w

Exterior

Waterfront 0

Garage Type Detached

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 1

Full Baths 1

1/4 Baths 0

Basement Features Unfinished

Basement Style Partial

* Excluded Features

List By

Bob Bates

Listing Agent

Northwest Iowa Realty

Broker

(712) 260-7148

Phone

bobbates@iowarealty.com

Affordability Calculator

$809

Per Month

Monthly Principal & Interest: $707
Monthly Property Taxes: $101
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$218,549

Percent of Sale Price 90%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
11/29/2025	$114,900	-6.59%	Price Down
10/29/2025	$123,000		Listed Price

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32 W 1st Street, Spencer, IA, 51301 is a Single Family Home for sale at $114,900 with 1,195 sqft and a lot size of 0.12. 32 W 1st Street has 3 bedrooms, 1.0 baths, and was built in 1920. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 1/29/2026.

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32 W 1st Street

Single Family Home for sale in Spencer, IA

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