Open House 12/6 11am - 2pm
3285 Minnow Creek Drive
Hernando Beach, FL, 34607 $ 649,000
Bedrooms2 Baths2.0 Sq 1,248 Monthly Estimate*
$ 4,049
for $649,000 with 2 bedrooms and 2 full baths. This 1,248 square foot home was built in 1983 on a lot size of 0.14.
Waterfront paradise! This fully renovated 2-bedroom, 2-bath stilt home offers modern coastal living on a deep-water canal just minutes from the Gulf. Every detail has been beautifully updated — simply move in and start living your waterfront dream. Step inside to discover engineered hardwood floors, a stunning chef's kitchen with soft-close wood cabinetry, granite countertops, a large island, stainless steel appliances, and a farm-style sink. The open-concept layout flows seamlessly into the living area, featuring hurricane-impact windows (2024) and a three-panel sliding glass door that opens to a 10-foot deck with peaceful canal, mangrove and Gulf views. Enjoy two newly renovated bathrooms with custom tile showers, glass doors, and matching granite finishes. The primary suite features a walk-in closet, ensuite bathroom with rain showerhead and designer details throughout. Nearly everything is new (2024), air conditioning system 2024, insulation, bug-resistant siding, on-demand water heater, paint, ceiling fans, washer & dryer, staircase, and deck railing. The home also includes a new seawall cap, floating dock, and gangway — perfect for boating enthusiasts. Roof 2023. The first floor is ready for your personal touch, ideal for storage, a workshop, or future expansion, think gym, workshop, man cave. A charming spiral staircase leads up to the main living area, where a hatch door adds a touch of character. Located in a no-HOA neighborhood, this property offers freedom and flexibility — bring your boat, kayaks, or paddleboards to enjoy fishing, scalloping, relaxing with direct Gulf access in just five minutes! Close to the public boat ramp, marina, and popular local restaurants. Owner financing available. Whether you're seeking a full-time waterfront residence, vacation home, or investment property, this stunning remodel delivers the ultimate Florida coastal lifestyle.
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Open House
12/6/2025 11:00 AM - 2:00 PM
3285 Minnow Creek Drive Hernando Beach, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesInteriorInterior Amenities Breakfast Bar Ceiling Fan(s) Kitchen Island Open Floorplan Primary Bathroom - Shower No Tub Walk-In Closet(s)
Flooring Tile Wood
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Laundry Features In Unit Upper Level
Total Bedrooms 2
Total Baths 2
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GeneralSewer Public Sewer
Heating Central Electric Heat Pump
Cooling Central Air Electric
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Disposal Dryer Electric Range Microwave Refrigerator Tankless Water Heater Washer Washer/Dryer Stacked
Zoning R1B
Patio/Porch Features Deck Rear Porch
Architectural Style Stilt
Construction Materials Frame Other
Year Built 1983
View Canal Water Gulf
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential
Waterfront Features Canal Front Navigable Water Seawall Direct Gulf Access No Fixed Bridges Waterfront Community
County Hernando
New Construction N
Property Type Residential
HOA N
Attached Garage N
Energy Efficient Windows
Subdivision Name Gulf Coast Ret Unit 1
Facing Direction South
Garage Y/N N
Other Structures Other
Total Rooms 3
Full Baths 2
Status Active
Directions From US 19 at Spring Hill Drive Turn west on Osowa Blvd right on Shoal Line Blvd left on Caliente St Right onto Maplewood Dr which becomes Eagle Nest Dr Left onto Minnow Creek Dr.
High School Weeki Wachee
City Hernando Beach
Senior Community Y/N N
Zoning Description Residential
Lot Size Units Acres
Lot Size Square Feet 6000.0
Carport Spaces 2.0
Carport Y/N Y
Elementary School Westside
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 6038.0
Home Warranty Y/N N
Middle/Junior High School Fox Chapel
Property Condition Updated/Remodeled
Lease Renewal Y/N N
Lease Considered Y/N N
Standard Status Active
Tax Lot 7
Legal Description GULF COAST RETREATS UNIT 1 BLK 21 LOT 7 ORB 512 PGS 1152 & 1153
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ExteriorExterior Amenities Balcony Dock Impact Windows
Parking Features Attached Carport Covered
Lot Features Dead End Street
Water Source Public
Lot Size Area 0.14
Spa N
Building Area Total 1248.0
Lot Size Acres 0.14
Road Surface Type Paved
Waterfront Y/N Y
Road Frontage Type County Road
Crops Included Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByTracie MalerListing Agent
Keller Williams-Elite PartnersBroker
tmalerhomes@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,049
- Monthly Property Taxes
- $503
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Hernando Beach, FL
Average List Price $649,875
Percent of Sale Price 0%
About Hernando Beach, FL 2,527 Population
32% Since 2002
$ 48,296 Median Income
57.11 Median Age
13% Households with Children
Trends Information provided by ATTOM Data Solutions.
1951927 Elementary School
1951907 Middle School
Weeki Wachee High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/27/2025 | $649,000 | | Listed Price |