207 Cottonwood Road
San Ysidro, CA, 92173 $ 699,000
Bedrooms5 Baths3.0 Sq 1,474 Monthly Estimate*
$ 4,361
Listed by Innova Home Realtors
for $699,000 with 5 bedrooms and 3 full baths. This 1,474 square foot home was built in 1930 on a lot size of 0.19.
Prime Multi-Unit Investment Opportunity in San Ysidro! Unlock immediate cash flow and long-term wealth building with this rare 5-bed, 3-bath income-producing compound on a spacious lot in the heart of booming San Ysidro—minutes from the border, freeways, and explosive commercial/residential growth. Current Rental Income Breakdown (Total: $4,175/month | $50,100/year): Main House (2 bed / 1 bath): $850/mo (tenant-occupied) Attached Back Unit (2 bed / 1 bath): $1,400/mo (tenant-occupied) Side Unit (1 bed / 1 bath): $800+/mo potential Manufactured Home (1 bed / 1 bath): $900/mo (tenant-occupied) RV Space: $475/mo (tenant-occupied) Detached Studio (~120 sqft, 1 bed / 1 bath): $550/mo (tenant-occupied) That’s $4,175/month in gross rents—enough to cover a ~$3,500 mortgage payment (est. 20% down, 6.5% rate, 30-yr fixed) with cash flow left over. At $699K, you’re buying below replacement cost with built-in equity and multiple value-add paths. Why This Property Crushes It: Instant positive cash flow from Day 1 Vacant side unit = immediate upside (rent at $800–$1,000+/mo) Zoning + lot size = ADU / new construction potential Live in one unit, rent the rest (house hack & eliminate your mortgage) San Ysidro’s growth trajectory: border proximity, new housing demand, and commercial expansion = rising rents & property values Key Development Standards for RM-1-1 Based on SDMC §131.0440 et seq. and 2025 updates: Standard Details Notes for this Lot (8257 sqft) Density Max 1 dwelling unit per 1,000 sq ft of lot area Floor Area Ratio (FAR) 0.75 (75% of lot area can be building footprint/floors) HeightMax 30 ft (2–3 stories) Setbacks Front: 15–20 ft (avg. of block); Side: 5 ft; Rear: 15 ft (or 20% of depth). Reduced for ADUs (4 ft side/rear). Lot Coverage Max 50% (buildings + impervious surfaces). Parking 1 space per unit (0.5 for studios/1-beds); none required for ADUs near transit (e.g., trolley in San Ysidro). DISCLAIMER: Broker and Broker’s Agent make no representations or guarantees regarding the accuracy of square footage, permitted or unpermitted improvements, bedroom/bathroom count, lot size, dimensions, school districts, or any other information concerning the physical condition or features of the property. Buyer is strongly advised to independently verify all material information through personal inspection and consultation with qualified professionals (e.g., appraisers, inspectors, city officials) prior to the removal of any contingencies in writing.
See more
FeaturesGeneralLiving Area 1474
Sewer Public Sewer
Cooling Wall/Window Unit(s)
Zoning R-2:MINOR MULTIPLE
HOA Fee 0
Garage Spaces 0
Pool Features None
Year Built 1930
View Neighborhood
Stories Count 1
Levels One
Property Subtype Duplex
Community Features Street Lights Sidewalks Urban
County San Diego
Property Type Residential
HOA 0
Attached Garage 0
Garage Y/N 0
Full Baths 3
Special Listing Conditions Standard
Status Active
Directions When driving NW on W San Ysidro BLVD take right on Cottonwood RD. Property is on the left 4 lots down.
City San Ysidro
Entry Location 1
Senior Community Y/N 0
High School District Sweetwater Union
MLS Area 92173 - San Ysidro
Lot Size Units Acres
Lot Size Square Feet 8276.4
Listing Terms Cash Conventional 1031 Exchange
Property Attached Y/N 1
Land Lease Y/N 0
Lease Considered Y/N 0
Virtual Tour https://www.propertypanorama.com/instaview/crmls/PTP2508154
Standard Status Active
Occupancy Type Tenant
Property Sub Type Additional Duplex
See more
InteriorFireplace Features None
Total Stories 1
Common Walls End Unit
Air Conditioning Y/N 1
Heating Y/N 0
Fireplace Y/N 0
Laundry Features See Remarks
Total Bedrooms 5
Entry Level 1
Total Baths 3
See more
ExteriorLot Features Back Yard Front Yard Value In Land
Total Parking 0
Lot Size Area 0.19
Spa 0
Lot Size Acres 0.19
Private Pool 0
Lot Size Source Public Records
RV Parking Dimensions 2x 30ft RVs
See more
* Excluded FeaturesList ByInnova Home RealtorsBroker
ali.oqdeh@innovahomerealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,361
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in San Ysidro, CA
Average List Price $3,999,500
Percent of Sale Price 472%
About San Ysidro, CA 30,621 Population
10% Since 2002
$ 40,502 Median Income
31.77 Median Age
46% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/28/2025 | $699,000 | | Listed Price |